Latitude credit card reviews

Latitude
Latitude's overall rating for credit cards

(as rated by the Mozo community)

4.7 / 10

based on 590 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Latitude

Recent Latitude credit card reviews

Latitude

Latitude GO Mastercard credit card review

Overall rating   7 / 10

Good everyday expense credit card

Good promotions with big brands such as Harvey Norman. Fees are reasonable and have 3 months Intrest free on all purchases.

Full review

Good promotions with big brands such as Harvey Norman. Fees are reasonable and have 3 months Intrest free on all purchases.

    Price   7 / 10

    Features   7 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   7 / 10

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Guy, New South Wales, reviewed over 2 years ago

Latitude

Latitude credit card review

Overall rating   5 / 10

Fee free

fee free

Full review

fee free

    Price   8 / 10

    Features   5 / 10

    Customer service   5 / 10

    Trust   5 / 10

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Jennifer, South Australia, reviewed over 2 years ago

Latitude

Latitude GO Mastercard credit card review

Overall rating   10 / 10

Great interest rates and easy to use

I love my Go MasterCard, it easy to access and use. The interest rates are fair and you regularly get offers for increases.

Full review

I love my Go MasterCard, it easy to access and use. The interest rates are fair and you regularly get offers for increases.

    Price   10 / 10

    Features   8 / 10

    Customer service   5 / 10

    Convenience   9 / 10

    Trust   6 / 10

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Cheyenne, New South Wales, reviewed almost 3 years ago

Latitude

Latitude GO Mastercard credit card review

Overall rating   3 / 10

Nope

Not straight forward or thorough. When asked on telephone how it works and extra costs provided false information. To be charged an initial fee on withdrawal and $2.50 per day interest is not ok

Full review

Not straight forward or thorough. When asked on telephone how it works and extra costs provided false information. To be charged an initial fee on withdrawal and $2.50 per day interest is not ok

    Price   5 / 10

    Features   5 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   3 / 10

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Lilit, New South Wales, reviewed almost 3 years ago

Latitude

Latitude GO Mastercard credit card review

Overall rating   1 / 10

Worse than average

They are unbending and expensive

Full review

They are unbending and expensive

    Price   2 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   2 / 10

    Trust   1 / 10

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Gayell, Victoria, reviewed almost 3 years ago

Latitude

Latitude GEM Visa Card credit card review

Overall rating   8 / 10

Easy and convenient

It's convenient, have had a couple of issues with being charged fees that I shouldn't have but with a phone call it was fixed. Customer service is pretty average when you want to ask about increasing your limit, pretty much don't bother calling...

Full review

It's convenient, have had a couple of issues with being charged fees that I shouldn't have but with a phone call it was fixed. Customer service is pretty average when you want to ask about increasing your limit, pretty much don't bother calling unless you have a job, which I now know

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   8 / 10

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Tarina, Western Australia, reviewed almost 3 years ago

Latitude

Latitude Mastercard credit card review

Overall rating   7 / 10

Only use for interest free deals

Only use for intetest free deals

Full review

Only use for intetest free deals

    Price   5 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   6 / 10

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Angela, Queensland, reviewed almost 3 years ago

Latitude

Latitude GEM Visa Card credit card review

Overall rating   8 / 10

Simple and Hassle Free.

Easy to understand bills, offered a competition to win prizes for switching to online letters.

Full review

Easy to understand bills, offered a competition to win prizes for switching to online letters.

    Price   8 / 10

    Features   8 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Kate, Queensland, reviewed almost 3 years ago

Latitude

Latitude GO Mastercard credit card review

Overall rating   6 / 10

Make regular payments while on interest free

Easy to obtain not easy to off once interest free period is over

Full review

Easy to obtain not easy to off once interest free period is over

    Price   5 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   4 / 10

    Trust   7 / 10

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Kaye, Queensland, reviewed almost 3 years ago

Latitude

Latitude credit card review

Overall rating   3 / 10

Can do better

High interest. Don't ring you to try and help with repayments

Full review

High interest. Don't ring you to try and help with repayments

    Price   1 / 10

    Features   1 / 10

    Customer service   2 / 10

    Convenience   6 / 10

    Trust   2 / 10

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Chris, New South Wales, reviewed almost 3 years ago

Latitude

Latitude credit card review

Overall rating   1 / 10

Crappy services

Really high pricing

Full review

Really high pricing

    Price   1 / 10

    Features   3 / 10

    Customer service   0 / 10

    Convenience   1 / 10

    Trust   0 / 10

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Leah, Victoria, reviewed almost 3 years ago

Latitude

Latitude Mastercard credit card review

Overall rating   5 / 10

Expensive

If you think an interest free purchase at a store sounds like a good idea, read the T&Cs carefully, or you'll end up with a credit card that doesn't have the most competitive rates.

