Compare travel insurance for India
India: one country, many names. Many people, too. With a population of almost 1.4 billion people, it’s the second largest country by population in the world. Drenched in myths, spirituality, and culture, India is a diverse land of discovery. Some people go to India for the food, some go for the culture, and some even go on a George-Harrison-esque journey to ‘find themselves’. But before you go buying your saree, or finding a bag big enough to carry your sitar, consider adding a travel insurance policy to your inventory.
Depending on what type of traveller you are, the kind of international travel insurance policy you choose will come down to factors like how long you’re travelling for, if you think you’ll need any specific benefits, like cover for cancellations and delay, and if there are any optional extras you might need.
Whether you’re driving around India in a rental vehicle or motorbike, backpacking across the country, or sightseeing, an international travel insurance policy should fit your needs and budget. Also, if you’re travelling with a pre-existing medical condition, make sure that your insurance provider covers your condition. You don’t want to foot the bill in an overseas hospital if your health acts up while travelling.
Generally, travel insurance providers will offer different tiers of cover on their international policies. These often range from basic or essential policies, to premium or comprehensive policies.
Basic policies usually cover benefits like overseas emergency medical and hospital expenses, and personal liability. However, cover for things like flight delays, cancellations, loss of travel documents or cash, might only be available if you pay a higher premium. It comes down to how much you’re willing to risk on your journey, so assessing your needs before you start researching a policy is a good way to get the most suitable cover.
Australians do need a visa to travel to India. You can find more information about visas for India and apply online through the Indian government’s e-Visa portal . An electronic visa allows you to travel for up to 60 days in India for tourism, business, and medical reasons.
Once you have your visa, Smartraveller recommends that you carry a printed copy of your e-Visa, known as an electronic travel authorisation (ETA). When you arrive, you will receive a formal visa in your passport.
While some providers will include cover for Covid-related claims, such as cancellations and delays, and overseas medical and hospital, it will often be subject to the Smartraveller advice warnings. In many cases, a ‘Do not travel’ warning will mean that any claims for insured events to do with COVID-19 will not be covered by the policy.
To get into India, you will need to complete the 'Air Suvidha self declaration form ’ before you leave home. The Air Suvidha declaration form is a travel health certificate used to help monitor the spread of COVID-19 in India. You can also upload your vaccination certificate or a negative PCR test to support your declaration.
However, travel and entry requirements are always changing, so keep up to date as best as you can by checking the Indian Ministry of Health and Family Welfare website before you go.
Unfortunately, there are a few health risks when it comes to travelling to overseas countries, and India is no exception. You will need to take the following vaccines, or provide evidence of your immunity:
Other vaccines which are frequently recommended for India include:
Medibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Medibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
Receive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
Receive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
ahm Travel Insurance covers overseas medical and hospital expenses. Comprehensive policies include $3,000 cancellation cover with the option to increase the cover up to unlimited, and up to $2,000 travel delay expenses. Also included is cover for lost or stolen luggage, rental car excess and personal liability. For an additional cost, you can also add optional cover for high-value items and motorcycle/moped riding. Kids under the age of 18 can be added to the policy at no extra cost. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
ahm Travel Insurance covers overseas medical and hospital expenses. Comprehensive policies include $3,000 cancellation cover with the option to increase the cover up to unlimited, and up to $2,000 travel delay expenses. Also included is cover for lost or stolen luggage, rental car excess and personal liability. For an additional cost, you can also add optional cover for high-value items and motorcycle/moped riding. Kids under the age of 18 can be added to the policy at no extra cost. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
Medibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Medibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
Receive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
Receive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
ahm Travel Insurance covers overseas medical and hospital expenses. Comprehensive policies include $3,000 cancellation cover with the option to increase the cover up to unlimited, and up to $2,000 travel delay expenses. Also included is cover for lost or stolen luggage, rental car excess and personal liability. For an additional cost, you can also add optional cover for high-value items and motorcycle/moped riding. Kids under the age of 18 can be added to the policy at no extra cost. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
ahm Travel Insurance covers overseas medical and hospital expenses. Comprehensive policies include $3,000 cancellation cover with the option to increase the cover up to unlimited, and up to $2,000 travel delay expenses. Also included is cover for lost or stolen luggage, rental car excess and personal liability. For an additional cost, you can also add optional cover for high-value items and motorcycle/moped riding. Kids under the age of 18 can be added to the policy at no extra cost. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
Medibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Medibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
Receive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
Receive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
ahm Travel Insurance covers overseas medical and hospital expenses. Comprehensive policies include $3,000 cancellation cover with the option to increase the cover up to unlimited, and up to $2,000 travel delay expenses. Also included is cover for lost or stolen luggage, rental car excess and personal liability. For an additional cost, you can also add optional cover for high-value items and motorcycle/moped riding. Kids under the age of 18 can be added to the policy at no extra cost. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
ahm Travel Insurance covers overseas medical and hospital expenses. Comprehensive policies include $3,000 cancellation cover with the option to increase the cover up to unlimited, and up to $2,000 travel delay expenses. Also included is cover for lost or stolen luggage, rental car excess and personal liability. For an additional cost, you can also add optional cover for high-value items and motorcycle/moped riding. Kids under the age of 18 can be added to the policy at no extra cost. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
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