Comprehensive Car Insurance
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Monthly premiums
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Yes
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Choice of repairer
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No
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Choice of excess
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$650 - $1,645
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Agreed or market value
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Agreed or Market
Available discounts
- No claim discount
- Online discount 10%
- Multi policy discount of 10% off each new eligible policy with Apia.
- Customers who drive less than 20,000km per year can save up to 23%.
No Partner link
- Monthly premiums available
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Yes
- Choice of repairer
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No
- Choice of excess
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$650 - $1,645
- Agreed or market value
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Agreed or Market
- Discounts available
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No claim discount|Online discount 10%|Multi policy discount of 10% off each new eligible policy with Apia.|Customers who drive less than 20,000km per year can save up to 23%.
- Quote time
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4 to 6 minutes
- States where offered
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SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
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Optional Extra
- Genuine parts
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No
- New car if written off
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Yes - within 2 years of original registration. New car after theft if less than 10 years old up to $40,000 limit
- Windscreen cover
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Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
- Personal property cover
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Up to $1,500 if damaged or stolen, limit combined with emergency repairs and emergency accommodation.
- Replacement key cover
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No
- Baby capsule or child seat cover
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Up to $750
- Trailer or caravan cover
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Up to $2,000 for trailer only
- Modifications
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Automatically covered.
- Emergency repairs
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Up to $1,500 combined with emergency accommodation and lose/damage to personal property cover
- Emergency options
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Cost of one tow. Up to $1,500 accommodation costs if greater than 100km from home combined with emergency repairs. Up to $500 for travel costs.
- Rental car after theft
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Yes - Up to 21 days.
- Rental car after accident
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Not at fault - Yes. At fault - Optional Extra. Unlimited days, max $90 per day.
- Rental car liability
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Yes - legal liability cover, accidental loss and damage when using a substitute vehicle.
- Legal liability cover
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$20,000,000
- Accidental death of driver
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$5,000 within 12 months of accident.
- Young driver excess imposed
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$1,500 for drivers under 25
- Rideshare cover
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No
- Other restrictions
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-
- Other benefits
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- Online discount
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10%
- Multi-policy discount
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Multi policy discount of 10% off each new eligible policy with Apia.
- No claim discount
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Maximum no claim discount is protected for life against claims after 3 years.
- Low km discount
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true