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Latitude credit card reviews

Latitude
Latitude's overall rating for credit cards

(as rated by the Mozo community)

4.7 / 10

based on 593 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Latitude

Recent Latitude credit card reviews

Latitude

Latitude GO Mastercard GO Mastercard review

Overall rating   9 / 10

Great customer service.

This product has an excellent interest free option which is easy to manage. You can also phone them and allocate what purchases you would like your money to go towards.

Full review

This product has an excellent interest free option which is easy to manage. You can also phone them and allocate what purchases you would like your money to go towards.

    Features   10 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Barbara, New South Wales, reviewed 10 days ago

Latitude

Latitude Gem Visa Gem Visa review

Overall rating   8 / 10

Great overall.

Interest rates aren't the best however the "interest free" periods they offer for certain purchases make it very worth while if you know you can pay it off within the required time.

Full review

Interest rates aren't the best however the "interest free" periods they offer for certain purchases make it very worth while if you know you can pay it off within the required time.

    Price   5 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   0 / 10

    Trust   8 / 10

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Kirsty, Western Australia, reviewed about 2 months ago

Latitude

Latitude Gem Visa Gem Visa review

Overall rating   8 / 10

Great Card.

I love the interest free for 6 months for purchases over $250. High interest rate though when comparing with other providers.

Full review

I love the interest free for 6 months for purchases over $250. High interest rate though when comparing with other providers.

    Price   2 / 10

    Features   8 / 10

    Trust   10 / 10

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Fleur, Victoria, reviewed about 2 months ago

Latitude

Latitude GO Mastercard GO Mastercard review

Overall rating   7 / 10

Good everyday expense credit card

Good promotions with big brands such as Harvey Norman. Fees are reasonable and have 3 months Intrest free on all purchases.

Full review

Good promotions with big brands such as Harvey Norman. Fees are reasonable and have 3 months Intrest free on all purchases.

    Price   7 / 10

    Features   7 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   7 / 10

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Guy, New South Wales, reviewed over 3 years ago

Latitude

Latitude Credit Card review

Overall rating   5 / 10

Fee free

fee free

Full review

fee free

    Price   8 / 10

    Features   5 / 10

    Customer service   5 / 10

    Trust   5 / 10

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Jennifer, South Australia, reviewed over 3 years ago

Latitude

Latitude GO Mastercard GO Mastercard review

Overall rating   10 / 10

Great interest rates and easy to use

I love my Go MasterCard, it easy to access and use. The interest rates are fair and you regularly get offers for increases.

Full review

I love my Go MasterCard, it easy to access and use. The interest rates are fair and you regularly get offers for increases.

    Price   10 / 10

    Features   8 / 10

    Customer service   5 / 10

    Convenience   9 / 10

    Trust   6 / 10

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Cheyenne, New South Wales, reviewed almost 4 years ago

Latitude

Latitude GO Mastercard GO Mastercard review

Overall rating   3 / 10

Nope

Not straight forward or thorough. When asked on telephone how it works and extra costs provided false information. To be charged an initial fee on withdrawal and $2.50 per day interest is not ok

Full review

Not straight forward or thorough. When asked on telephone how it works and extra costs provided false information. To be charged an initial fee on withdrawal and $2.50 per day interest is not ok

    Price   5 / 10

    Features   5 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   3 / 10

Less

Lilit, New South Wales, reviewed almost 4 years ago

Latitude

Latitude GO Mastercard GO Mastercard review

Overall rating   1 / 10

Worse than average

They are unbending and expensive

Full review

They are unbending and expensive

    Price   2 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   2 / 10

    Trust   1 / 10

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Gayell, Victoria, reviewed almost 4 years ago

Latitude

Latitude Gem Visa Gem Visa review

Overall rating   8 / 10

Easy and convenient

It's convenient, have had a couple of issues with being charged fees that I shouldn't have but with a phone call it was fixed. Customer service is pretty average when you want to ask about increasing your limit, pretty much don't bother calling...

Full review

It's convenient, have had a couple of issues with being charged fees that I shouldn't have but with a phone call it was fixed. Customer service is pretty average when you want to ask about increasing your limit, pretty much don't bother calling unless you have a job, which I now know

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   8 / 10

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Tarina, Western Australia, reviewed almost 4 years ago

Latitude

Latitude Mastercard Mastercard review

Overall rating   7 / 10

Only use for interest free deals

Only use for intetest free deals

Full review

Only use for intetest free deals

    Price   5 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   6 / 10

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Angela, Queensland, reviewed almost 4 years ago

Latitude

Latitude Gem Visa Gem Visa review

Overall rating   8 / 10

Simple and Hassle Free.

