While we all hope that we’ll never have to make a major insurance claim, sometimes things do happen beyond our control and Suncorp Classic Advantages Home Insurance will cover you when they do. The policy includes cover for 14 key events like fires, theft, storm and flood and it also includes cover for accidental loss or damage.
Lock replacements and temporary accommodation for you and your pet if your home isn’t able to be lived in for up to 12 months (up to 10% of the sum insured) are covered. If you’re looking to give your furry friend more than just a roof over their head, you also have the optional extra of adding veterinary expenses to your policy that’ll cover you if your pet is ever injured or falls ill.
When it comes to your contents inside your home, Suncorp Classic Advantages Home Insurance have you covered there too. No matter what you own, from movies to music or antiques that have been passed down through generations, they’ll be covered. Your jewellery, cash and credit cards will also be covered along with other personal medical equipment or trade tools you may own. Some items do have cover limits so be sure that if you do own expensive jewellery or antiques you will be ok with the standard limits, otherwise it is best to get extra cover for these. Be sure to read the PDS in full to understand the per item limits and maximums.
As you are on the lookout for the perfect policy, it’s important you know that like many other home insurance policies storm and power surges along with inventory are not covered under Suncorp Classic Advantages Home Insurance.
If you buy your policy online you’ll get $100 off and there is also a multipolicy discount if you bundle this with other insurance products like car insurance, which could help you to save.
Who it's good for:
Suncorp Classic Advantages Home Insurance is available Australia wide and is a great choice for homeowners that want cover for their home from the inside out. If you live in Queensland and have a seniors card, you’ll also be eligible for a discount so be sure to mention this when signing up.
While you’ll be able to pay your premium on a monthly basis, be aware that you will be paying extra for this.