Choose the version of this loan that suits you best
| Loan type | Name | Min loan amount | Max loan amount | |
|---|---|---|---|---|
|
|
variable | Car Loan (Variable, Secured) | $5,000 | $80,000 |
|
|
Fixed | Car Loan (Fixed, Secured) | $10,000 | $80,000 |
You could make your car dreams a reality with the UniBank Car Loan, which offers competitive fixed interest rates starting from 6.14% p.a. (6.28% p.a. comparison rate*). Borrowers will be able to take out loans from 3-7 years, plus there are no ongoing fees over the course of the loan, nor any exit fees. The loan also received a tick of approval from the Mozo experts, taking out a 2024 Mozo Experts Choice Award in the best Used Car Loan category.
Whether you’re looking to treat yourself to a new set of wheels or pick up your second-hand ride, the UniBank Car Loan could help you do it. You’ll have peace of mind knowing your repayments won’t change, thanks to the 6.14% p.a. fixed rate (6.28% p.a. comparison rate*) and have the flexibility of borrowing up to a generous $80,000 for a maximum term of six years.
Speaking of flexibility, borrowers will also be able to choose their repayment frequency of either weekly, fortnightly or monthly. And aside from the one-off $100 application fee and $10 late payment fee, there are no ongoing or exit fees with this loan. Extra repayments are welcome with this loan, though there may be an early repayment penalty (at cost) if you choose to do so. And if you ever need those additional repayments back in your pocket, there is also a redraw option.
If you’re a borrower looking to pick up a new or used car and want the security of a fixed rate, then the UniBank Car Loan could be the right pick for you.
Although this car loan is light on fees, remember that you will be charged a $100 application fee. And if you ever miss a payment, you will be charged a $10 late payment fee.
|
variable |
|
|
8.99% p.a.variable |
|
|
9.68% p.a.based on $10,000 |
|
$100.00 |
|
|
$0.00 |
|
|
$10.00 |
|
|
$0.00 |
|
|
0 |
|
$5,000.00 |
|
|
$80,000.00 |
|
|
1 Year |
|
|
6 Years |
|
|
Vehicle |
|
- |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
Fixed |
|
|
6.14% p.a. fixed |
|
|
6.82% p.a.based on $10,000 |
|
$100.00 |
|
|
$0.00 |
|
|
$10.00 |
|
|
$0.00 |
|
|
At cost |
|
$10,000.00 |
|
|
$80,000.00 |
|
|
3 Years |
|
|
6 Years |
|
|
Vehicle |
|
- |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes |
|
|
yes |
|
|
Minimum loan amount is $10,000 for 3-6 year fixed terms. |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Unsecured Personal Loan (Fixed)
6.57% p.a.
6.57% p.a.based on $10,000
over 3 years
Debt Consolidation
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Standard Personal Loan (Unsecured)
8.99% p.a.
9.35% p.a.based on $30,000
over 5 years
Home Renovation
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Personal Loan (Secured)
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Clean Green Car Loan
7.29% p.a.
8.41% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Debt Consolidation
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan (Fixed)
6.57% p.a.
6.57% p.a.based on $10,000
over 3 years
Home Renovation
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
8.49% p.a.to 11.19% p.a.
8.85% p.a.to 11.56% p.a.based on $30,000
over 5 years
Unsecured Personal Loan (Fixed)
7.99% p.a.to 8.99% p.a.
7.99% p.a.to 10.65% p.a.based on $10,000
over 3 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Standard Personal Loan (Unsecured)
8.99% p.a.
9.35% p.a.based on $30,000
over 5 years
Unsecured Personal Loan (Fixed)
6.57% p.a.
6.57% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
8.49% p.a.to 11.19% p.a.
8.85% p.a.to 11.56% p.a.based on $30,000
over 5 years
Unsecured Personal Loan (Fixed)
7.99% p.a.to 8.99% p.a.
7.99% p.a.to 10.65% p.a.based on $10,000
over 3 years