After reading all these negative reviews I don’t understand where they are coming from, my experience has been amazing. My experience has always been a genuinely positive one with Bankwest. I’ve been with Bankwest for 6 years now and even During the COVID19 pandemic they gave me a call just to check in (I only had my $1,000 credit card with nothing owing on it) which I thought was great customer service. The products they offer are reasonably priced (percentage) and from my experience they are always open to have a chat about interest rates if your looking for a better deal. The ability to sign documents using the secure bank mail feature on their internet banking is amazing for someone like myself who resides in Melbourne. As i mentioned before some of these negative reviews I don’t believe, please do your research before taking what is said as gospel, this really is an amazing friendly bank that provides a five star service.
I like my credit card as it is accepted everywhere without question. I pay my balance each month so as not to incur any extra interest charges. If I have a problem they are quick to act and sort the problem out.
I applied for a Bankwest Breeze MasterCard and have not been disappointed. This is a no fuss low rate MasterCard with a long time lapse before interest on purchases is applied (55 days). This is the first credit card that I have owned that hasn't accrued any interest as yet. I have been able to successfully pay off my balance within the 55 days. Makes me feel like they are taking care of me and for the first time - I am taking care of me. Also, this MasterCard has a digital card available, so much easier than digging for my wallet in a hurry.
I use my Zero Platinum Mastercard for almost all purchases. The app allows me to track my spending, and how much I need to pay to avoid interest fees. So easy.
The ‘more rewards’ program is great. The bank will send a prompt to trade the points for cash back. The credit card provides free travel insurance too which is handy.
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Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.