Got your eye out for the perfect loan to help you get behind the wheel of an electric vehicle or hybrid car? Meet the Queensland Country Bank Green Car Loan. Not only does this product sport a competitively low variable interest rate, it’s also got minimal fees and flexible repayment options.
The Queensland Country Bank has more than just a low interest rate, it’s got a bunch of handy features too!
With a variable rate of 5.99% p.a. variable rate (6.28% p.a. comparison rate*), this product has one of the lowest car loan rates on offer on the Mozo database. Loan amounts are anywhere upwards of $1,000 and can be paid back over 1 to 7 years.
Speaking of repayments, Queensland Country Bank knows a thing or two about flexibility. Not only do customers have the option of a weekly, fortnightly or monthly repayment schedule, they can also make extra repayments and redraws at no extra cost.
In fact, there are no pesky early repayment fees for those that pay down their debt ahead of time. Plus, there are also no monthly service fees or exit fees to worry about. Just don’t forget to factor in the $150 upfront establishment fee when you first sign up.
It's also good to know that Queensland Country Bank now offer a similar Business Green Car Loan option for business purposes.
This product could be the right choice for someone looking to purchase a new or demonstrator electric or hybrid vehicle with a competitive loan that offers a low rate, flexible features and minimal fees.
It’s important to note that to be eligible to borrow from Queensland Country Bank you must be a member. To qualify for membership you must be over 18, a permanent resident of Australia and currently living in Australia. The good news is, you can open a Queensland Country Bank membership as part of your loan application.
Variable |
|
5.99% p.a.variable |
|
6.28% p.a.based on $30,000 |
$150.00 |
|
$0.00 |
|
$40.00 |
|
$0.00 |
|
$0.00 |
$1,000.00 |
|
$150,000.00 |
|
1 Year |
|
7 Years |
|
Vehicle |
- |
|
Weekly, Fortnightly, Monthly |
|
yes |
|
yes |
|
A ‘green’ vehicle is defined as one with emissions intensity that does not exceed 120 grams of C02 emissions per km (g/km). |
|
Available for personal and business car loans. |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Debt Consolidation
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Clean Green Car Loan
7.69% p.a.
8.80% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
9.14% p.a.to 11.19% p.a.
9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years