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If you’re looking for somewhere to stash your savings, Capricornian’s range of term deposits are well worth a look. With competitive interest rates, particularly among longer terms, you’ll find there’s plenty of incentive to lock away funds of $5,000 or more. And if you want to see how they compare to offerings from other banks, make your way over to our term deposit comparison page for an idea.
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Last updated 4 December 2024
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The Capricornian term deposits
Term Deposit
Interest rate
4.00
%
p.a.
1 year
Minimum deposit
$5,000
Govt deposit guarantee
Yes
Up to $250,000
Link not supplied
interest rates
3 months
3.00% p.a.
($5,000 +)
6 months
3.25% p.a.
($5,000 +)
1 year
4.00% p.a.
($5,000 +)
2 years
4.00% p.a.
($5,000 +)
Minimum deposit
$5,000
Maximum deposit
$5,000
Govt Deposit Guarantee
Yes
Up to $250,000
Can interest be paid to another bank?
no
Automatic rollover
yes
Other restrictions
Penalty for early redemption is 30 Days interest on the portion of the deposit withdrawn.
Other benefits
-
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Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Disclaimer
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