Get money ready for Christmas with a low cost personal loan
Kelly Emmerton
23 Oct 2017
Between dealing with in-laws, last-minute shopping trips and the office secret santa, Christmas can be a super stressful time - especially if you’ve got one eye on a dwindling bank balance the whole time.
So as the silly season approaches, you may be looking for a better way to handle your holiday finances. Well, we’ve got a solution: a personal loan.
Looking for a budget-friendly way to fund big holiday spends like an end of year family trip? You can snag a silly season bargain with unsecured personal loans on offer with rates as low as 7.65%.
Stressing about the fact that all that Christmas spending is going right on top of pricey car loan repayments or a mounting credit card bill? Get your finances in order by consolidating existing debts into one low rate personal loan, so all your different repayments will be lumped into one neat and tidy amount for you to pay each month.
If you’re ready to sort your Christmas spending out with a low rate personal loan, take a look at the top offers in the table below.
Top personal loans - rates updated daily
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Promoted
OurMoneyMarketOurMoneyMarket
Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured)
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Promoted
HarmoneyHarmoney
Unsecured Personal Loan (Fixed)
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years$500.00upfront and $0.00/month
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Promoted
Heritage BankHeritage Bank
Low Rate Secured Personal Loan (Variable)
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Promoted
INGING
Unsecured Personal Loan (Fixed)
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Promoted
MEME
Personal Loan (Fixed, Unsecured)
^ The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms below, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. ^ Based on $10,000 over 3 years ^^ Based on $30,000 over 5 years
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