Real Insurance car insurance reviews
Real Insurance
Join the 1,000’s of Australians saving with Real Insurance. Real Insurance makes it easy to get the cover you’re after without compromising on quality. Mozo People’s Choice Award Winner 2015 & 2016 - Best Car Insurer
Terms and conditions apply
Online quote takes 6 to 8 minutes
costs extra
Agreed or Market
$500 - $5,000
Online discount 5%
Additional 5% discount for people over 25.
- within 2 years of original registration
- Up to 14 days, max $70 per day.
Optional Extra - Up to 20 days, max $70 per day.
Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.
Covered only if agreed in writing.
$1,200 for listed drivers under 21, $800 for listed drivers under 24, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers under 24, $800 for inexperienced drivers over 24, $800 for learner drivers.
Optional Extra
More info
More info
Comparatively priced, but hard to get onto them by phone.
Comparatively priced, but hard to get onto them by phone.
Sherry, New South Wales, reviewed 7 months ago
Never have a problem with my banking, everything always explained so that I understand what I'm doing.
Never have a problem with my banking, everything always explained so that I understand what I'm doing.
Nannette, New South Wales, reviewed 8 months ago
Gary, Victoria, reviewed 8 months ago
I really like Real's Pay As You Drive option. I don't use my car much, and so just by promising not to drive more than x km in a year, I've cut my car insurance bill by several hundred dollars.
I really like Real's Pay As You Drive option. I don't use my car much, and so just by promising not to drive more than x km in a year, I've cut my car insurance bill by several hundred dollars.
Andrew, New South Wales, reviewed 10 months ago
Good value and service, polite and reasonably fast response to issues.
Good value and service, polite and reasonably fast response to issues.
Sharon, New South Wales, reviewed about 1 year ago
i love my car insurer. have two cars insured and we love the 10% premium refunds.
i love my car insurer. have two cars insured and we love the 10% premium refunds.
Katie, New South Wales, reviewed about 1 year ago
Great company, never had any trouble when claiming for a total of five accidents. When they said they would probably write my car off because of the thousands of dollars it would cost to do repairs, they still did the repairs and I still have my...
Great company, never had any trouble when claiming for a total of five accidents. When they said they would probably write my car off because of the thousands of dollars it would cost to do repairs, they still did the repairs and I still have my lovely car.
Nannette, New South Wales, reviewed about 1 year ago
I don't like that premiums change every time I want to leave my car at the airport, and I don't like that I have to ring up again to change back.
I don't like that premiums change every time I want to leave my car at the airport, and I don't like that I have to ring up again to change back.
Tracey, Queensland, reviewed about 1 year ago
Real Insurance is a low cost and reliable business. We have saved a lot by transferring to Real Insurance.
Real Insurance is a low cost and reliable business. We have saved a lot by transferring to Real Insurance.
Angelica, New South Wales, reviewed about 1 year ago
Easy to deal with, no extra charge to pay premium monthly.
Easy to deal with, no extra charge to pay premium monthly.
Tracey, Victoria, reviewed about 1 year ago
They are cheap and I have all my insurance with them
They are cheap and I have all my insurance with them
Cheryl, New South Wales, reviewed about 1 year ago
Cost of cover is similar to others but is not COST OF COVER IS SIMILAR TO OTHER IS NOT CHEAP, BUT THEIR SERVICE & RESPONSE TO CLAIMS IS GOOD.
Cost of cover is similar to others but is not COST OF COVER IS SIMILAR TO OTHER IS NOT CHEAP, BUT THEIR SERVICE & RESPONSE TO CLAIMS IS GOOD.
Karen, Victoria, reviewed over 1 year ago
Would prefer if there was 24/7 service
Would prefer if there was 24/7 service
Marie, New South Wales, reviewed over 1 year ago
I'm happy with the service I receive, if I ever need to call them for any reason.
I'm happy with the service I receive, if I ever need to call them for any reason.
Jennifer, South Australia, reviewed over 1 year ago
Madelyn, New South Wales, reviewed over 1 year ago
Real Insurance is a slow company that looks great on paper and is only valuable if you do not make claims and are looking for a budget. Overall low total sum insurance to payout for that year because it will offer first time deals. Afterwards your...
Real Insurance is a slow company that looks great on paper and is only valuable if you do not make claims and are looking for a budget. Overall low total sum insurance to payout for that year because it will offer first time deals. Afterwards your price increases tremendously. Real Insurance uses a system of PAYG - Pay-As-You-Go which is a great initiative but I would only recommend them to drivers who know they can stick to the under 5K drive per year. They use independent services such as road-side assistance and battery replacements. They do not have their own company which has it's pros and cons. Their customer service is below average but not as terrible as some other insurance companies. The average time of dealing with a simple matter is about 20 minutes.
Stephanie, Victoria, reviewed over 1 year ago
Ken, Victoria, reviewed over 2 years ago
The policies are very easy to understand and the customer service is outstanding compared to other companies I have used in the past.
The policies are very easy to understand and the customer service is outstanding compared to other companies I have used in the past.
Kelli, South Australia, reviewed over 2 years ago
They have a lot of different policy's to choose from. Great customer service & value for money.
They have a lot of different policy's to choose from. Great customer service & value for money.
Angela, Victoria, reviewed over 2 years ago
Competitive at start/new policy but like all others even if you have never made a claim the premium goes up EVERY year
Competitive at start/new policy but like all others even if you have never made a claim the premium goes up EVERY year
George, New South Wales, reviewed over 2 years ago
Goran, New South Wales, reviewed almost 3 years ago
Car comprehensive cover at half the price of other insurers
Car comprehensive cover at half the price of other insurers
Phil, New South Wales, reviewed almost 3 years ago
Francine, Victoria, reviewed almost 3 years ago
Margaret, New South Wales, reviewed almost 3 years ago
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
