Suncorp Home & Contents Insurance

This product is available in different versions. Pick the right version for you here.

The details shown below are for the Classic Extras Home Insurance

The details shown below are for the Classic Advantages Home Insurance

The details shown below are for the Classic Home Insurance

Choose the version of this loan that suits you best

  • Classic Extras Home Insurance

  • Classic Advantages Home Insurance

  • Classic Home Insurance

Suncorp Home & Contents Insurance

Suncorp Home & Contents Insurance

Suncorp Home & Contents Insurance

Mozo Review   Suncorp Home & Contents Insurance Review

Last updated: 23 September 2019.

What's hot:
  • Underinsurance protection

  • Multipolicy and online discounts

What's not:
  • Monthly payment fee

Mozo snapshot:

Looking for a new home and contents insurance policy or thinking of switching? Not only does the Suncorp Classic Advantages policy provide underinsurance protection, but with new for old replacement for your belongings and the option of choosing your excess, you can tailor it to best suit your budget. Plus buy your policy online and you’ll get $100 off.

Key features:

While we all hope that we’ll never have to make a major insurance claim, sometimes things do happen beyond our control and Suncorp Classic Advantages Home Insurance will cover you when they do.  The policy includes cover for 14 key events like fires, theft, storm and flood and it also includes cover for accidental loss or damage.

Lock replacements and temporary accommodation for you and your pet if your home isn’t able to be lived in for up to 12 months (up to 10% of the sum insured) are covered. If you’re looking to give your furry friend more than just a roof over their head, you also have the optional extra of adding veterinary expenses to your policy that’ll cover you if your pet is ever injured or falls ill.

When it comes to your contents inside your home, Suncorp Classic Advantages Home Insurance have you covered there too. No matter what you own, from movies to music or antiques that have been passed down through generations, they’ll be covered. Your jewellery, cash and credit cards will also be covered along with other personal medical equipment or trade tools you may own. Some items do have cover limits so be sure that if you do own expensive jewellery or antiques you will be ok with the standard limits, otherwise it is best to get extra cover for these. Be sure to read the PDS in full to understand the per item limits and maximums.

As you are on the lookout for the perfect policy, it’s important you know that like many other home insurance policies storm and power surges along with inventory are not covered under Suncorp Classic Advantages Home Insurance.

If you buy your policy online you’ll get $100 off and there is also a multipolicy discount if you bundle this with other insurance products like car insurance, which could help you to save.

Who it's good for:

Suncorp Classic Advantages Home Insurance is available Australia wide and is a great choice for homeowners that want cover for their home from the inside out. If you live in Queensland and have a seniors card, you’ll  also be eligible for a discount so be sure to mention this when signing up.


Any catches?

While you’ll be able to pay your premium on a monthly basis, be aware that you will be paying extra for this.


Details

Rates and fees information correct as at 9 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 25% of building sum insured

  • $200

  • n/a

  • Multipolicy, QLD Seniors Card, $100 Online Discount

  • Up to 90 days, up to 20% of sum insured

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Up to 10 years old

Buildings
  • Up to $1,000

  • Up to $1,000 for plants

Contents
  • Up to $400

  • Up to $2,500

  • Up to $5,000 per item

  • Up to $20,000 per item, up to $80,000 in total, up to $5,000 for collections

  • Up to $2,500 per item, up to $10,000 in total

  • Up to $700

  • Up to $1,000

  • Up to $1,500

  • Up to $2,000

  • Up to $15,000

Other cover
  • $5,000 for death

  • Optional Extra, up to $500

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 10% of sum insured

  • Up to 15% of sum insured combined with demolition cost

  • Up to 15% of sum insured combined with debris removal cost

  • Up to 14 days for contents

Details

Rates and fees information correct as at 9 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 30% of building sum insured

  • $200

  • n/a

  • Multipolicy, QLD Seniors Card, $100 Online Discount

  • Up to 90 days, up to 20% of sum insured

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Up to 10 years old

Buildings
  • Up to $2,000

  • Up to $2,000 for plants

Contents
  • Up to $500

  • Up to $5,000

  • Up to $200,000, up to $50,000 for collections

  • Up to $10,000 per item, up to $40,000 in total

  • Up to $1,000

  • Up to $2,000

  • Up to $5,000

  • Up to $5,000

  • Up to $20,000

Other cover
  • $5,000 for death

  • Optional Extra, up to $500

  • Up to $2,500

  • Up to 24 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 24 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 20% of sum insured

  • Up to 20% of sum insured combined with demolition cost

  • Up to 20% of sum insured combined with debris removal cost

  • Up to 14 days for contents

Details

Rates and fees information correct as at 9 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Optional Extra - Up to 25% of building sum insured

  • $200

  • n/a

  • Multipolicy, QLD Seniors Card, $100 Online Discount

  • Up to 90 days, up to 20% of sum insured

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Optional extra

  • Optional Extra, up to 10 years old

Buildings
  • Up to $500

  • Up to $500 for plants

Contents
  • Up to $300

  • Up to $1,500

  • Up to $2,000 per item

  • Up to $10,000 per item, up to $50,000 in total, up to $2,000 for collections

  • Up to $1,000 per item, up to $4,000 in total

  • Up to $500

  • Up to $500

  • Up to $1,000

  • Up to $1,000

  • Up to $10,000

Other cover
  • $5,000 for death

  • Optional Extra, up to $500

  • Up to $500

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 10% of sum insured

  • Up to 10% of sum insured combined with demolition cost

  • Up to 10% of sum insured combined with debris removal cost

  • Up to 14 days for contents

Customer Reviews

How are Suncorp home insurance rated by the Mozo community?

Overall customer rating
8.1/10
Value for money
7.2/10
Policy coverage
7.9/10
Customer service
8.0/10
Claims handling
7.9/10
Trust
8.0/10

Latest reviews of Suncorp Home & Contents Insurance

  • Overall
    7/10
    Good rates.

    Good rates. I've never had to make a claim so I can't say how good they really are.

    Good rates. I've never had to make a claim so I can't say how good they really are.

    Value for money
    9/10
    Policy coverage
    7/10
    Customer service
    8/10
    Claims handling
    6/10
    Trust
    7/10

    Col | Northern Territory

    reviewed 24 days ago

  • Overall
    8/10
    Happy to recommend

    Solid performer. Costs a bit more than many other insurers however whenever we have needed to...

    Solid performer. Costs a bit more than many other insurers however whenever we have needed to claim or talk to someone, the service and response has been first rate.

    Value for money
    6/10
    Policy coverage
    8/10
    Customer service
    9/10
    Claims handling
    10/10
    Trust
    7/10

    Janet | Queensland

    reviewed about 1 month ago

  • Overall
    10/10
    An insurance company who actually cares.

    Very friendly, helpful staff. Very fast with claim response. Amazing to deal with when we were...

    Very friendly, helpful staff. Very fast with claim response. Amazing to deal with when we were flooded a few years back. Highly recommended.

    Value for money
    7/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Kylie | Queensland

    reviewed 2 months ago

  • Overall
    8/10
    Average

    They do the job.

    They do the job.

    Value for money
    7/10
    Policy coverage
    6/10
    Customer service
    7/10
    Claims handling
    6/10
    Trust
    7/10

    Colleen | Queensland

    reviewed about 1 year ago

  • Overall
    10/10
    Great customer service

    I went into their office at Beenleigh and had a very good talk to them about my policy,...

    I went into their office at Beenleigh and had a very good talk to them about my policy, specifically to be renewed, and came out very happy with the outcome.

    Value for money
    9/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Michael | Queensland

    reviewed about 1 year ago

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