Bankwest credit cards

3.7
Based on 1,088 Bankwest credit card product review.
Fact Checked
Last updated

About Bankwest credit cards 

From humble beginnings as the Agricultural Bank of Western Australia in 1895, and now a part of the Commonwealth Bank Group, Bankwest has a long history of helping Aussies meet their financial needs.

Bankwest’s repertoire of personal finance products includes a range of credit cards to choose from, including low-rate, no annual fee, rewards, and Qantas Points cards. 

Several Bankwest credit cards are 2024 Mozo Experts Choice Awards winners and the bank itself even won two major titles, as Credit Card Provider of the Year and Travel Credit Card Provider of the year in 2024. 

The kind of rewards can you score with Bankwest

One of the great things about the Bankwest More Rewards program is that there’s something for everyone! Some of the rewards and freebies you can redeem your Bankwest points for include: 

How to rack up points on your credit card

For most freebie lovers, the goal is to build a hefty points stash, and the Bankwest Rewards program can help you get there. There are two main ways to earn points: 

Annual bonus points - Generally, you may only receive bonus points when you first sign up to a rewards credit card, but with the Bankwest More Rewards program, so long as you meet the eligibility criteria, you can bag a stack of reward bonus points each year.

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Last updated 4 April 2025 Important disclosures

Bankwest credit cards

  • More Platinum Mastercard

    Purchase rate
    19.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 19.99% p.a. 1.00% balance transfer fee)
    Annual fee
    $160
    Rewards program
    Bankwest More Rewards
    No Partner link

  • More Classic Mastercard

    Purchase rate
    19.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 19.99% p.a. 1.00% balance transfer fee)
    Annual fee
    $100
    Rewards program
    Bankwest More Rewards
    No Partner link

  • Zero Mastercard

    Purchase rate
    0.00 % p.a.
    For 6 months and then 18.99%
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 18.99% p.a. 3.00% balance transfer fee)
    Annual fee
    $0
    Rewards program
    -
    No Partner link

  • Breeze Mastercard

    Purchase rate
    12.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 24 months and then 12.99% p.a. 3.00% balance transfer fee)
    Annual fee
    $49
    Rewards program
    -
    No Partner link

  • Zero Platinum Mastercard

    Purchase rate
    0.00 % p.a.
    For 6 months and then 18.99%
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 18.99% p.a. 3.00% balance transfer fee)
    Annual fee
    $0
    Rewards program
    -
    No Partner link

  • Breeze Platinum Mastercard

    Purchase rate
    12.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 24 months and then 12.99% p.a. 3.00% balance transfer fee)
    Annual fee
    $59
    Rewards program
    -
    No Partner link

  • Qantas Platinum Mastercard

    Purchase rate
    19.99 % p.a.
    Balance transfer rate
    2.99 % p.a.
    For 9 months and then 19.99% p.a.
    Annual fee
    $160
    Rewards program
    Qantas Frequent Flyer
    No Partner link

  • More World Mastercard

    Purchase rate
    19.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 19.99% p.a. 1.00% balance transfer fee)
    Annual fee
    $270
    Rewards program
    Bankwest More Rewards
    No Partner link

  • Qantas World Mastercard

    Purchase rate
    19.99 % p.a.
    Balance transfer rate
    2.99 % p.a.
    For 9 months and then 19.99% p.a.
    Annual fee
    $320
    Rewards program
    Qantas Frequent Flyer
    No Partner link

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Bankwest credit card ratings

Overall customer rating for Bankwest credit cards

3.7
Based on 1,088 product review.

Customer reviews

Important disclosures

FAQs about Bankwest credit cards

How do I increase my Bankwest credit card limit?

To increase your Bankwest credit card limit, you’ll need to call Bankwest on 13 17 19, or visit a branch. 

How do I decrease my Bankwest credit card limit?

To decrease your Bankwest credit card limit, either use the Bankwest app or the online banking website. 

In the app, choose your credit card from your account list and press Manage. In online banking, select your credit card from the account list and click See more account details

How do I make Bankwest credit card payments?

There are a few options for making repayments on your Bankwest credit card. These include: 

  • Through the Bankwest app
  • Via online banking 
  • Over the phone on 13 17 19
  • At a participating Bank@Post location. 
How do I close a Bankwest credit card?

You can close your Bankwest credit card in the Bankwest app, or through the online banking site. 

In the app, tap on Accounts, then Manage, then Close account. Through online banking, click See more account details, then Close account.

Bankwest products

Credit card quick links


^See information about the Mozo Experts Choice Credit Card Awards

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