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Beyond Bank personal loan reviews

Beyond Bank
Beyond Bank's overall rating for personal loans

(as rated by the Mozo community)

8.2 / 10

based on 37 reviews

Price

Features

Customer service

Convenience

Trust

Featured personal loan from Beyond Bank

Recent Beyond Bank personal loan reviews

Beyond Bank

Beyond Bank Flexi Personal Loan (Variable, Unsecured) Flexi Personal Loan (Unsecured) review

Overall rating   4 / 10

Don't rate Beyond Bank very highly

Find the rates high, don't stand by the customer very well when times are hard!

Full review

Find the rates high, don't stand by the customer very well when times are hard!

    Price   3 / 10

    Features   1 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   4 / 10

Less

Eric, New South Wales, reviewed over 1 year ago

Beyond Bank

Beyond Bank Low Rate Car or Personal Loan (Fixed, Secured) Low Rate Car or Personal Loan review

Overall rating   10 / 10

Great rates, look no further

Greatest loan rates and hassle free to get a loan. Friendly and helpful staff. Issues resolved over internet or email.

Full review

Greatest loan rates and hassle free to get a loan. Friendly and helpful staff. Issues resolved over internet or email.

    Price   10 / 10

Less

Mihiri, Queensland, reviewed over 2 years ago

Beyond Bank

Beyond Bank Personal Loan review

Overall rating   6 / 10

Great survey

Fantastic bank really love it

Full review

Fantastic bank really love it

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Cherie, South Australia, reviewed over 3 years ago

Beyond Bank

Beyond Bank Personal Loan review

Overall rating   10 / 10

Fantastic customer relations

The personnel have always been friendly, and always ready to help.

Full review

The personnel have always been friendly, and always ready to help.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Sandy, South Australia, reviewed over 4 years ago

Beyond Bank

Beyond Bank Low Rate Car or Personal Loan (Fixed, Secured) Low Rate Car or Personal Loan review

Overall rating   7 / 10

Inflexible support

Paid off over 20000 in loans in last 10 yrs, wanted a small redraw 550 for car repairs on a car loan initially 5,500 when down to about 4000. Counter staff talked me into applying for alternative product - 500 overdraft as it would be paid off in...

Full review

Paid off over 20000 in loans in last 10 yrs, wanted a small redraw 550 for car repairs on a car loan initially 5,500 when down to about 4000. Counter staff talked me into applying for alternative product - 500 overdraft as it would be paid off in 2 pays and increased flexibility. Declined for small income. Car failed. I now walk or bus. Have been a member approx. 45 years, recruited about 500 new members in credit union early years, promised special features after 30 yrs service. Very disappointed. Was a friendly savings & loans society now just a bank.

    Price   7 / 10

    Features   5 / 10

    Customer service   4 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Tony, South Australia, reviewed over 4 years ago

Beyond Bank

Beyond Bank Personal Loan review

Overall rating   8 / 10

great service and interest rates offered

Great service and interest rates

Full review

Great service and interest rates

    Price   9 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Sharon, , reviewed over 4 years ago

Beyond Bank

Beyond Bank Low Rate Car or Personal Loan (Fixed, Secured) Low Rate Car or Personal Loan review

Overall rating   5 / 10

Good Product, customer service not great

The product itself is great, but the staff during the application process were terrible. They forgot to include the cost of insurance so when the loan was about to go through they were going to charge us more than we applied for. Then when it did...

Full review

The product itself is great, but the staff during the application process were terrible. They forgot to include the cost of insurance so when the loan was about to go through they were going to charge us more than we applied for. Then when it did get approved none of the things the loan were going towards were actually paid. It took phonecalls to national managers to fix the mistakes of one person. This is not common of the bank itself, we have had very good dealings with other branches. It just seems to be the one branch that has poor customer service.

    Price   6 / 10

    Features   6 / 10

    Customer service   1 / 10

    Convenience   6 / 10

    Trust   5 / 10

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Sue, Australian Capital Territory, reviewed over 4 years ago

Beyond Bank

Beyond Bank Personal Loan review

Overall rating   10 / 10

Great customer service pleasure to deal with

Great customer service nothing is a problem the staff are friendly and help in any way they can

Full review

Great customer service nothing is a problem the staff are friendly and help in any way they can

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Ruth, New South Wales, reviewed almost 5 years ago

Beyond Bank

Beyond Bank Low Rate Car or Personal Loan (Fixed, Secured) Low Rate Car or Personal Loan review

Overall rating   10 / 10

Can't praise Beyond Bank high enough.

I've taken out a few personal loans with Beyond Bank (or its predecessors) over a number of years. This most recent experience largely mirrored earlier ones. Very competitive rates, knowledgeable staff, quick loan assessment process, all sorted...

Full review

I've taken out a few personal loans with Beyond Bank (or its predecessors) over a number of years. This most recent experience largely mirrored earlier ones. Very competitive rates, knowledgeable staff, quick loan assessment process, all sorted within days. While taken out for investment purposes, I can repay this loan early without penalty. If only all banks were this efficient.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

David, Australian Capital Territory, reviewed almost 5 years ago

Beyond Bank

Beyond Bank Flexi Personal Loan (Variable, Unsecured) Flexi Personal Loan (Unsecured) review

Overall rating   10 / 10

Great customer service

Staff ensured payments were made when there was a mix up with scheduling and transfers. One of the customer service officers manually processed payments for weeks.

Full review

Staff ensured payments were made when there was a mix up with scheduling and transfers. One of the customer service officers manually processed payments for weeks.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Cole, Australian Capital Territory, reviewed about 5 years ago

Beyond Bank

Beyond Bank Personal Loan review

Overall rating   9 / 10

Great service

The personal communication. Knowing the ladies that are always there. Happy service and always a smile.

