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Unsecured Personal Loans

  • After a loan for a car, holiday or unexpected household expense? An unsecured loan could help you to get what you need now and pay for it over time. Check out the table below for some current unsecured personal loan deals on the market.

  • What does an unsecured loan mean?

    If you take out an unsecured personal loan this means that you will not have to offer any assets as security for the loan. Unsecured personal loans generally have a higher interest rate, have shorter loan term and loan amount maximums. See how it differs from secured personal loans.

  • Do unsecured loans have fixed or variable interest rates?

    Many lenders will give you the option to choose a fixed or a variable rate for your unsecured personal loan. With unsecured loans there may not be a big difference between the interest rate of a variable rate loan and a fixed loan, the difference will be in the features like extra repayments, redraws and fees if you decide to pay out the loan early.

  • How do I apply for an unsecured personal loan?

    That's easy. Once you have found the best unsecured personal loan for your needs, click on the blue, go to site button. You'll be directed to the online application. Many lenders have fast 20 minute approvals so get all the info you'll need like proof of employment, bank statements and utility bills and apply.

Unsecured personal loan comparisons on Mozo - rates updated daily

years
  • MOZO EXPERTS CHOICE 2017

    Unsecured Personal Loan

    Fixed

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate

    interest
    rate

    6.99% p.a.to 26.95% p.a.

    comparison
    rate*

    7.69% p.a.to 28.21% p.a.based on $30,000
    over 5 years

    fees

    $500.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees.**

  • Unsecured Personal Loan

    Fixed

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget

    interest
    rate

    9.50% p.a.to 15.99% p.a.

    comparison
    rate*

    10.06% p.a.to 16.53% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $5.00/month

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 9.50% would cost $38,253.35 including fees.**

  • Featured product

    Featured product

    Unsecured Personal Loan - Excellent Credit

    Fixed over 5 years

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees

    interest
    rate

    8.35% p.a.to 11.40% p.a.

    comparison
    rate*

    9.61% p.a.to 13.13% p.a.based on $30,000
    over 5 years

    fees

    $300.00upfront
    and
    $0.00/month

    monthly
    repayment**

    5 year term only. Representative example: a 5 year $30,000 loan at 8.35% would cost $37,099.76 including fees.**

  • Discount Unsecured Personal Loan

    Variable

    • $0 establishment fee (save $120) for a limited time only. Conditions apply
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees

    interest
    rate

    10.89% p.a.

    comparison
    rate*

    10.89% p.a.based on $30,000
    over 5 years

    fees

    $0.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.89% would cost $39,037.69 including fees.**

  • MOZO EXPERTS CHOICE 2017

    Unsecured Personal Loan - Excellent Credit Rating

    Fixed

    • No hidden fees, no monthly fees
    • Some customers will receive a special $0 establishment fee
    • 100% Online, apply in minutes

    interest
    rate

    7.65% p.a.to 21.00% p.a.

    comparison
    rate*

    7.65% p.a.to 23.5% p.a.based on $30,000
    over 5 years

    fees

    $0.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 7.65% would cost $36,196.75 including fees.**

  • General Purpose Personal Loan

    Variable, Unsecured

    • Fast online conditional approval and same day funding available
    • Borrow anything from $3,000 to $50,000 with loan terms up to 7 years
    • Free online redraws and no penalties on early loan payout or lump sum payments

    interest
    rate

    12.99% p.a.

    comparison
    rate*

    16.42% p.a.based on $10,000
    over 3 years

    fees

    $200.00upfront
    and
    $10.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 3 year $10,000 loan at 12.99% would cost $12,688.09 including fees.**

  • Unsecured Personal Loan

    Fixed

    • Low personalised rates, for borrowers with excellent credit
    • Borrow between $5,000-$35,000
    • Easy online application - Get a response in minutes

    interest
    rate

    8.50% p.a.to 19.95% p.a.

    comparison
    rate*

    9.36% p.a.to 20.91% p.a.based on $30,000
    over 5 years

    fees

    $595.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 8.50% would cost $37,524.76 including fees.**

  • Unsecured Personal Loan

    Variable

    • Borrow from $3K to $40K
    • Flexible repayment options
    • Extra repayments allowed

    interest
    rate

    12.99% p.a.to 19.99% p.a.

    comparison
    rate*

    14.06% p.a.to 21.02% p.a.based on $30,000
    over 5 years

    fees

    $195.00upfront
    and
    $12.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.99% would cost $41,861.32 including fees.**

  • Unsecured Personal Loan

    Variable

    • No security required
    • Borrow between $2K and $40K
    • Fast and simple application required

    interest
    rate

    12.99% p.a.to 19.99% p.a.

    comparison
    rate*

    14.06% p.a.to 21.02% p.a.based on $30,000
    over 5 years

    fees

    $195.00upfront
    and
    $12.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.99% would cost $41,861.32 including fees.**

  • Personal Loan Plus

    Variable, Unsecured

    • You’ll get a personalised rate based on your financial history and current circumstances
    • Access an ongoing reusable credit facility at a variable rate, without needing to reapply
    • You can payout early, or make extra repayments, without a fee

    interest
    rate

    8.99% p.a.to 17.99% p.a.

    comparison
    rate*

    9.96% p.a.to 18.91% p.a.based on $30,000
    over 5 years

    fees

    $199.00upfront
    and
    $10.00/month

    monthly
    repayment**

    Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 8.99% would cost $38,155.30 including fees.**

Want more? Compare all 195 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Representative example figures and monthly repayment figures are estimates only, based on the advertised rate, mandatory fees, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

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