Their personal loan rate is alright. Not the worst but not the best
Quick and quite reliable.
I spoke to Credit Union SA about organising a Personal Loan, they discussed my options, and recommended an option which drew on the available equity in my home, to give me the lowest rate possible (5.72% variable), I paid a very low and reasonable set-up fee, then have a set minimum repayment, but can pay more whenever I feel like it, and no penalties for early repayment.
I really don't have any cons about my bank that I bank with as they've been really good and helpful to me. I applied for a personal loan and they were next to me step by step and they did what ever they could do to help me get the loan I wanted so THANK YOU CREDIT UNION. :D
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Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 8.00% would cost $36,647.51 including fees.
Terms from 1 to 10 years. Representative example: a 5 year $30,000 loan at 7.99% would cost $36,738.90 including fees.
Terms from 1 to 5 years. Representative example: a 3 year $10,000 loan at 6.79% would cost $11,380.22 including fees.
Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.69% would cost $41,420.45 including fees.
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