
Singapore, also known as the ‘Garden City’–for its many parks and tree-lined streets–is one of the world’s favourite tourist destinations, especially for Australians.
Singapore is nestled in the heart of South-East Asia and boasts a mixture of cultures. It also has a high level of safety compared to other South-East Asian destinations.
Whether you’re taking in the nearly 100-hectare Gardens by the Bay, or strolling through the Singapore Botanical Gardens, visiting the Singapore Zoo, or even just checking out the world’s largest indoor waterfall on the way out of Changi Airport, packing a travel insurance policy can help you get the most out of your trip, without the hassle of worrying if something goes wrong.
When comparing international travel insurance policies, consider what kind of traveller you are. The questions you should be asking include how long you are travelling for, what benefits you might need (like cancellation or travel provider default), and if there are any optional-extras you’re interested in.
Whether you’re travelling around Singapore in a rental vehicle or motorbike, backpacking, or sightseeing, an international travel insurance policy should fit your needs and budget.
Being an island, it would be remiss of tourism operators not to have cruises on offer. So, if you’re looking to cruise off the coast of this island city-state, then make sure your policy offers cruise travel insurance as an optional-extra.
Also, if you’re travelling with a pre-existing medical condition, make sure that your insurance provider covers your condition. You don’t want to foot the bill in an overseas hospital if your health acts up while travelling.
Many travel insurance providers will offer different tiers of cover on their international policies. These often range from basic or essential policies, to premium or comprehensive policies.
Generally, a basic policy will cover benefits like overseas emergency medical and hospital expenses, and personal liability. However, cover for things like flight delays, cancellations, loss of travel documents or cash, might only be available if you pay a higher premium. The question you have to ask yourself is, what can I afford to risk?
As an Australian, you will not need a visa to enter Singapore. However there are entry requirements, according to the Singaporean Ministry of Foreign Affairs .
To enter Singapore you will need:
If you have all of the required documents, then you’ll be able to get a Visit Pass, which will indicate how long you’re allowed to stay in the country.
According to new updates from Smartraveller , Singapore’s entry requirements have changed for overseas travellers.
“Singapore has transitioned to a new Vaccinated Travel Framework. If you're fully vaccinated and haven't visited a 'Restricted Category' destination, you can enter Singapore quarantine free. You no longer need a pre-departure test before travelling to Singapore. You'll need to complete a Singapore Arrival Card. If you're not fully vaccinated against COVID-19 and have received prior approval to enter Singapore, you'll need travel insurance with a minimum coverage of SGD$30,000. You don't need a pre-departure test to transit through Singapore.”
However, if you’re travelling overseas, your international travel insurance might not cover you for any COVID-19 related claims, depending if your destination is considered high risk by the Australian government’s Smartraveller warnings. So, before you go booking your Singaporean adventure, make sure you check the travel advice warnings for your destinations.
If your policy does cover COVID-19 related events, it may only provide cover for overseas medical and cancellation costs if you contract COVID-19, and may not cover things like mandatory quarantine or cancellations resulting from government-mandated border closures.
Travel insurance providers often have a list of general exclusions which may affect your claim, should you need to make one. Most commonly, a provider’s policy will state that any claims which result from you acting against local laws will not be covered. And in Singapore the laws differ drastically from other countries, like Australia. So, take heed of these, as some of them may come as a surprise, while others come with dramatic consequences.

Medibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Medibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.


Receive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
Receive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.

ahm Travel Insurance covers overseas medical and hospital expenses. Comprehensive policies include $3,000 cancellation cover with the option to increase the cover up to unlimited, and up to $2,000 travel delay expenses. Also included is cover for lost or stolen luggage, rental car excess and personal liability. For an additional cost, you can also add optional cover for high-value items and motorcycle/moped riding. Kids under the age of 18 can be added to the policy at no extra cost. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
ahm Travel Insurance covers overseas medical and hospital expenses. Comprehensive policies include $3,000 cancellation cover with the option to increase the cover up to unlimited, and up to $2,000 travel delay expenses. Also included is cover for lost or stolen luggage, rental car excess and personal liability. For an additional cost, you can also add optional cover for high-value items and motorcycle/moped riding. Kids under the age of 18 can be added to the policy at no extra cost. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.

Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.

Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.

Medibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Medibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.


Receive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
Receive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.

ahm Travel Insurance covers overseas medical and hospital expenses. Comprehensive policies include $3,000 cancellation cover with the option to increase the cover up to unlimited, and up to $2,000 travel delay expenses. Also included is cover for lost or stolen luggage, rental car excess and personal liability. For an additional cost, you can also add optional cover for high-value items and motorcycle/moped riding. Kids under the age of 18 can be added to the policy at no extra cost. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
ahm Travel Insurance covers overseas medical and hospital expenses. Comprehensive policies include $3,000 cancellation cover with the option to increase the cover up to unlimited, and up to $2,000 travel delay expenses. Also included is cover for lost or stolen luggage, rental car excess and personal liability. For an additional cost, you can also add optional cover for high-value items and motorcycle/moped riding. Kids under the age of 18 can be added to the policy at no extra cost. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.

Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.

Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.

Medibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Medibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.


Receive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
Receive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.

ahm Travel Insurance covers overseas medical and hospital expenses. Comprehensive policies include $3,000 cancellation cover with the option to increase the cover up to unlimited, and up to $2,000 travel delay expenses. Also included is cover for lost or stolen luggage, rental car excess and personal liability. For an additional cost, you can also add optional cover for high-value items and motorcycle/moped riding. Kids under the age of 18 can be added to the policy at no extra cost. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
ahm Travel Insurance covers overseas medical and hospital expenses. Comprehensive policies include $3,000 cancellation cover with the option to increase the cover up to unlimited, and up to $2,000 travel delay expenses. Also included is cover for lost or stolen luggage, rental car excess and personal liability. For an additional cost, you can also add optional cover for high-value items and motorcycle/moped riding. Kids under the age of 18 can be added to the policy at no extra cost. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.

Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.

Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
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