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WAW credit union provides a range of financial products and services to members in the North East Victoria and Southern NSW areas. Since 1956 WAW has been providing financial products such as home loans, personal loans, savings and investment accounts, insurance and financial planning products to its customers. In addition to these financial products WAW also offers credit and debit cards to customers, whilst providing a range of products for its business banking customers.
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Last updated 28 June 2025
Important disclosures
BankWAW bank accounts
Everyday Transact
Account fee
$6.00
Waived if you make $2,000 of deposits each month
Payment options
Apple Pay, Google Pay, Samsung Pay
Interest rate
0.01
%
p.a.
No Partner link
Standard interest rate
Balances from $0.01: 0.01% p.a.
Maximum interest rate
-
Maximum rate conditions
n/a
Account fee
$6.00
Waived if you make $2,000 of deposits each month
Payment options
Apple Pay, Google Pay, Samsung Pay
What kind of card?
Visa Debit or EFTPOS
Access
ATM, EFTPOS, Visa Debit, Cheque book, BPay, Branch access
ATM networks
rediATM
Network ATM fee
$0.00
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$2.00
EFTPOS fee
$0.00
Phone fee
-
Internet fee
$0.00
Overseas ATM fee
$3.00
Overseas purchase fee
$0.00
Foreign exchange commission
2.75%
Branch access
yes
BPAY
yes
Australia Post banking
-
Other restrictions
-
Other benefits
-
Fee free transactions
Unlimited free transactions from own-bank ATM, EFTPOS, counter deposits and internet
Pension Plus
Account fee
$0.00
Payment options
Apple Pay, Google Pay, Samsung Pay
Interest rate
1.35
%
p.a.
No Partner link
Standard interest rate
Balances from $0: 1.35% p.a. Balances from $100,001: 1.75% p.a. Balances from $250,001: 2.40% p.a.
Maximum interest rate
-
Maximum rate conditions
n/a
Account fee
$0.00
Payment options
Apple Pay, Google Pay, Samsung Pay
What kind of card?
Visa Debit or EFTPOS
Access
ATM, EFTPOS, Visa Debit, Cheque book, BPay, Branch access
ATM networks
rediATM
Network ATM fee
$1.00
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$2.00
EFTPOS fee
$0.60
Phone fee
-
Internet fee
$0.00
Overseas ATM fee
$3.00
Overseas purchase fee
$0.00
Foreign exchange commission
2.75%
Branch access
yes
BPAY
yes
Australia Post banking
-
Other restrictions
-
Other benefits
-
Fee free transactions
Twelve free transactions from own-bank ATM, EFTPOS, BPAY, OKSO/ NPP Payments, counter deposits and internet
Youth Transact
Account fee
$0.00
Payment options
Apple Pay, Google Pay, Samsung Pay
Interest rate
0.01
%
p.a.
No Partner link
Standard interest rate
Balances from $0.01: 0.01% p.a.
Maximum interest rate
-
Maximum rate conditions
n/a
Account fee
$0.00
Payment options
Apple Pay, Google Pay, Samsung Pay
What kind of card?
Visa Debit or EFTPOS
Access
ATM, EFTPOS, Visa Debit, BPay, Branch access
ATM networks
rediATM
Network ATM fee
$0.00
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$0.00
EFTPOS fee
$0.00
Phone fee
-
Internet fee
$0.00
Overseas ATM fee
$3.00
Overseas purchase fee
$0.00
Foreign exchange commission
2.75%
Branch access
yes
BPAY
yes
Australia Post banking
-
Other restrictions
-
Other benefits
-
Fee free transactions
Unlimited free transactions from own-bank ATM, EFTPOS, BPAY, OKSO/ NPP Payments, counter deposits, counter withdrawals and internet
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Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
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