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Beyond Bank Low Rate Car Loan Special Offer

Advertiser disclosure
Interest rate from
4.69% p.a.
Comparison rate from
5.01% p.a.based on $30,000
over 5 years
Upfront fee

Mozo editorial review Beyond Bank Low Rate Car Loan Special Offer - last updated: 18 November 2021

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What's hot
  • 2022 Mozo Experts Choice Award winner
  • 4.69% fixed interest rate (5.01% comparison rate*)
  • Extra repayments facility available
What's not
  • Minimum loan $10,000
  • Car must be less than 2 years old
Mozo snapshot

Beyond Bank’s Low Rate Car Loan (Special Offer) has everything you’d want in a top car loan. It has a super low 4.69% fixed interest rate (5.01% comparison rate*), no ongoing service fee, and flexible features to help you save over the term of your car loan like fee free extra repayments and redraw facility. Plus, this loan also bagged a 2022 Mozo Experts Choice Award for best Car Loan!

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Key features

An easy online application approval is all you’ll need to access Beyond Bank’s competitive 4.69% fixed rate (the comparison rate is 5.01%*) and fund your new ride. With your interest rate locked in for the life of the loan, you’ll easily be able to budget for your loan repayments.

You can also make additional repayments whenever you like if you have any spare cash burning a hole in your pocket and better yet, you won’t be charged any fees if you pay out your car loan early. If you need to free up funds later on, you can access any advanced payments via the free redraw facility.

The Low Rate Car Loan (Special Offer) is available on loans starting from $10,000 and you can borrow up to 100% of your vehicle’s purchase price. Loan terms range from 1 - 7 years and there is a choice of weekly, fortnightly and monthly repayments.  

Who is it good for

People who are looking at buying a new mid-range car over $10,000 and want a competitive fixed rate with the option of money saving features like a redraw facility and free extra repayments.

You must also be over the age of 18 and have a regular net income of over $2,000 per month.

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Any catches

While there are no ongoing service fees, there is a $175 upfront fee and if you miss a payment you’ll be charged a $20 late payment fee, so set up automatic repayments as soon as you drive out of the showroom.


Rates and fees information correct as at 16 May 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.


4.69% p.a. fixed

5.01% p.a.based on $30,000
over 5 years







Other financial bits



1 Year

7 Years



Weekly, Fortnightly, Monthly



Maximum age of vehicle is 2 years.

Purchase of a caravan, camper trailer or motorbike can also be used as security.

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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