Full review

If you think an interest free purchase at a store sounds like a good idea, read the T&Cs carefully, or you'll end up with a credit card that doesn't have the most competitive rates.

    Price   4 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   5 / 10

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Kealey, Victoria, reviewed almost 3 years ago

Latitude

Latitude GO Mastercard credit card review

Overall rating   2 / 10

Highly unrecommended......

They add late payment fees when the statement has only just been sent. Statements over a week late. Will never use this again!!! Highly unrecommended......

Full review

They add late payment fees when the statement has only just been sent. Statements over a week late. Will never use this again!!! Highly unrecommended......

    Price   0 / 10

    Features   0 / 10

    Customer service   5 / 10

    Convenience   0 / 10

    Trust   0 / 10

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Grant, New South Wales, reviewed about 3 years ago

Latitude

Latitude GEM Visa Card credit card review

Overall rating   5 / 10

Great customer service and can be used anywhere.

Have a great product, that is very expensive on the real side of things, but convenience and interest free periods are well catered for.

Full review

Have a great product, that is very expensive on the real side of things, but convenience and interest free periods are well catered for.

    Price   3 / 10

    Features   3 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   3 / 10

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Mel, Queensland, reviewed about 3 years ago

Latitude

Latitude GEM Visa Card credit card review

Overall rating   9 / 10

Happy with my GemVisa

Happy with this Credit Card.

Full review

Happy with this Credit Card.

    Price   9 / 10

    Features   10 / 10

    Customer service   6 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Nicole, Queensland, reviewed about 3 years ago

Latitude

Latitude credit card review

Overall rating   9 / 10

Great rates for travel

Excellent for overseas travel - low rates.

Full review

Excellent for overseas travel - low rates.

    Price   7 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Greg, Victoria, reviewed about 3 years ago

Latitude

Latitude credit card review

Overall rating   4 / 10

As useful as any credit card but nothing special.

Great for convenience but pretty high interest rate.

Full review

Great for convenience but pretty high interest rate.

    Price   3 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Daniel, Queensland, reviewed about 3 years ago

Latitude

Latitude GO Mastercard credit card review

Overall rating   3 / 10

Very expensive but easy to get.

Very high interest and lots of hidden fees and penalties.

Full review

Very high interest and lots of hidden fees and penalties.

    Price   1 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   1 / 10

    Trust   2 / 10

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James, South Australia, reviewed about 3 years ago

Latitude

Latitude Mastercard credit card review

Overall rating   10 / 10

They have helped us achieve our dream.

I always buy big ticket items through GE money and take advantage of their interest free period. We would have very little that was nice, if not for the opportunity they provide us with.

Full review

I always buy big ticket items through GE money and take advantage of their interest free period. We would have very little that was nice, if not for the opportunity they provide us with.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Alison, New South Wales, reviewed about 3 years ago

Latitude

Latitude GO Mastercard credit card review

Overall rating   5 / 10

Great customer service & highly convenient

I love the fact that when it's needed for those little things that come up unexpectedly, the card is there to use for these payments or purchases & we have approx 52 days to pay back before the interest hits the account. Not to mention it can be...

Full review

I love the fact that when it's needed for those little things that come up unexpectedly, the card is there to use for these payments or purchases & we have approx 52 days to pay back before the interest hits the account. Not to mention it can be used for house hold goods, with a large interest free period, soooo convenient. I had also payed a little extra to insure the card & purchases for hardship times & that has been helpful during my time I have been off work very unwell. I would recommend them

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

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Casey, New South Wales, reviewed about 3 years ago

Latitude

Latitude GEM Visa Card credit card review

Overall rating   3 / 10

Never again

Don't recommend it, and they are always sending emails and promotional stuff.

