Earn reward points when using. Points can be redeemed for a variety of products or gift cards. Interest is fairly high, so really only works of you keep the card paid up fully, so no interest is charged. If using the card as above the reward points are well worth it.
Desperately trying to ACTIVATE our replacement Master Card - Followed the instructions on the LETTER from Bankwest!! Utterly incompetent, wasted almost half an hour trying to follow THEIR instructions on THEIR letter containing OUR card!! Using THEIR webpage, I could NOT locate even the menu items as LISTED in their letter!!?? Utterly incompetent!!! The Instructions THEY provided COULD NOT be followed????? Eventually had to phone and wait 22 minutes to speak to an "Adviser" who kept referring me the the letter THEY had sent!!?? So frustrated and angry at their repeating instructions THAT could NOT work, I tried to help them to understand, eventually raising my voice due to their complete incompetence . . . . . . THEY hung up on ME!! Rang back . . . . . . . another 27 minutes waiting for them to answer the phone, constantly told to direct my inquiry to their WEBSITE!! Again tried to explain WHY I could NOT follow the instructions on THEIR letter to me!!! They again repeated the instructions on THEIR letter . . . . . . I'm sure YOU get it!! Desperately asked to speak to their manager to try and explain THEIR instructions on THIER letter Could Not be Followed!! THEY refused!! Again, NO WAY OF MAKING THEM understand . . . . . . Raised my VOICE again in complete frustration . . . . . . THEY hung up again . . . . After a cup of coffee, reading THIER letter repeatedly and trying to understand what THEY had done???? I took a big breath and rang again!! THIS time I am told, "You have a business Card" I said YES, it says THAT on the top of YOUR letter, again I am threatened that if I raise MY voice THEY will hang up!!???? THAT doesn't WORK on a business card!!!! Are You Serious?????????? Well over two hours to do a job that ANY other bank can do in the time it took BANKWEST to just answer the Phone!!??? DO NOT USE BANKWEST!! RUN!! RUN LIKE YOU ARE OF FIRE!!!!
After reading all these negative reviews I don’t understand where they are coming from, my experience has been amazing. My experience has always been a genuinely positive one with Bankwest. I’ve been with Bankwest for 6 years now and even During the COVID19 pandemic they gave me a call just to check in (I only had my $1,000 credit card with nothing owing on it) which I thought was great customer service. The products they offer are reasonably priced (percentage) and from my experience they are always open to have a chat about interest rates if your looking for a better deal. The ability to sign documents using the secure bank mail feature on their internet banking is amazing for someone like myself who resides in Melbourne. As i mentioned before some of these negative reviews I don’t believe, please do your research before taking what is said as gospel, this really is an amazing friendly bank that provides a five star service.
I like my credit card as it is accepted everywhere without question. I pay my balance each month so as not to incur any extra interest charges. If I have a problem they are quick to act and sort the problem out.
I applied for a Bankwest Breeze MasterCard and have not been disappointed. This is a no fuss low rate MasterCard with a long time lapse before interest on purchases is applied (55 days). This is the first credit card that I have owned that hasn't accrued any interest as yet. I have been able to successfully pay off my balance within the 55 days. Makes me feel like they are taking care of me and for the first time - I am taking care of me. Also, this MasterCard has a digital card available, so much easier than digging for my wallet in a hurry.
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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.
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Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.