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Queensland Country Bank is an independent member owned organisation, providing a full range of financial services to members. Queensland Country Bank value its members and show this by offering them with an extensive range of competitive financial products in: savings accounts, home loans, credit cards, debit cards, car loans, personal loans and term deposits, designed for Queenslanders.
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Last updated 13 January 2025
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Important disclosures
Advertiser disclosure
This table shows a range of products, and we may receive payment if you use the links provided. It does not show all providers or all products from the providers. Mozo is paid a fee by the product issuer if you use a link on our site to go to their site from ours, make an inquiry, or you take out a product with them. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo. You do not pay any extra for using our service.
We also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not. While we pride ourselves on covering a wide range of products, we don't cover every product in the market.
Products are initially shown with ‘Promoted’ products at the top that we have chosen to advertise more prominently. The table beneath lists products that meet the information in the filter, sorted according to estimated repayments for loans, and interest rates for deposits. You can change the filter settings to see other products.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Queensland Country Bank bank accounts
All Access
Account fee
$6.00
$0 account fee if you deposit $1,000 of your salary per month
Payment options
Apple Pay, PayID
Interest rate
0.00
%
p.a.
No Partner link
Standard interest rate
Balances from $0: 0.00% p.a. Balances from $5,000: 0.01% p.a.
Maximum interest rate
-
Maximum rate conditions
n/a
Account fee
$6.00
$0 account fee if you deposit $1,000 of your salary per month
Payment options
Apple Pay, PayID
What kind of card?
Visa Debit or EFTPOS
Access
ATM, EFTPOS, Visa Debit, Cheque book, BPay, Branch access, Bank@Post
ATM networks
QCB
Network ATM fee
$0.00
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$0.00
EFTPOS fee
$0.00
Phone fee
$0.00
Internet fee
$0.00
Overseas ATM fee
$0.00
Overseas purchase fee
$0.00
Foreign exchange commission
3.65%
Branch access
yes
BPAY
yes
Australia Post banking
yes
Other restrictions
-
Other benefits
-
Fee free transactions
Unlimited free transactions from phone, internet, network ATM, EFTPOS, cheque, BPAY, counter deposits and withdrawals.
Learners and Earners Account
Account fee
$0.00
Payment options
Apple Pay, PayID
Interest rate
0.00
%
p.a.
No Partner link
Standard interest rate
Balances from $0: 0.00% p.a. Balances from $5,000: 0.01% p.a.
Maximum interest rate
-
Maximum rate conditions
n/a
Account fee
$0.00
Payment options
Apple Pay, PayID
What kind of card?
Visa Debit or EFTPOS
Access
ATM, EFTPOS, Visa Debit, Cheque book, BPay, Branch access, Bank@Post
ATM networks
QCB
Network ATM fee
$0.00
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$0.00
EFTPOS fee
$0.00
Phone fee
$0.00
Internet fee
$0.00
Overseas ATM fee
$0.00
Overseas purchase fee
$0.00
Foreign exchange commission
3.65%
Branch access
yes
BPAY
yes
Australia Post banking
yes
Other restrictions
-
Other benefits
-
Fee free transactions
Unlimited free transactions from phone, internet, network ATM, EFTPOS, cheque, BPAY, counter deposits and withdrawals.
ATM, EFTPOS, Visa Debit, Cheque book, BPay, Branch access, Bank@Post
ATM networks
QCB
Network ATM fee
$0.00
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$0.00
EFTPOS fee
$0.00
Phone fee
$0.00
Internet fee
$0.00
Overseas ATM fee
$0.00
Overseas purchase fee
$0.00
Foreign exchange commission
3.65%
Branch access
yes
BPAY
yes
Australia Post banking
yes
Other restrictions
-
Other benefits
-
Fee free transactions
Unlimited free transactions from phone, internet, network ATM, EFTPOS, cheque, BPAY, counter deposits and withdrawals.
SmartBudget Account
Account fee
$5.00
Payment options
Apple Pay, PayID
Interest rate
0.00
%
p.a.
No Partner link
Standard interest rate
Balances from $0: 0.00% p.a. Balances from $5,000: 0.01% p.a.
Maximum interest rate
-
Maximum rate conditions
n/a
Account fee
$5.00
Payment options
Apple Pay, PayID
What kind of card?
-
Access
Cheque book, BPay, Branch access, Bank@Post
ATM networks
-
Network ATM fee
-
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$0.00
EFTPOS fee
$0.00
Phone fee
$0.00
Internet fee
$0.00
Overseas ATM fee
-
Overseas purchase fee
-
Foreign exchange commission
-
Branch access
yes
BPAY
yes
Australia Post banking
yes
Other restrictions
-
Other benefits
-
Fee free transactions
Unlimited free transactions from phone, internet and branch deposits. 40 free transactions from network ATM, EFTPOS, cheque, BPAY, and withdrawals per month.
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Overall customer rating for Queensland Country Bank bank accounts
4.4
Price
4.1
Features
4.2
Customer service
4.6
Convenience
4.3
Trust
4.5
Based on 54 product reviews.
Customer reviews
Important disclosures
Important disclosures
Important information about the Mozo customer ratings
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. More about the Mozo customer ratings.
K
Kane
Queensland -
Product name: All Access
3.0
I'm happy
Been with this bank for a long time 15 years always done everything right by me
Price
3.0
Features
3.0
Service
3.0
Convenience
3.0
Trust
3.0
H
Hamish
Queensland -
Product name: All Access
2.5
Not too bad
I feel that this bank could often more protection against fraud
Price
2.5
Features
2.5
Service
4.0
Convenience
2.5
Trust
2.5
L
Lisa
Queensland -
Product name: Learners and Earners Account
3.5
It’s a great bank
I would like a branch close to me. There’s no branches on the south side of Brisbane.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Disclaimer
Who we are and how we get paid
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
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Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