Full review

Don't recommend it, and they are always sending emails and promotional stuff.

    Price   4 / 10

    Features   4 / 10

    Customer service   3 / 10

    Convenience   3 / 10

    Trust   3 / 10

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Gemini, Queensland, reviewed about 3 years ago

Latitude

Latitude credit card review

Overall rating   7 / 10

Too expensive

Too many account fees and very high interest.

Full review

Too many account fees and very high interest.

    Price   3 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   8 / 10

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Danae, Tasmania, reviewed over 3 years ago

Latitude

Latitude credit card review

Overall rating   8 / 10

Convenience great, interest& fees- not so great!

Interest fees are really high, but the service and convenience is really good!

Full review

Interest fees are really high, but the service and convenience is really good!

    Price   4 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Cheryl, Queensland, reviewed over 3 years ago

Latitude

Latitude Mastercard credit card review

Overall rating   7 / 10

Great rewards program

This has a great Flybuys reward program but if you do not pay in full by the due date, then the interest is very high.

Full review

This has a great Flybuys reward program but if you do not pay in full by the due date, then the interest is very high.

    Price   4 / 10

    Features   9 / 10

    Customer service   6 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Amanda, New South Wales, reviewed over 3 years ago

Latitude

Latitude GO Mastercard credit card review

Overall rating   10 / 10

Good card

Good card.

Full review

Good card.

    Price   5 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Angela, South Australia, reviewed over 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Explorer® Credit Card

    American Express Explorer® Credit Card

    • Receive 100,000 Membership Rewards® Points (T&Cs apply).
    • $400 in Travel Credit each year.
    • Up to 2 Membership Rewards points per $1 spent. Note: point redemption rates will change as of 15 April 2019, please visit the Amex website for more information.

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $395

    Go to site

    More info

    • Receive 100,000 Membership Rewards® Points (T&Cs apply).
    • $400 in Travel Credit each year.
    • Up to 2 Membership Rewards points per $1 spent. Note: point redemption rates will change as of 15 April 2019, please visit the Amex website for more information.
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $395
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.6

    Based on 863 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first year

    Go to site

    More info

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    6.3

    Based on 181 Woolworths credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    Australian Military Bank Low Rate Visa Credit Card

    Australian Military Bank Low Rate Visa Credit Card

    • $0 additional cardholder fee
    • Up to 55 days interest free on purchases
    • Visa payWave for convenient contactless purchases under $100

    balance transfer rate

    0% p.a. for 12 months and then 11.99% p.a.

    purchase rate

    11.99% p.a.

    annual fee

    $49

    Go to site

    More info

    • $0 additional cardholder fee
    • Up to 55 days interest free on purchases
    • Visa payWave for convenient contactless purchases under $100
    • Balance transfer rate: 0% p.a. for 12 months and then 11.99% p.a.
    • Annual fee: $49
    • Purchase rate: 11.99% p.a.
    • Interest free days: 45
    • Interest rate on cash withdrawals: 19.99% p.a.
    • Fee for cash withdrawals: $4.50
    • Rewards description:
    Overall rating

    7.3

    Based on 45 Australian Military Bank credit card reviews

    Need more information?
    Go to site

    More info

  • Bankwest Breeze Platinum Mastercard

    Bankwest Breeze Platinum Mastercard

    • 0.0% p.a. on balance transfers for 13 months (2% BT fee applies)
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • No foreign transaction fees on online and overseas purchases

    balance transfer rate

    0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

    purchase rate

    0% p.a. for 13 months then 12.99% p.a.

    annual fee

    $99

    Go to site

    More info

    • 0.0% p.a. on balance transfers for 13 months (2% BT fee applies)
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • No foreign transaction fees on online and overseas purchases
    • Balance transfer rate: 0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)
    • Annual fee: $99
    • Purchase rate: 0% p.a. for 13 months then 12.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.3

    Based on 1027 Bankwest credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Low Rate

    ANZ Low Rate

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a.

    purchase rate

    12.49% p.a.

    annual fee

    $58

    Go to site

    More info

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a.
    • Annual fee: $58
    • Purchase rate: 12.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.7

    Based on 6066 ANZ credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 218 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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