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Plenti New Car Loan (Fixed)

Interest rate from
4.89% p.a.to 8.89% p.a.
Comparison rate from*
5.44% p.a.to 9.46% p.a.based on $30,000
over 5 years
Upfront fee
$399
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Mozo editorial review Plenti New Car Loan (Fixed)

Last updated: 10 August 2020.

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What's hot
  • Fixed rates from 4.89% (5.44% comparison rate*)
  • Extra repayments welcome
  • No exit fee
What's not
  • $499 upfront fee
Mozo snapshot

If you’ve got a great credit history and are on the hunt for the right loan for a new car, then you might want to give the Plenti Secured Car Loan (Fixed) a look. Based on your credit score, you could get a personalised fixed interest rate starting from 4.89% (5.44% comparison rate*). Just keep in mind that since this is a secured car loan, you will have to use the vehicle you’re purchasing as security against the loan.

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Key features

Thinking of picking up a brand new set of wheels? Look no further than the Plenti Secured Car Loan (Fixed). 


If you’ve got a pristine credit history, you could have access to the competitive starting from 4.89% fixed interest rate (5.44% comparison rate*), which can help you save big on interest. 

And speaking of saving, did we mention that there is no monthly service fee, exit fee or early repayment fee with this loan? Although repayments are made on a monthly basis, if you’re keen to pay off your loan as fast as possible, you’ll be able to do so at no extra cost thanks to the free extra repayments feature. However, bear in mind you cannot make redraws on this loan. 

As the name suggests, with the Plenti Secured Car Loan (Fixed), there are plenty of borrowing options. Choose loan terms from 3, 5 or 7 years and borrow between $10,000 and $100,000. 

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Who is it good for

The Plenti Secured Car Loan (Fixed) could be a good choice for Aussies with a great credit score looking to take advantage of a competitive fixed rate.

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Any catches

While that low fixed rate is appealing, make sure you consider the $499 upfront fee. 


Details

Rates and fees information correct as at 14 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • 4.89% p.a.to 8.89% p.a. fixed

  • 5.44% p.a.to 9.46% p.a.based on $30,000
    over 5 years

Fees
  • $399.00

  • $0.00

  • $30.00

  • $0.00

  • 0

Other financial bits
  • $10,000.00

  • $100,000.00

  • 3 Years

  • 7 Years

  • Vehicle

Features
  • Monthly

  • yes

  • no

  • Displayed interest rate is for customers with an excellent credit history.

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Plenti personal loans rated by the Mozo community?

Overall customer rating
5.0/10
Price
7.0/10
Features
5.0/10
Customer service
8.0/10
Convenience
9.0/10
Trust
4.0/10
Plenti

About Plenti

UK-based Plenti is one of the world’s largest peer to peer lenders (P2P) and has lent over $500 million since launching in October 2010. Its goal is to redefine savings and loans in Australia by cutting out the banks and providing more competitive interest rates to consumers.

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