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Suncorp Home & Contents Insurance

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The details shown below are for the Classic Home Insurance
The details shown below are for the Classic Extras Home Insurance
The details shown below are for the Classic Advantages Home Insurance

Choose the version of this product that suits you best

Name
Classic Home Insurance
Classic Extras Home Insurance
Classic Advantages Home Insurance
  • Classic Home Insurance
  • Classic Extras Home Insurance
  • Classic Advantages Home Insurance
Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover

Details

Cover information and limits in the table below correct as at 14 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features

60

Optional Extra - Up to 25% of building sum insured

Yes

$200

true

no

Multipolicy, QLD Seniors Card, $100 Online Discount

Yes

Up to 90 days, up to 20% of sum insured

Yes

Up to $20,000,000

If rebuild costs after an insured event are more than the greater of $50,000 or 10% of the sum insured, Build it Back Better will cover the cost of recommended resilience improvements for up to $5,000-$10,000 depending on policy coverage.

n/a

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra, up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Buildings

Yes

Up to $500

Yes, retaining walls, garden borders, pathways and paved areas. Up to $500 for plants

Yes

Contents

No

No

Yes

Yes

Yes

Yes

Up to $2,000 per item

Up to $10,000 per item, up to $50,000 in total, up to $2,000 for collections

Up to $2,000 per item, up to $4,000 in total

No

Up to $500

No

Yes

Up to $1,000

No

Yes

Other cover

$5,000 for death

Optional Extra, up to $2,000

Up to $500

Up to 10% of sum insured combined with temporary accommodation for pets

Up to 10% of sum insured combined with temporary accommodation

Up to 10% of sum insured

Up to 10% of sum insured combined with demolition cost

Up to 10% of sum insured combined with debris removal cost

Yes

Up to 14 days for contents

Yes

^See information about the Mozo Expert Choice Home Insurance Awards

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Cover information and limits in the table below correct as at 14 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features

60

Yes - Up to 25% of building sum insured

Yes

$200

true

no

Multipolicy, QLD Seniors Card, $100 Online Discount

Yes

Up to 90 days, up to 20% of sum insured

Yes

Up to $20,000,000

If rebuild costs after an insured event are more than the greater of $50,000 or 10% of the sum insured, Build it Back Better will cover the cost of recommended resilience improvements for up to $5,000-$10,000 depending on policy coverage.

n/a

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Buildings

Yes

Up to $1,000

Yes, retaining walls, garden borders, pathways and paved areas. Up to $1,000 for plants

Yes

Contents

No

No

Yes

Yes

Yes

Yes

Up to $5,000 per item

Up to $20,000 per item, up to $80,000 in total, up to $5,000 for collections

Up to $3,000 per item, up to $10,000 in total

No

Up to $1,000

No

Yes

Up to $2,000

No

Yes

Other cover

$5,000 for death

Optional Extra, up to $2,000

Up to $1,000

Up to 10% of sum insured combined with temporary accommodation for pets

Up to 10% of sum insured combined with temporary accommodation

Up to 10% of sum insured

Up to 15% of sum insured combined with demolition cost

Up to 15% of sum insured combined with debris removal cost

Yes

Up to 14 days for contents

Yes

^See information about the Mozo Expert Choice Home Insurance Awards

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Cover information and limits in the table below correct as at 14 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features

60

Yes - Up to 30% of building sum insured

Yes

$200

true

no

Multipolicy, QLD Seniors Card, $100 Online Discount

Yes

Up to 90 days, up to 20% of sum insured

Yes

Up to $20,000,000

If rebuild costs after an insured event are more than the greater of $50,000 or 10% of the sum insured, Build it Back Better will cover the cost of recommended resilience improvements for up to $5,000-$10,000 depending on policy coverage.

n/a

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Buildings

Yes

Up to $2,000

Yes, retaining walls, garden borders, pathways and paved areas. Up to $2,000 for plants

Yes

Contents

No

No

Yes

Yes

Yes

Yes

Yes

Up to $200,000, up to $50,000 for collections

Up to $10,000 per item, up to $40,000 in total

No

Up to $2,000

No

Yes

Up to $5,000

No

Yes

Other cover

$5,000 for death

Optional Extra, up to $2,000

Up to $2,500

Up to 15% of sum insured combined with temporary accommodation for pets

Up to 15% of sum insured combined with temporary accommodation

Up to 20% of sum insured

Up to 20% of sum insured combined with demolition cost

Up to 20% of sum insured combined with debris removal cost

Yes

Up to 14 days for contents

Yes

^See information about the Mozo Expert Choice Home Insurance Awards

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Customer Reviews

How are Suncorp home insurance rated by the Mozo community?

Overall
7.8/10
Value for money
7.2/10
Policy coverage
7.9/10
Customer service
7.9/10
Claims handling
7.8/10
Trust
7.9/10
Based on 305 Suncorp home insurance reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of Suncorp Home & Contents Insurance Home Insurance

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