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Suncorp Home & Contents Insurance

The details shown below are for the Classic Extras Home Insurance

The details shown below are for the Classic Advantages Home Insurance

The details shown below are for the Classic Home Insurance

Choose the version of this loan that suits you best

  • Classic Extras Home Insurance

  • Classic Advantages Home Insurance

  • Classic Home Insurance

Fire
Theft or burglary
Flood
Storm
Building cover
Contents cover
Fire
Theft or burglary
Flood
Storm
Building cover
Contents cover
Fire
Theft or burglary
Flood
Storm
Building cover
Contents cover

Mozo editorial review Suncorp Home & Contents Insurance

Last updated: 5 August 2020.

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What's hot
  • Underinsurance protection
  • Multipolicy and online discounts
What's not
  • Monthly payment fee
Mozo snapshot

Looking for a new home and contents insurance policy or thinking of switching? Consider one of Suncorp's tiered levels of comprehensive cover. All levels provide new for old replacement for your belongings, multipolicy and online discounts, plus the option of choosing your excess, so you can tailor it to best suit your budget. 

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Key features

While we all hope we’ll never have to make a major insurance claim, sometimes things do happen beyond our control, and Suncorp Home & Contents Insurance Classic will cover you when they do. This cover comes in three tiers: Classic, Classic Extras, and Classic Advantages. These come at three ascending price points and matching enhanced coverage, with Classic Advantages being the highest level of cover.

If you take the middle ground with the Classic Extras cover, you'll be sorted for key events like fires, theft, storm and flood, as well as additional inclusions like cover for accidental damage to your home.

Pets are also considered a high priority with Suncorp's mid-range policy. You'll be covered for lock replacements and temporary accommodation for you and your pet if your home isn’t able to be lived in for up to 12 months (up to 10% of the sum insured). If you’re looking to give your furry friend more than just a roof over their head, you also have the optional extra of adding veterinary expenses to your policy that’ll cover you if your pet is ever injured or falls ill.

When it comes to the contents inside your home, Suncorp Classic Extras Home Insurance have you covered there too. From movies to music or antiques that have been passed down through generations, they’ll be covered. Your jewellery, cash and credit cards will also be covered along with other personal medical equipment or trade tools you may own. 

Some items do have cover limits so be sure that if you do own expensive jewellery or antiques you will be ok with the standard limits, otherwise it is best to get extra cover for these. Be sure to read the PDS in full to understand the per-item limits and maximums for each policy tier.

It’s important to note that, like many other home insurance policies, storm and power surges along with inventory are not covered under Suncorp Classic Extras Home Insurance.

If you buy your policy online you’ll get $100 off and there is also a multipolicy discount if you bundle this with other insurance products like car insurance, which could help you to save.

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Who is it good for

Suncorp Classic Extras Home Insurance is available Australia wide and is a great choice for homeowners who want cover for their home, inside and out. If you live in Queensland and have a seniors card, you’ll also be eligible for a discount, so be sure to mention this when signing up.


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Any catches

While you’ll be able to pay your premium on a monthly basis, be aware that you will be paying extra for this.


Details

Rates and fees information correct as at 10 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 25% of building sum insured

  • $200

  • n/a

  • Multipolicy, QLD Seniors Card, $100 Online Discount

  • Up to 90 days, up to 20% of sum insured

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Up to 10 years old

Buildings
  • Up to $1,000

  • Up to $1,000 for plants

Contents
  • Up to $400

  • Up to $2,500

  • Up to $5,000 per item

  • Up to $20,000 per item, up to $80,000 in total, up to $5,000 for collections

  • Up to $2,500 per item, up to $10,000 in total

  • Up to $700

  • Up to $1,000

  • Up to $1,500

  • Up to $2,000

  • Up to $15,000

Other cover
  • $5,000 for death

  • Optional Extra, up to $500

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 10% of sum insured

  • Up to 15% of sum insured combined with demolition cost

  • Up to 15% of sum insured combined with debris removal cost

  • Up to 14 days for contents

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 10 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 30% of building sum insured

