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Latitude credit card reviews

Latitude
Latitude's overall rating for credit cards

(as rated by the Mozo community)

4.7 / 10

based on 590 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Latitude

Recent Latitude credit card reviews

Latitude

Latitude GO Mastercard GO Mastercard review

Overall rating   7 / 10

Good everyday expense credit card

Good promotions with big brands such as Harvey Norman. Fees are reasonable and have 3 months Intrest free on all purchases.

Full review

Good promotions with big brands such as Harvey Norman. Fees are reasonable and have 3 months Intrest free on all purchases.

    Price   7 / 10

    Features   7 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   7 / 10

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Guy, New South Wales, reviewed over 3 years ago

Latitude

Latitude Credit Card review

Overall rating   5 / 10

Fee free

fee free

Full review

fee free

    Price   8 / 10

    Features   5 / 10

    Customer service   5 / 10

    Trust   5 / 10

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Jennifer, South Australia, reviewed over 3 years ago

Latitude

Latitude GO Mastercard GO Mastercard review

Overall rating   10 / 10

Great interest rates and easy to use

I love my Go MasterCard, it easy to access and use. The interest rates are fair and you regularly get offers for increases.

Full review

I love my Go MasterCard, it easy to access and use. The interest rates are fair and you regularly get offers for increases.

    Price   10 / 10

    Features   8 / 10

    Customer service   5 / 10

    Convenience   9 / 10

    Trust   6 / 10

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Cheyenne, New South Wales, reviewed over 3 years ago

Latitude

Latitude GO Mastercard GO Mastercard review

Overall rating   3 / 10

Nope

Not straight forward or thorough. When asked on telephone how it works and extra costs provided false information. To be charged an initial fee on withdrawal and $2.50 per day interest is not ok

Full review

Not straight forward or thorough. When asked on telephone how it works and extra costs provided false information. To be charged an initial fee on withdrawal and $2.50 per day interest is not ok

    Price   5 / 10

    Features   5 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   3 / 10

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Lilit, New South Wales, reviewed over 3 years ago

Latitude

Latitude GO Mastercard GO Mastercard review

Overall rating   1 / 10

Worse than average

They are unbending and expensive

Full review

They are unbending and expensive

    Price   2 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   2 / 10

    Trust   1 / 10

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Gayell, Victoria, reviewed over 3 years ago

Latitude

Latitude Gem Visa Gem Visa review

Overall rating   8 / 10

Easy and convenient

It's convenient, have had a couple of issues with being charged fees that I shouldn't have but with a phone call it was fixed. Customer service is pretty average when you want to ask about increasing your limit, pretty much don't bother calling...

Full review

It's convenient, have had a couple of issues with being charged fees that I shouldn't have but with a phone call it was fixed. Customer service is pretty average when you want to ask about increasing your limit, pretty much don't bother calling unless you have a job, which I now know

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   8 / 10

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Tarina, Western Australia, reviewed over 3 years ago

Latitude

Latitude Mastercard Mastercard review

Overall rating   7 / 10

Only use for interest free deals

Only use for intetest free deals

Full review

Only use for intetest free deals

    Price   5 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   6 / 10

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Angela, Queensland, reviewed almost 4 years ago

Latitude

Latitude Gem Visa Gem Visa review

Overall rating   8 / 10

Simple and Hassle Free.

Easy to understand bills, offered a competition to win prizes for switching to online letters.

Full review

Easy to understand bills, offered a competition to win prizes for switching to online letters.

    Price   8 / 10

    Features   8 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Kate, Queensland, reviewed almost 4 years ago

Latitude

Latitude GO Mastercard GO Mastercard review

Overall rating   6 / 10

Make regular payments while on interest free

Easy to obtain not easy to off once interest free period is over

Full review

Easy to obtain not easy to off once interest free period is over

    Price   5 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   4 / 10

    Trust   7 / 10

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Kaye, Queensland, reviewed almost 4 years ago

Latitude

Latitude Credit Card review

Overall rating   3 / 10

Can do better

High interest. Don't ring you to try and help with repayments

Full review

High interest. Don't ring you to try and help with repayments

    Price   1 / 10

    Features   1 / 10

    Customer service   2 / 10

    Convenience   6 / 10

    Trust   2 / 10

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Chris, New South Wales, reviewed almost 4 years ago

Latitude

Latitude Credit Card review

Overall rating   1 / 10

Crappy services

Really high pricing

Full review

Really high pricing

    Price   1 / 10

    Features   3 / 10

    Customer service   0 / 10

    Convenience   1 / 10

    Trust   0 / 10

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Leah, Victoria, reviewed almost 4 years ago

Latitude

Latitude Mastercard Mastercard review

Overall rating   5 / 10

Expensive

If you think an interest free purchase at a store sounds like a good idea, read the T&Cs carefully, or you'll end up with a credit card that doesn't have the most competitive rates.

Full review

If you think an interest free purchase at a store sounds like a good idea, read the T&Cs carefully, or you'll end up with a credit card that doesn't have the most competitive rates.

    Price   4 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   5 / 10

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Kealey, Victoria, reviewed almost 4 years ago

Latitude

Latitude GO Mastercard GO Mastercard review

Overall rating   2 / 10

Highly unrecommended......

They add late payment fees when the statement has only just been sent. Statements over a week late. Will never use this again!!! Highly unrecommended......

Full review

They add late payment fees when the statement has only just been sent. Statements over a week late. Will never use this again!!! Highly unrecommended......

    Price   0 / 10

    Features   0 / 10

    Customer service   5 / 10

    Convenience   0 / 10

    Trust   0 / 10

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Grant, New South Wales, reviewed almost 4 years ago

Latitude

Latitude Gem Visa Gem Visa review

Overall rating   5 / 10

Great customer service and can be used anywhere.

Have a great product, that is very expensive on the real side of things, but convenience and interest free periods are well catered for.

Full review

Have a great product, that is very expensive on the real side of things, but convenience and interest free periods are well catered for.

    Price   3 / 10

    Features   3 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   3 / 10

Less

Mel, Queensland, reviewed almost 4 years ago

Latitude

Latitude Gem Visa Gem Visa review

Overall rating   9 / 10

Happy with my GemVisa

Happy with this Credit Card.

Full review

Happy with this Credit Card.

    Price   9 / 10

    Features   10 / 10

    Customer service   6 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Nicole, Queensland, reviewed almost 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Everyday

    Qantas Money Qantas Premier Everyday

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).

    balance transfer rate

    0% p.a. for 12 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $29 in the first year

    Go to site

    More info

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).
    • Balance transfer rate: 0% p.a. for 12 months and then 21.99% p.a.
    • Annual fee: $49 $29 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    Go to site

    More info

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.6

    Based on 865 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    20.24% p.a.

    annual fee

    $425

    Go to site

    More info

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 20.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.24% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6072 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Platinum (Balance Transfer Offer)

    Citi Platinum (Balance Transfer Offer)

    • 0% per annum for 26 months on purchases and balance transfers
    • Low Annual Fee at $49 for the first year then $149 each year after.
    • Complimentary International Travel Insurance

    balance transfer rate

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $199 $0 in the first year

    Go to site

    More info

    • 0% per annum for 26 months on purchases and balance transfers
    • Low Annual Fee at $49 for the first year then $149 each year after.
    • Complimentary International Travel Insurance
    • Balance transfer rate: 0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
    • Annual fee: $199 $0 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1250 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 225 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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