IMB Bank term deposit reviews

IMB Bank
IMB Bank's overall rating for term deposits

(as rated by the Mozo community)

9.0 / 10

based on 7 reviews

Price

Features

Customer service

Convenience

Trust

Featured term deposit from IMB Bank

Recent IMB Bank term deposit reviews

IMB Bank

IMB Bank term deposit review

Overall rating   10 / 10

Excellent

Best one.

Best one.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Laufesiliai (NSW), reviewed almost 2 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   8 / 10

Competitive rates and good customer service

Very good customer service and professional.

Very good customer service and professional.

    Price   9 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Cheryl (NSW), reviewed about 2 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   9 / 10

Terms and Rates

The IMB always lets me know when a Term Deposit is maturing, and lets me know the rates they're proposing -- which is really nice!

The IMB always lets me know when a Term Deposit is maturing, and lets me know the rates they're proposing -- which is really nice!

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Sharon (NSW), reviewed over 3 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   10 / 10

Imaginative money building, safe and reliable

Love IMB's Term Deposit products, great service and communication. IMB doesn't only stand for Illawarra Mutual Building Society. It stands for IMB -I Love My Bank, it is imaginative money building.

Love IMB's Term Deposit products, great service and communication. IMB doesn't only stand for Illawarra Mutual Building Society. It stands for IMB -I Love My Bank, it is imaginative money building.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Nadine (ACT), reviewed over 3 years ago

IMB Bank

IMB Bank Term Deposit term deposit review

Overall rating   8 / 10

Great customer service. Low interest rates

Love the people. Phone banking is horrendous. Online is great. Product could be more flexible as regards interest rates.

Love the people. Phone banking is horrendous. Online is great. Product could be more flexible as regards interest rates.

    Price   1 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Jennifer (NSW), reviewed over 3 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   5 / 10

Inconvenience that proved costly.

They made it more difficult than need be to transfer our deposit to another institution once the term deposit matured. They would not do a direct transfer, so we had to go to their shopfront to pick up a cheque. Because we were transferring the...

They made it more difficult than need be to transfer our deposit to another institution once the term deposit matured. They would not do a direct transfer, so we had to go to their shopfront to pick up a cheque. Because we were transferring the deposit into an online only institution, we had to first of all go to another shopfront to deposit the cheque into another account, wait 5 days for it to clear, then transfer it into the online account and wait 2 days for it to appear there. This was both inconvenient and costly (5days interest).

    Price   6 / 10

    Features   -1 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   10 / 10

Less

Ian (NSW), reviewed almost 5 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   10 / 10

IMB handles all my banking needs in a professional, courteous and knowledgeable manner. I have banked with them for about fifteen years and do not intend to change.

IMB handles all my banking needs in a professional, courteous and knowledgeable manner. I have banked with them for about fifteen years and do not intend to change.

    Price   10 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Carolyn (NSW), reviewed over 5 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   10 / 10

IMB is local, available, reliable and trustworthy. Because of my experience with IMB I would look at their products first before researching others. IMB the starting point for reliability and trustworthiness!

IMB is local, available, reliable and trustworthy. Because of my experience with IMB I would look at their products first before researching others. IMB the starting point for reliability and trustworthiness!

    Price   10 / 10

    Features   -1 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Heather (NSW), reviewed almost 6 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   8 / 10

Early days. So far all is good. No fees etc.

Early days. So far all is good. No fees etc.

    Price   7 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Ritva (NSW), reviewed almost 6 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   9 / 10

I have been a customer of IMB for over 10 years and their service and level of professionalism and integrity are beyond reproach. I intend to stay with IMB and wholeheartedly recommend their services to any prospective customer.

I have been a customer of IMB for over 10 years and their service and level of professionalism and integrity are beyond reproach. I intend to stay with IMB and wholeheartedly recommend their services to any prospective customer.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Julie (NSW), reviewed almost 6 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   10 / 10

I got a real surprise when I had an amount I wanted to put away and was overwhelmed when I was told the current rate. Best one I knew about.

I got a real surprise when I had an amount I wanted to put away and was overwhelmed when I was told the current rate. Best one I knew about.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jennifer (NSW), reviewed almost 6 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   10 / 10

My local IMB team are extremely helpful, polite and understanding. I would not bank anywhere else.

My local IMB team are extremely helpful, polite and understanding. I would not bank anywhere else.

