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Plenti Unsecured Personal Loan (Fixed)

Advertiser disclosure
The details shown below are for a fixed loan between $5,000 and $65,000
The details shown below are for a fixed loan between $5,000 and $65,000
The details shown below are for a fixed loan between $5,000 and $50,000
The details shown below are for a fixed loan between $5,000 and $40,000
The details shown below are for a fixed loan between $5,000 and $35,000
The details shown below are for a fixed loan between $5,000 and $30,000

Choose the version of this loan that suits you best

Loan type Name Min loan amount Max loan amount
Fixed Personal Loan (Unsecured, Fixed, Exceptional Credit) $5,000 $65,000
Fixed Personal Loan (Unsecured, Fixed, Excellent Credit) $5,000 $65,000
Fixed Personal Loan (Unsecured, Fixed, Very Good Credit) $5,000 $50,000
Fixed Personal Loan (Unsecured, Fixed, Good Credit) $5,000 $40,000
Fixed Personal Loan (Unsecured, Fixed, Average Credit) $5,000 $35,000
Fixed Personal Loan (Unsecured, Fixed, Below Average Credit) $5,000 $30,000
  • Loan: $5,000 $65,000
  • Loan: $5,000 $65,000
  • Loan: $5,000 $50,000
  • Loan: $5,000 $40,000
  • Loan: $5,000 $35,000
  • Loan: $5,000 $30,000
Interest rate from
6.57% p.a.
Comparison rate from
6.57% p.a.based on $30,000
over 5 years
Upfront fee
$345.00
Interest rate from
7.99% p.a.to 8.99% p.a.
Comparison rate from
9.76% p.a.to 9.76% p.a.based on $30,000
over 5 years
Upfront fee
$595.00
Interest rate from
9.99% p.a.to 12.49% p.a.
Comparison rate from
13.29% p.a.to 13.29% p.a.based on $30,000
over 5 years
Upfront fee
$595.00
Interest rate from
12.99% p.a.to 14.99% p.a.
Comparison rate from
15.81% p.a.to 15.81% p.a.based on $30,000
over 5 years
Upfront fee
$575.00
Interest rate from
15.49% p.a.to 18.99% p.a.
Comparison rate from
19.84% p.a.to 19.84% p.a.based on $30,000
over 5 years
Upfront fee
$545.00
Interest rate from
19.99% p.a.to 24.09% p.a.
Comparison rate from
24.99% p.a.to 24.99% p.a.based on $30,000
over 5 years
Upfront fee
$545.00

Details

Rates and fees information correct as at 13 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

6.57% p.a. fixed

6.57% p.a.based on $30,000
over 5 years

Fees

$345.00

$0.00

$25.00

$0.00

$0.00

Other financial bits

$5,000.00

$65,000.00

3 Years

7 Years

Unsecured

Features

-

Monthly

yes

no

Displayed interest rate is for customers with an exceptional credit history. Application fees vary between $0 and $345 depending on the loan amount.

none

^See information about the Mozo Expert Choice Personal Loans Awards

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 13 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

7.99% p.a.to 8.99% p.a. fixed

9.76% p.a.to 9.76% p.a.based on $30,000
over 5 years

Fees

$595.00

$0.00

$25.00

$0.00

$0.00

Other financial bits

$5,000.00

$65,000.00

3 Years

7 Years

Unsecured

Features

-

Monthly

yes

no

Displayed interest rate is for customers with an excellent credit history. Application fees vary between $0 and $595 depending on the loan amount.

none

^See information about the Mozo Expert Choice Personal Loans Awards

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 13 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

9.99% p.a.to 12.49% p.a. fixed

13.29% p.a.to 13.29% p.a.based on $30,000
over 5 years

Fees

$595.00

$0.00

$25.00

$0.00

$0.00

Other financial bits

$5,000.00

$50,000.00

3 Years

7 Years

Unsecured

Features

-

Monthly

yes

no

Displayed interest rate is for customers with a very good credit history. Application fees vary between $245 and $595 depending on the loan amount.

none

^See information about the Mozo Expert Choice Personal Loans Awards

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 13 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

12.99% p.a.to 14.99% p.a. fixed

15.81% p.a.to 15.81% p.a.based on $30,000
over 5 years

Fees

$575.00

$0.00

$25.00

$0.00

$0.00

Other financial bits

$5,000.00

$40,000.00

3 Years

7 Years

Unsecured

Features

-

Monthly

yes

no

Displayed interest rate is for customers with a good credit history. Application fees vary between $245 and $575 depending on the loan amount.

none

^See information about the Mozo Expert Choice Personal Loans Awards

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 13 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

15.49% p.a.to 18.99% p.a. fixed

19.84% p.a.to 19.84% p.a.based on $30,000
over 5 years

Fees

$545.00

$0.00

$25.00

$0.00

$0.00

Other financial bits

$5,000.00

$35,000.00

3 Years

7 Years

Unsecured

Features

-

Monthly

yes

no

Displayed interest rate is for customers with an average credit history. Application fees vary between $245 and $545 depending on the loan amount.

none

^See information about the Mozo Expert Choice Personal Loans Awards

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 13 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

19.99% p.a.to 24.09% p.a. fixed

24.99% p.a.to 24.99% p.a.based on $30,000
over 5 years

Fees

$545.00

$0.00

$25.00

$0.00

$0.00

Other financial bits

$5,000.00

$30,000.00

3 Years

7 Years

Unsecured

Features

-

Monthly

yes

no

Displayed interest rate is for customers with a below average credit history. Application fees vary between $245 and $545 depending on the loan amount.

none

^See information about the Mozo Expert Choice Personal Loans Awards

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Plenti personal loans rated by the Mozo community?

Overall
4.1/10
Price
3.5/10
Features
3.0/10
Customer service
2.8/10
Convenience
3.0/10
Trust
1.8/10
Based on 4 Plenti personal loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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