Full review

The personal communication. Knowing the ladies that are always there. Happy service and always a smile.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Susanne, Western Australia, reviewed over 5 years ago

Beyond Bank

Beyond Bank Low Rate Car or Personal Loan (Fixed, Secured) Low Rate Car or Personal Loan review

Overall rating   10 / 10

Excellent products and friendly, helpful staff

Beyond Bank represents what a bank should offer. Always have time to sit down and discuss any concerns with customers, always a friendly welcome into the branch. I have found their redraw facility on loans extremely useful without having to go...

Full review

Beyond Bank represents what a bank should offer. Always have time to sit down and discuss any concerns with customers, always a friendly welcome into the branch. I have found their redraw facility on loans extremely useful without having to go through the process of increasing loan amounts.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Margaret, Western Australia, reviewed over 5 years ago

Beyond Bank

Beyond Bank Low Rate Car or Personal Loan (Fixed, Secured) Low Rate Car or Personal Loan review

Overall rating   10 / 10

Brilliant customer service

Extremely knowledgable and fast acting staff.

Full review

Extremely knowledgable and fast acting staff.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Craig, Queensland, reviewed over 5 years ago

Beyond Bank

Beyond Bank Low Rate Car or Personal Loan (Fixed, Secured) Low Rate Car or Personal Loan review

Overall rating   10 / 10

Great to deal with

The Beyond Bank team are great. The service is very good and banking whether it be online or in person.

Full review

The Beyond Bank team are great. The service is very good and banking whether it be online or in person.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Brian, Western Australia, reviewed over 5 years ago

Beyond Bank

Beyond Bank Personal Loan review

Overall rating   9 / 10

Great customer service

I very much like the Community CPS - Beyond Bank for their products and the quality of their staff. The staff are always helpful and always willing to listen when I have had a concern.

Full review

I very much like the Community CPS - Beyond Bank for their products and the quality of their staff. The staff are always helpful and always willing to listen when I have had a concern.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Name not supplied, South Australia, reviewed almost 6 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Personal loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    Harmoney Unsecured Personal Loan (Fixed)

    Harmoney Unsecured Personal Loan (Fixed)

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate

    interest rate

    6.99% p.a.to 28.69% p.a.

    comparison rate*

    7.69% p.a.to 29.55% p.a.based on $30,000
    over 5 years

    fees

    $500.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees.

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate
    • Interest rate: 6.99% p.a.to 28.69% p.a.
    • Comparison rate*: 7.69% p.a.to 29.55% p.a.based on $30,000
      over 5 years
    • Upfront fee: $500
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Late payment fee: $15.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $70,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    • Security required: Unsecured
    • Other benefits:
    Need more information?
    Go to site

    More info

  • Symple Loans Personal Loan (Variable, Unsecured)

    Symple Loans Personal Loan (Variable, Unsecured)

    interest rate

    5.75% p.a.to 25.99% p.a.

    comparison rate*

    7.31% p.a.to 29.2% p.a.based on $30,000
    over 5 years

    fees

    $600.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.75% would cost $35,790.18 including fees.

    • Interest rate: 5.75% p.a.to 25.99% p.a.
    • Comparison rate*: 7.31% p.a.to 29.2% p.a.based on $30,000
      over 5 years
    • Upfront fee: $600
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Late payment fee: $35.00
    • Repayment options: Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    • Security required: Unsecured
    • Other benefits:
    Need more information?
    Go to site

    More info

  • OurMoneyMarket Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured)

    OurMoneyMarket Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured)

    interest rate

    8.00% p.a.

    comparison rate*

    8.21% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 8.00% would cost $36,647.51 including fees.

    • Interest rate: 8.00% p.a.
    • Comparison rate*: 8.21% p.a.based on $30,000
      over 5 years
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Late payment fee: $35.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    • Security required: Unsecured
    • Other benefits:
    Need more information?
    Go to site

    More info

  • RateSetter Unsecured Personal Loan (Variable)

    RateSetter Unsecured Personal Loan (Variable)

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees

    interest rate

    5.85% p.a.

    comparison rate*

    7.84% p.a.based on $10,000
    over 3 years

    fees

    $299.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 3 year $10,000 loan at 5.85% would cost $11,226.45 including fees.

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees
    • Interest rate: 5.85% p.a.
    • Comparison rate*: 7.84% p.a.based on $10,000
      over 3 years
    • Upfront fee: $299
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Late payment fee: $30.00
    • Repayment options: Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $45,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    • Security required: Unsecured
    • Other benefits:
    Need more information?
    Go to site

    More info

  • Heritage Bank Low Rate Secured Personal Loan (Variable)

    Heritage Bank Low Rate Secured Personal Loan (Variable)

    • Low rate of interest on your loan while still earning interest on your term deposit
    • Borrow from $5,000 up to $100,000
    • Ability to redraw additional repayment

    interest rate

    4.69% p.a.

    comparison rate*

    7.16% p.a.based on $10,000
    over 3 years

    fees

    $200.00upfront
    and
    $5.00/month

    Go to site

    More info

    Terms from 1 to 10 years. Representative example: a 3 year $10,000 loan at 4.69% would cost $11,119.49 including fees.

    • Low rate of interest on your loan while still earning interest on your term deposit
    • Borrow from $5,000 up to $100,000
    • Ability to redraw additional repayment
    • Interest rate: 4.69% p.a.
    • Comparison rate*: 7.16% p.a.based on $10,000
      over 3 years
    • Upfront fee: $200
    • Monthly fee: $5.00
    • Exit fee: $0.00
    • Late payment fee: $20.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: Fees may apply
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    • Security required: Yes
    • Other benefits:
    Overall rating

    8.4

    Based on 40 Heritage Bank personal loan reviews

    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Want more? Compare all 216 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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