Get money ready for Christmas with a low cost personal loan

23 Oct 2017

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Between dealing with in-laws, last-minute shopping trips and the office secret santa, Christmas can be a super stressful time - especially if you’ve got one eye on a dwindling bank balance the whole time.

So as the silly season approaches, you may be looking for a better way to handle your holiday finances. Well, we’ve got a solution: a personal loan.

Looking for a budget-friendly way to fund big holiday spends like an end of year family trip? You can snag a silly season bargain with unsecured personal loans on offer with rates as low as 7.65%.

Stressing about the fact that all that Christmas spending is going right on top of pricey car loan repayments or a mounting credit card bill? Get your finances in order by consolidating existing debts into one low rate personal loan, so all your different repayments will be lumped into one neat and tidy amount for you to pay each month.

If you’re ready to sort your Christmas spending out with a low rate personal loan, take a look at the top offers in the table below.

Top personal loans - rates updated daily

Promoted

OurMoneyMarket

OurMoneyMarket

Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured)

interest rate

8.00% p.a.

comparison rate*

8.21% p.a.based on $30,000
over 5 years

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Promoted

SocietyOne

SocietyOne

Unsecured Personal Loan (Fixed)

interest rate

7.50% p.a.to 14.99% p.a.

comparison rate*

9.51% p.a.to 12.71% p.a.based on $10,000
over 3 years

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Promoted

MoneyPlace

MoneyPlace

Unsecured Personal Loan (Fixed)

interest rate

7.65% p.a.to 26.99% p.a.

comparison rate*

7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years

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Promoted

Symple Loans

Symple Loans

Personal Loan (Variable, Unsecured)

interest rate

5.75% p.a.to 21.99% p.a.

comparison rate*

6.47% p.a.to 25.11% p.a.based on $30,000
over 5 years

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Promoted

CUA

CUA

Unsecured Personal Loan (Fixed)

interest rate

9.89% p.a.

comparison rate*

10.14% p.a.based on $30,000
over 5 years

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^The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms below, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan. ^Based on $10,000 over 3 years ^^Based on $30,000 over 5 years

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