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Unsecured Personal Loans

  • After a loan for a car, holiday or unexpected household expense? An unsecured loan could help you to get what you need now and pay for it over time. Check out the table below for some current unsecured personal loan deals on the market.

  • What does an unsecured loan mean?

    If you take out an unsecured personal loan this means that you will not have to offer any assets as security for the loan. Unsecured personal loans generally have a higher interest rate, have shorter loan term and loan amount maximums. See how it differs from secured personal loans.

  • Do unsecured loans have fixed or variable interest rates?

    Many lenders will give you the option to choose a fixed or a variable rate for your unsecured personal loan. With unsecured loans there may not be a big difference between the interest rate of a variable rate loan and a fixed loan, the difference will be in the features like extra repayments, redraws and fees if you decide to pay out the loan early.

  • How do I apply for an unsecured personal loan?

    That's easy. Once you have found the best unsecured personal loan for your needs, click on the blue, go to site button. You'll be directed to the online application. Many lenders have fast 20 minute approvals so get all the info you'll need like proof of employment, bank statements and utility bills and apply.

Personal loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE 2017
    promoted

    Unsecured Personal Loan

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees

    interest
    rate

    4.47% p.a.to 9.56% p.a.

    comparison
    rate*

    10.03% p.a.to 11.05% p.a.based on $10,000
    over 3 years

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 3 year $10,000 loan at 4.47% would cost $11,004.07 including fees.

  • promoted

    Unsecured Personal Loan - Excellent Credit Rating

    Fixed

    • No hidden fees, no monthly fees
    • Fixed rates are tailored to you
    • 100% Online, apply in minutes

    interest
    rate

    7.75% p.a.to 21.00% p.a.

    comparison
    rate*

    7.75% p.a.to 21.0% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 7.75% would cost $36,282.53 including fees.

  • promoted

    Unsecured Personal Loan - Excellent Credit

    Fixed

    • An upfront personalised rate that doesn’t impact your credit history
    • Interest rates from 8.95%
    • Better service than the banks, we treat you like a name (and not a number)

    interest
    rate

    8.95% p.a.to 11.95% p.a.

    comparison
    rate*

    10.42% p.a.to 13.4% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 8.95% would cost $38,496.37 including fees.

  • promoted

    Discount Unsecured Personal Loan

    Variable

    • $0 establishment fee (save $120) for a limited time only. Conditions apply
    • No penalties for early payout or extra repayments
    • No monthly fees

    interest
    rate

    10.89% p.a.

    comparison
    rate*

    10.89% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.89% would cost $39,037.69 including fees.

  • promoted

    Discount Unsecured Personal Loan

    Fixed

    • $0 establishment fee (save $120) for a limited time only. Conditions apply
    • No penalties for early payout or extra repayments
    • No monthly fees

    interest
    rate

    10.99% p.a.

    comparison
    rate*

    10.99% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.99% would cost $39,127.39 including fees.

  • promoted

    Low Rate Personal Loan

    Fixed, Unsecured

    • Available to new Latitude personal loan customers only
    • Applicants must be mortgage holders or homeowners
    • Applicants need an excellent credit score to apply

    interest
    rate

    10.99% p.a.

    comparison
    rate*

    12.21% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 10.99% would cost $40,307.39 including fees.

  • promoted

    Lifestyle Personal Loan Variable, Unsecured

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees

    interest
    rate

    11.89% p.a.

    comparison
    rate*

    12.94% p.a.based on $10,000
    over 3 years

    monthly
    repayment**

    Terms from 1 to 10 years. Representative example: a 3 year $10,000 loan at 11.89% would cost $12,088.25 including fees.

  • promoted

    Personal Loan

    Variable, Unsecured

    • No monthly fees. No Exit Fees.
    • Queensland borrowers only
    • Borrow from $3K to $60K

    interest
    rate

    12.95% p.a.to 15.55% p.a.

    comparison
    rate*

    13.54% p.a.to 16.16% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 12.95% would cost $41,304.47 including fees.

  • promoted

    Unsecured Personal Loan

    Fixed

    • Fast and simple online application
    • Borrow from $3K to $40K
    • Choose to repay your loan from 1 to 5 years

    interest
    rate

    12.99% p.a.to 19.99% p.a.

    comparison
    rate*

    13.87% p.a.to 20.84% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 12.99% would cost $41,681.32 including fees.

  • promoted

    Unsecured Personal Loan

    Variable

    • Fast and simple online application
    • Borrow from $3K to $40K
    • Choose to repay your loan from 1 to 7 years

    interest
    rate

    12.99% p.a.to 19.99% p.a.

    comparison
    rate*

    13.87% p.a.to 20.84% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.99% would cost $41,681.32 including fees.

  • promoted

    General Purpose Personal Loan

    Variable, Unsecured

    • An Unsecured Personal Loan is a no-fuss way to arrange the finance you need, when you need a competitive variable interest rates
    • Borrow anything from $3,000 to $50,000
    • Loan terms from 1 to 7 years depending on the loan amount

    interest
    rate

    12.99% p.a.

    comparison
    rate*

    16.42% p.a.based on $10,000
    over 3 years

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 3 year $10,000 loan at 12.99% would cost $12,688.09 including fees.

  • promoted

    Unsecured Personal Loan

    Fixed

    • Loan terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000

    interest
    rate

    13.95% p.a.to 16.95% p.a.

    comparison
    rate*

    14.81% p.a.to 17.8% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 13.95% would cost $42,586.21 including fees.

  • promoted

    Unsecured Personal Loan

    Variable

    • Loan terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000

    interest
    rate

    14.69% p.a.to 17.69% p.a.

    comparison
    rate*

    15.55% p.a.to 18.54% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 14.69% would cost $43,279.53 including fees.

Want more? Compare all 185 personal loans in the Mozo comparison engine.

Compare all personal loans

Look for a specific type of personal loan:

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Monthly repayment figures are estimates only, based on the loan amount and term entered, excluding fees. Actual repayments will depend on your individual circumstances and interest rate changes.

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