The Capricornian personal loans

The Capricornian

The Capricornian has been a 100% community-owned credit union since 1959, offering personal loans to suit a range of customer needs. Because it’s not a bank, any profits made are reinvested back into improving its products and financial services. When it comes to The Capricornian’s auto loans and personal loans, not only do these loans have great rates, but they also have no ongoing or early repayment fees and flexible repayment terms. Read on to find out more about them...

The Capricornian offers the following personal loans

Rates and fees verified as correct at 11 July, 2020. Other information correct at the time of writing.

Product Interest rate from Comparison rate from* Upfront fee
Auto Loan (Variable)
The Capricornian

5.95% 16.75% p.a.

6.30% 17.14% p.a.based on $30,000
over 5 years


8.95% 20.95% p.a.

9.31% 21.35% p.a.based on $30,000
over 5 years


*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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