Fast Cover Travel Insurance

About Fast Cover

An Australian based travel insurance provider, Fast Cover has been offering cover for overseas trips for more than a decade! Its travel insurance policies are underwritten by certain underwriters at Lloyd's, one of the big names in insurance.

Cover information and limits in the table below verified as correct at 9 October 2024. Other information correct at the time of writing.

What travel insurance policies does Fast Cover offer?

Fast Cover offers both domestic and international travel insurance. It also offers travel insurance for a number of different types of holiday, including but not limited to cruise trip insurance, skiing holidays insurance and backpacker travel insurance.

Depending on your budget, you can choose between standard travel insurance and comprehensive travel insurance. Plus cover is available for different types of traveller too, including the intrepid solo traveller, students and backpackers, groups, families and seniors up to age 79. 

Just keep in mind that what exactly is covered will vary depending on which policy you choose, where you are travelling to and your age, so be sure to read the full product disclosure statement (PDS) before signing on the dotted line. A copy of this can be found on Fast Cover’s website. 

Does Fast Cover offer travel insurance for ski holidays?

Yes, Fast Cover offers snow sports travel insurance and it is available for both domestic and overseas trips. Fast Cover’s snow sports travel insurance includes much the same coverage as its usual domestic and international travel insurance policies, but with an added snow sports benefit. Terms, conditions and other sub-limits may apply, so it's important to check out the PDS for the full story.

Does Fast Cover cover cruise holidays?

Yes, Fast Cover offers cruise travel insurance. Coverage is available for both cruising internationally and in Australian waters.

Does Fast Cover cover pre-existing medical conditions?

Fast Cover provides medical screening for your pre-existing medical conditions when you apply for cover. If they are able to provide you with cover, you may be required to pay an additional premium.

Does Fast Cover provide cover for Covid-19?

Cover for COVID-19 is included in all policies, though conditions, sub-limits, and exclusions will apply depending on your level of coverage and type of policy.

Can I cancel my Fast Cover travel insurance?

Fast Cover's travel insurance policies come with a 25-day money back guarantee which  means that if you cancel your cover within 25 days of purchasing it and your policy has not started or you haven't made a claim, Fast Cover will give you a full refund.

How much does Fast Cover travel insurance cost?

What you pay for Fast Cover travel insurance will depend on a number of factors including which policy you choose, where you are travelling to and your age. As with all types of insurance, premiums will be calculated on a case-by-case basis. According to Fast Cover’s PDS, some factors that are taken into account when working out your premium are your age, the length of your trip and of course, the policy you choose. Please read the PDS for more.

How do I make a claim with Fast Cover?

To lodge a claim with Fast Cover you can either submit a form online through their website, download the form from their website and submit it via email or post. If you have any questions about your claim, you can call Fast Cover’s claims team on 1300 409 322.

The claim form will detail the information you need to provide, and may include: medical reports, a medical certificate from a doctor, invoices, purchase receipts, police reports, written statements and photographs. You will also need to have your insurance certificate with your policy number handy, as well as your bank details. 

When should I make a claim with Fast Cover?

Fast Cover says medical, hospital or dental claims should be made as soon as possible, as they may be able to provide assistance and pre-approve expenses. Lost or stolen luggage or personal belongings should be reported to the police in the country you are visiting and you should obtain a written notice of your report. You may want to submit your claim to Fast Cover within 30 days of returning from your trip. 

Compare Fast Cover travel insurance policies with other travel insurance providers

There are so many companies offering travel insurance policies these days, so don’t make a hasty decision when it comes to your next overseas trip! Check out the options available to you and find a policy that fits your needs with Mozo’s easy to use travel insurance comparison tool. All you have to do is fill in the dates of your travel, your destination and how many people you’ll be travelling with for a quick and easy comparison of the best travel insurance policies available to Australians.

You can also check out Mozo’s guide to travel insurance for some tips on making your travel insurance policy work for you, and remember to drop by our travel hub for some helpful articles, tips and tools to plan a money savvy holiday.