    Price   8 / 10

    Features   -1 / 10

    Customer service   10 / 10

    Convenience   -1 / 10

    Trust   10 / 10

Less

Carolyn (NSW), reviewed over 6 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   10 / 10

IMB term deposits are excellent - no strings and you can get your interest immediately with no penalty it beats all other banks hands down!

IMB term deposits are excellent - no strings and you can get your interest immediately with no penalty it beats all other banks hands down!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lorraine (NSW), reviewed over 6 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   9 / 10

The Reward Saver encourages me to save, because if you don't make withdrawals only deposits you receive a bonus high interest rate.

The Reward Saver encourages me to save, because if you don't make withdrawals only deposits you receive a bonus high interest rate.

    Price   9 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Janine payten (NSW), reviewed about 7 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   10 / 10

there are lots of branches near and the customer service is excellent. No complaints at all

there are lots of branches near and the customer service is excellent. No complaints at all

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Therese (NSW), reviewed about 7 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   6 / 10

Highest interest rate for a term deposit twice in a row. The only disadvantage is when reinvesting money, they automatically give you the lowest interest rate available instead of the highest.

Highest interest rate for a term deposit twice in a row. The only disadvantage is when reinvesting money, they automatically give you the lowest interest rate available instead of the highest.

    Price   8 / 10

    Features   2 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   8 / 10

Less

Marinella (NSW), reviewed over 7 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   10 / 10

It gave a higher interest rate for the wanted term than the 4 majors and St George

It gave a higher interest rate for the wanted term than the 4 majors and St George

    Price   10 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (NSW), reviewed over 8 years ago

IMB Bank

IMB Bank term deposit review

Overall rating   9 / 10

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   9 / 10

Less

Mozo reviewer (NSW), reviewed over 8 years ago

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Term deposit comparisons on Mozo - rates updated daily

  • Citi Term Deposit

    Citi Term Deposit

    • Minimum investment $250,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Interest rate only available for new to bank funds

    interest rate*

    3.00% p.a.
    6 months

    Go to site

    More info

    • Minimum investment $250,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Interest rate only available for new to bank funds
    • Minimum deposit: $250,000
    • Maximum deposit: $2,000,000
    • Can interest be paid to another bank?: no
    • Automatic rollover: yes
    Overall rating

    9.0

    Based on 3 Citi term deposit reviews

    Need more information?
    Go to site

    More info

  • firstmac Term Deposit

    firstmac Term Deposit

    • Minimum investment $5,000 to lock in a fixed rate of return
    • Safe and secure with an Australian Government Guarantee
    • Flexible terms, choose from 30 days, 60 days, 90 days, 6 months, 9 months, 12 months and 24 months

    interest rate*

    2.91% p.a.
    2 years

    Go to site

    More info

    • Minimum investment $5,000 to lock in a fixed rate of return
    • Safe and secure with an Australian Government Guarantee
    • Flexible terms, choose from 30 days, 60 days, 90 days, 6 months, 9 months, 12 months and 24 months
    • Minimum deposit: $5,000
    • Maximum deposit: $5,000,000
    • Can interest be paid to another bank?: yes
    • Automatic rollover: yes
    Need more information?
    Go to site

    More info

  • Citi Term Deposit

    Citi Term Deposit

    • Minimum investment $75,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Interest rate only available for new to bank funds

    interest rate*

    2.80% p.a.
    6 months

    Go to site

    More info

    • Minimum investment $75,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Interest rate only available for new to bank funds
    • Minimum deposit: $75,000
    • Maximum deposit: $249,999
    • Can interest be paid to another bank?: no
    • Automatic rollover: yes
    Overall rating

    9.0

    Based on 3 Citi term deposit reviews

    Need more information?
    Go to site

    More info

  • St.George Term Deposit

    St.George Term Deposit

    • Terms from 1 month up to 5 years
    • No set up or monthly service fees
    • Interest paid at maturity

    interest rate*

    2.55% p.a.
    1 year

    Go to site

    More info

    • Terms from 1 month up to 5 years
    • No set up or monthly service fees
    • Interest paid at maturity
    • Minimum deposit: $1,000
    • Maximum deposit: $250,000
    • Can interest be paid to another bank?: yes
    • Automatic rollover: yes
    Overall rating

    7.3

    Based on 62 St.George term deposit reviews

    Need more information?
    Go to site

    More info

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