Credit Union SA personal loans

4.1
Based on 8 Credit Union SA personal loan product reviews.
Fact Checked

Credit Union SA is a customer-owned financial institution based in South Australia offering plenty of competitive rate personal loans for customers to choose from. Whether you need a loan to finance a car, holiday or dream wedding, Credit Union SA could have you sorted. 

Credit Union SA won two Mozo Experts Choice Awards for 2023 for their personal loan offering. Read on to find out which products took the trophy…


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Last updated 22 December 2024 Important disclosures and comparison rate warning*

Credit Union SA personal loans

  • Variable Rate Personal Loan

    • Unsecured
    Interest rate from
    13.60 % p.a.
    Comparison rate from
    13.97 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    No Partner link

  • Fixed Rate Personal Loan

    • Vehicles 5 to 10 years old, Secured
    Interest rate from
    10.99 % p.a.
    Comparison rate from
    11.35 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    No Partner link

  • Special Fixed Rate Personal Loan

    • Vehicles up to 5 years old, Secured
    Interest rate from
    8.99 % p.a.
    Comparison rate from
    9.35 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    No Partner link

  • Education Community Special Fixed Rate Personal Loan

    • Vehicles up to 5 years old, Secured
    Interest rate from
    7.99 % p.a.
    Comparison rate from
    7.99 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $0
    No Partner link

  • Education Community Fixed Rate Personal Loan

    • Vehicles 5 to 10 years old, Secured
    Interest rate from
    9.99 % p.a.
    Comparison rate from
    9.99 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $0
    No Partner link

  • Education Community Variable Rate Personal Loan

    • Unsecured
    Interest rate from
    12.60 % p.a.
    Comparison rate from
    12.60 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $0
    No Partner link

  • Online-only Special Fixed Rate Personal Loan

    • Secured
    Interest rate from
    8.69 % p.a.
    Comparison rate from
    9.19 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $350
    No Partner link

  • Tesla Powerwall Loan

    • Members with a Credit Union SA Home Loan, Fixed, Unsecured
    Interest rate from
    5.74 % p.a.
    Comparison rate from
    5.74 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $0
    No Partner link

  • Tesla Powerwall Loan

    • Fixed, Unsecured
    Interest rate from
    7.34 % p.a.
    Comparison rate from
    7.69 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    No Partner link

  • Education Community Special Online-only Special Fixed Rate Personal Loan

    Interest rate from
    7.69 % p.a.
    Comparison rate from
    7.69 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $0
    No Partner link

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Credit Union SA personal loan ratings

Overall customer rating for Credit Union SA personal loans

4.1
Based on 8 product reviews.

Customer reviews

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Credit Union SA products

Personal loan quick links


* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

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While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.