| Product | Interest rate from | Comparison rate from | Upfront fee |
|---|---|---|---|
| Personal Loan Plus (Variable, Unsecured) |
10.90% p.a. |
11.19% p.a.based on $10,000 |
$199.00 |
| Ready Credit Personal Loan - 5 Year Long Tenure Rate, Balance Transfer Offer (Variable, Unsecured) |
8.90% p.a. |
n/a |
$99.00 |
Citi Personal Loan Plus
Whether you're planning a holiday or furnishing your new apartment, the Citi Personal Loan Plus will get you there. This is an unsecured personal loan with a low variable interest rate and you can choose a term between 3 - 5 years. You can also make additional repayments to pay your loan off quicker at no extra cost and best of all, there's no fee for repaying your loan early. On the other hand, there is a one-off upfront fee and monthly service fee to consider. This product also provides an ongoing reusable credit facility without needing to reapply.
Citi Ready Credit
Having Citi Ready Credit on hand means you'll always have a line of credit available to you, so you can take on life as it comes. Start off with a low introductory rate on purchases and the initial balance, but keep in mind the rate jumps pretty significantly after this period. You'll also have the flexibility to choose your own repayments (minimums apply). Plus, the establishment fee is waived for the first year.
Citi’s Ready Credit Flexible Personal Loan took home a trophy for Best Personal Line of Credit in the Mozo Experts Choice Awards for 2023.
To apply for a personal loan with Citi, you have two options. One way is to visit the Citi website and follow the prompts to begin an application. Citi have a customer service team on call to ring if you have any questions. Alternatively Citi personal loan applications can be done at any provider branches around Australia.
To apply for a personal loan with Citi you will need:
Mozo users have rated Citi personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
86 Reviews
Really great to deal with Mary from loans department , Was very helpful and fantastic to deal with.
Read full reviewReally great to deal with Mary from loans department , Was very helpful and fantastic to deal with.
Interest rates are too high.
Read full reviewInterest rates are too high.
A mass marketing campaign sucked me in, and now my goal is to get out as quick as possible. Exorbitant interest rates and charges, a website that is slow to update to the point a payment made can sometimes not show for 2 days. Where you can expect a barely intelligible call from an overseas call centre.
Read full reviewA mass marketing campaign sucked me in, and now my goal is to get out as quick as possible. Exorbitant interest rates and charges, a website that is slow to update to the point a payment made can sometimes not show for 2 days. Where you can expect a barely intelligible call from an overseas call centre.
Nothing to rave about
Read full review