  • $200

  • n/a

  • Multipolicy, QLD Seniors Card, $100 Online Discount

  • Up to 90 days, up to 20% of sum insured

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Up to 10 years old

Buildings
  • Up to $2,000

  • Up to $2,000 for plants

Contents
  • Up to $500

  • Up to $5,000

  • Up to $200,000, up to $50,000 for collections

  • Up to $10,000 per item, up to $40,000 in total

  • Up to $1,000

  • Up to $2,000

  • Up to $5,000

  • Up to $5,000

  • Up to $20,000

Other cover
  • $5,000 for death

  • Optional Extra, up to $500

  • Up to $2,500

  • Up to 24 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 24 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 20% of sum insured

  • Up to 20% of sum insured combined with demolition cost

  • Up to 20% of sum insured combined with debris removal cost

  • Up to 14 days for contents

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 10 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Optional Extra - Up to 25% of building sum insured

  • $200

  • n/a

  • Multipolicy, QLD Seniors Card, $100 Online Discount

  • Up to 90 days, up to 20% of sum insured

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Optional extra

  • Optional Extra, up to 10 years old

Buildings
  • Up to $500

  • Up to $500 for plants

Contents
  • Up to $300

  • Up to $1,500

  • Up to $2,000 per item

  • Up to $10,000 per item, up to $50,000 in total, up to $2,000 for collections

  • Up to $1,000 per item, up to $4,000 in total

  • Up to $500

  • Up to $500

  • Up to $1,000

  • Up to $1,000

  • Up to $10,000

Other cover
  • $5,000 for death

  • Optional Extra, up to $500

  • Up to $500

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 10% of sum insured

  • Up to 10% of sum insured combined with demolition cost

  • Up to 10% of sum insured combined with debris removal cost

  • Up to 14 days for contents

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Suncorp home insurance rated by the Mozo community?

Overall customer rating
8.1/10
Value for money
7.2/10
Policy coverage
7.9/10
Customer service
8.0/10
Claims handling
7.9/10
Trust
8.0/10

Latest reviews of Suncorp Home & Contents Insurance

  • Overall 10/10
    Good.

    I've been with Suncorp for home loan, car insurance, health insurance, and have always found them great.

    Read full review

    I've been with Suncorp for home loan, car insurance, health insurance, and have always found them great.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Sue, Queensland reviewed 5 months ago
  • Overall 7/10
    Good rates.

    Good rates. I've never had to make a claim so I can't say how good they really are.

    Read full review

    Good rates. I've never had to make a claim so I can't say how good they really are.

    Value for money
    9/10
    Policy coverage
    7/10
    Customer service
    8/10
    Claims handling
    6/10
    Trust
    7/10
    Less
    Col, Northern Territory reviewed 9 months ago
  • Overall 8/10
    Happy to recommend

    Solid performer. Costs a bit more than many other insurers however whenever we have needed to claim or talk to someone, the service and response has been first rate.

    Read full review

    Solid performer. Costs a bit more than many other insurers however whenever we have needed to claim or talk to someone, the service and response has been first rate.

    Value for money
    6/10
    Policy coverage
    8/10
    Customer service
    9/10
    Claims handling
    10/10
    Trust
    7/10
    Less
    Janet, Queensland reviewed 9 months ago
  • Overall 10/10
    An insurance company who actually cares.

    Very friendly, helpful staff. Very fast with claim response. Amazing to deal with when we were flooded a few years back. Highly recommended.

    Read full review

    Very friendly, helpful staff. Very fast with claim response. Amazing to deal with when we were flooded a few years back. Highly recommended.

    Value for money
    7/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Kylie, Queensland reviewed 10 months ago
  • Overall 8/10
    Average

    They do the job.

    Read full review

    They do the job.

    Value for money
    7/10
    Policy coverage
    6/10
    Customer service
    7/10
    Claims handling
    6/10
    Trust
    7/10
    Less
    Colleen joy, Queensland reviewed over 1 year ago
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