Citi personal loans

2.4
Based on 87 Citi personal loan product reviews.
Fact Checked

As a bank with international presence in over 160 countries, Citi takes care of around 200 million customer accounts worldwide. When it comes to Citi’s personal loans you can choose between either a honeymoon offer which has a low rate for the first two years or a fixed rate loan, with a slightly higher rate that is locked in for the life of the loan. Citi won a 2023 Mozo Experts Choice Award in the Best Personal Line of Credit category!

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more personal loans here.
Last updated 13 December 2024 Important disclosures and comparison rate warning*

Citi personal loans

  • Ready Credit Personal Loan - 3 Year Long Tenure Rate, Balance Transfer Offer

    • Variable, Unsecured
    Interest rate from
    6.90 % p.a.
    Comparison rate from
    n/a % p.a.
    Upfront fee
    $249
    No Partner link

Sign up for rate alerts and news.

Citi personal loan ratings

Overall customer rating for Citi personal loans

2.4
Based on 87 product reviews.

Customer reviews

Important disclosures

Citi products

Personal loan quick links


* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.