Home Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
Yes
- Fusion
-
Optional Extra
- Power surge
-
No
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $5,000
- Monthly payments cost extra
-
no
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
No
- Carpets
-
No
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Up to $1,000
- Emergency storage
-
No
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 20% of sum insured combined with debris removal cost
- Debris removal
-
Up to 20% of sum insured combined with demolition cost
- Landscaping
-
Up to $1,000 for plants
- Gates and fences
-
Yes - Up to 50% of the total cost, up to 2km
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
- Other benefits
-
Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
Yes
- Fusion
-
Optional Extra
- Power surge
-
No
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $5,000
- Monthly payments cost extra
-
no
- General contents
-
Yes
- Contents while moving
-
Yes
- Antiques and valuables
-
Up to $2,000 per item, up to $12,000 in total
- Cash
-
Up to $300
- Cd dvd and electronic files
-
Up to $5,000
- Computer software and hardware
-
Hardware yes, software up to $5,000 combined with CDs/DVDs
- Camera and accessories
-
Up to $2,000
- Carpets
-
Yes - limits apply for carpets over 10 years old
- Home office contents
-
Up to $20,000
- Identity theft
-
No
- Jewellery
-
Up to $2,000 per item, up to $6,000 in total
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
Up to $2,000
- Lock replacement
-
Up to $1,000
- Emergency storage
-
Up to 10% of sum insured
- Temporary accommodation
-
No
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
No
- Building materials
-
No
- Demolition cost
-
Up to 20% of sum insured combined with debris removal cost
- Debris removal
-
Up to 20% of sum insured combined with demolition cost
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
- Other benefits
-
Home & Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
Yes
- Fusion
-
Optional Extra
- Power surge
-
No
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $5,000
- Monthly payments cost extra
-
no
- General contents
-
Yes
- Contents while moving
-
Yes
- Antiques and valuables
-
Up to $2,000 per item, up to $12,000 in total
- Cash
-
Up to $300
- Cd dvd and electronic files
-
Up to $5,000
- Computer software and hardware
-
Hardware yes, software up to $5,000 combined with CDs/DVDs
- Camera and accessories
-
Up to $2,000
- Carpets
-
Yes - limits apply for carpets over 10 years old
- Home office contents
-
Up to $20,000
- Identity theft
-
No
- Jewellery
-
Up to $2,000 per item, up to $6,000 in total
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
Up to $2,000
- Lock replacement
-
Up to $1,000
- Emergency storage
-
Up to 10% of sum insured
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 20% of sum insured combined with debris removal cost
- Debris removal
-
Up to 20% of sum insured combined with demolition cost
- Landscaping
-
Up to $1,000 for plants
- Gates and fences
-
Yes - Up to 50% of the total cost, up to 2km
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
- Other benefits
-
Receive complimentary smart sensors (worth $250) to detect help detect fire, theft and water damage. Plus save 8% off your premium every year for using them.
Your selected home insurance
honey home insurance ratings
Customer reviews
-
Excellent
They are excellent and could not have made it more easier for me. After the first payment they send you excellent sensors for your home which are easy to install.
Home insurance quick links
* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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