|
Variable |
|
|
8.90% p.a.variable |
|
|
n/a |
|
$149.00 |
|
|
$0.00 |
|
|
$15.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$5,000.00 |
|
|
$75,000.00 |
|
|
0 Years |
|
|
5 Years |
|
|
Unsecured |
|
- |
|
|
Monthly |
|
|
yes |
|
|
yes |
|
|
8.90% for 5 years on loans up to $75,000, with any unpaid amount reverting to 20.99% variable rate after that. |
|
|
Reduced establishment fee $149 (usually $199). |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
A mass marketing campaign sucked me in, and now my goal is to get out as quick as possible. Exorbitant interest rates and charges, a website that is slow to update to the point a payment made can sometimes not show for 2 days. Where you can expect a barely intelligible call from an overseas call centre.
Read full reviewA mass marketing campaign sucked me in, and now my goal is to get out as quick as possible. Exorbitant interest rates and charges, a website that is slow to update to the point a payment made can sometimes not show for 2 days. Where you can expect a barely intelligible call from an overseas call centre.
Nothing to rave about
Read full reviewI wanted to consolidate and applied online for a Citibank loan. It was simple, quick and efficient. I was surprised how quick the response back to me was. I was sent in the mail the necessary paperwork with contact numbers and details - contacted them directly and the customer service lady was terrific, explaining all i needed to know. The whole process has been surprisingly easy, so much so I kept thinking there must be more to this - but nope, all has gone very smoothly with no issues at all.
Read full reviewI wanted to consolidate and applied online for a Citibank loan. It was simple, quick and efficient. I was surprised how quick the response back to me was. I was sent in the mail the necessary paperwork with contact numbers and details - contacted them directly and the customer service lady was terrific, explaining all i needed to know. The whole process has been surprisingly easy, so much so I kept thinking there must be more to this - but nope, all has gone very smoothly with no issues at all.
Online banking system is easy to use, statements are all password protected. Very smooth process.
Read full reviewOnline banking system is easy to use, statements are all password protected. Very smooth process.
I was looking for a Personal loan for about 20k and few of the comparsion sites shows Citibank as offering at 6.99% interest. So I went ot the branch in Townhall in CBD and talked to the guy there. He said they can offer at 4.99 % if i take up their free bank account offer. I was pretty happy with the offer and caluclated my loan amount would cost me 850 per month for 3 years.So he took down all my details like Salary slips,proof of identity etc. He also asked if i had a credit card and whats the limit on it which i said is 2500 AUD. They said they will process and let me know in 2-3 days but it actually around a week for them to give me a call. Frist the guy on the call was pretty rude and then he straight away aske dme some questions and then said i can only get 10k. When i asked them why it is so low he said they have some factors and as per that i could not get more than that. I earn 120K a year and save around 2.5 k per month after paying all my expenses, I have been very diligent with my credit card payments as well never missing a payment.I dont understand what are the factors they considered in deciding the loan amount but i found it very frustrating when i can easily afford loan amount like that. The guy on the phone sounded rude and had no patience for explaining why i Could not be granted 25k. My experience was not good...so i would not recommend it if you are in urgent need of money
Read full reviewI was looking for a Personal loan for about 20k and few of the comparsion sites shows Citibank as offering at 6.99% interest. So I went ot the branch in Townhall in CBD and talked to the guy there. He said they can offer at 4.99 % if i take up their free bank account offer. I was pretty happy with the offer and caluclated my loan amount would cost me 850 per month for 3 years.So he took down all my details like Salary slips,proof of identity etc. He also asked if i had a credit card and whats the limit on it which i said is 2500 AUD. They said they will process and let me know in 2-3 days but it actually around a week for them to give me a call. Frist the guy on the call was pretty rude and then he straight away aske dme some questions and then said i can only get 10k. When i asked them why it is so low he said they have some factors and as per that i could not get more than that. I earn 120K a year and save around 2.5 k per month after paying all my expenses, I have been very diligent with my credit card payments as well never missing a payment.I dont understand what are the factors they considered in deciding the loan amount but i found it very frustrating when i can easily afford loan amount like that. The guy on the phone sounded rude and had no patience for explaining why i Could not be granted 25k. My experience was not good...so i would not recommend it if you are in urgent need of money
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Debt Consolidation
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
9.14% p.a.to 11.19% p.a.
9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.
$0.00
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.
$0.00