Easy to understand bills, offered a competition to win prizes for switching to online letters.

Full review

Easy to understand bills, offered a competition to win prizes for switching to online letters.

    Price   8 / 10

    Features   8 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Kate, Queensland, reviewed almost 4 years ago

Latitude

Latitude GO Mastercard GO Mastercard review

Overall rating   6 / 10

Make regular payments while on interest free

Easy to obtain not easy to off once interest free period is over

Full review

Easy to obtain not easy to off once interest free period is over

    Price   5 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   4 / 10

    Trust   7 / 10

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Kaye, Queensland, reviewed almost 4 years ago

Latitude

Latitude Credit Card review

Overall rating   3 / 10

Can do better

High interest. Don't ring you to try and help with repayments

Full review

High interest. Don't ring you to try and help with repayments

    Price   1 / 10

    Features   1 / 10

    Customer service   2 / 10

    Convenience   6 / 10

    Trust   2 / 10

Less

Chris, New South Wales, reviewed almost 4 years ago

Latitude

Latitude Credit Card review

Overall rating   1 / 10

Crappy services

Really high pricing

Full review

Really high pricing

    Price   1 / 10

    Features   3 / 10

    Customer service   0 / 10

    Convenience   1 / 10

    Trust   0 / 10

Less

Leah, Victoria, reviewed almost 4 years ago

Latitude

Latitude Mastercard Mastercard review

Overall rating   5 / 10

Expensive

If you think an interest free purchase at a store sounds like a good idea, read the T&Cs carefully, or you'll end up with a credit card that doesn't have the most competitive rates.

Full review

If you think an interest free purchase at a store sounds like a good idea, read the T&Cs carefully, or you'll end up with a credit card that doesn't have the most competitive rates.

    Price   4 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Kealey, Victoria, reviewed almost 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Citi Platinum - Balance Transfer Offer

    Citi Platinum - Balance Transfer Offer

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance

    balance transfer rate

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $149 $49 in the first year

    Go to site

    More info

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance
    • Balance transfer rate: 0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1263 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    American Express Velocity Platinum Card

    American Express Velocity Platinum Card

    • 0.0% p.a. on balance transfers for the first 12 months
    • Receive 100,000 bonus Velocity Points when you apply online by 12 February 2020, are approved and spend $3,000 on your new Card within the first 3 months.
    • Enjoy 2 complimentary Virgin Australia lounge passes each anniversary year at selected domestic airports

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $375

    Go to site

    More info

    • 0.0% p.a. on balance transfers for the first 12 months
    • Receive 100,000 bonus Velocity Points when you apply online by 12 February 2020, are approved and spend $3,000 on your new Card within the first 3 months.
    • Enjoy 2 complimentary Virgin Australia lounge passes each anniversary year at selected domestic airports
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $375
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points automatically transferred to your Velocity account
    Overall rating

    6.6

    Based on 873 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • NAB Low Rate Card

    NAB Low Rate Card

    • 0% purchase rate for the first 6 months
    • Up to 55 days interest free on purchases
    • Secure online application and fast response

    balance transfer rate

    0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

    purchase rate

    0% p.a. for 6 months then 13.99% p.a.

    annual fee

    $59

    Go to site

    More info

    • 0% purchase rate for the first 6 months
    • Up to 55 days interest free on purchases
    • Secure online application and fast response
    • Balance transfer rate: 0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
    • Annual fee: $59
    • Purchase rate: 0% p.a. for 6 months then 13.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    6.7

    Based on 4197 NAB credit card reviews

    Need more information?
    Go to site

    More info

  • Suncorp Clear Options Platinum (Suncorp Rewards)

    Suncorp Clear Options Platinum (Suncorp Rewards)

    • 0% p.a. for 14 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    0% p.a. for 14 months then 20.74% p.a.

    annual fee

    $129 $49 in the first year

    Go to site

    More info

    • 0% p.a. for 14 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $129 $49 in the first year
    • Purchase rate: 0% p.a. for 14 months then 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3.50%, min $3.50
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.6

    Based on 418 Suncorp credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Platinum - Purchase Rate Offer

    Citi Platinum - Purchase Rate Offer

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.

    balance transfer rate

    0% p.a. for 13 months and then 22.24% p.a. (1.00% balance transfer fee)

    purchase rate

    0% p.a. for 13 months then 21.49% p.a.

    annual fee

    $149 $49 in the first year

    Go to site

    More info

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.
    • Balance transfer rate: 0% p.a. for 13 months and then 22.24% p.a. (1.00% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 0% p.a. for 13 months then 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1263 Citi credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 226 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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