Essential Home Insurance
- Main events covered
-
Fire -
Theft -
Storm -
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
No Partner link
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional Extra, up to 10 years old, up to $1,000
- Power surge
-
No
- Accidental loss and damage
-
No
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $5,000 for funeral
- Monthly payments cost extra
-
yes
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
No
- Carpets
-
No
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Up to $500
- Emergency storage
-
No
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured
- Temporary accommodation for pets
-
Up to $500
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to $10,000 combined with debris removal cost
- Debris removal
-
Up to $10,000 combined with demolition cost
- Landscaping
-
Up to $750 for plants
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Essential Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
No Partner link
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional Extra, up to 10 years old, up to $1,000
- Power surge
-
No
- Accidental loss and damage
-
No
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $5,000 for funeral
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
No
- Antiques and valuables
-
Up to $1,000 per item, up to $2,500 in total
- Cash
-
Up to $250
- Cd dvd and electronic files
-
Up to $1,000 per item, up to $2,500 in total
- Computer software and hardware
-
Yes, hardware. Software, up to $1,000 per item/collection, up to $2,500 total.
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Up to $5,000
- Identity theft
-
No
- Jewellery
-
Up to $1,000 per item, up to $2,500 in total
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $500
- Tools of trade
-
Up to $1,000
- Lock replacement
-
Up to $500
- Emergency storage
-
Yes
- Temporary accommodation
-
No
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
No
- Building materials
-
Yes
- Demolition cost
-
No
- Debris removal
-
Up to $10,000
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Essential Home and Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
No Partner link
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional Extra, up to 10 years old, up to $1,000
- Power surge
-
No
- Accidental loss and damage
-
No
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $5,000 for funeral
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
No
- Antiques and valuables
-
Up to $1,000 per item, up to $2,500 in total
- Cash
-
Up to $250
- Cd dvd and electronic files
-
Up to $1,000 per item, up to $2,500 in total
- Computer software and hardware
-
Yes, hardware. Software, up to $1,000 per item/collection, up to $2,500 total.
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Up to $5,000
- Identity theft
-
No
- Jewellery
-
Up to $1,000 per item, up to $2,500 in total
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $500
- Tools of trade
-
Up to $1,000
- Lock replacement
-
Up to $500
- Emergency storage
-
Yes
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured
- Temporary accommodation for pets
-
Up to $500
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
Yes
- Demolition cost
-
Up to $10,000 combined with debris removal cost
- Debris removal
-
Up to $10,000 combined with demolition cost
- Landscaping
-
Up to $750 for plants
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Top Home Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
No Partner link
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional Extra, up to 10 years old, up to $2,000
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $10,000 for funeral
- Monthly payments cost extra
-
yes
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
No
- Carpets
-
No
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Up to $1,000
- Emergency storage
-
No
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured
- Temporary accommodation for pets
-
Up to $1,000
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to $15,000 combined with debris removal cost
- Debris removal
-
Up to $15,000 combined with demolition cost
- Landscaping
-
Up to $1,500 for plants
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Top Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
No Partner link
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional Extra, up to 10 years old, up to $2,000
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $10,000 for funeral
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
Up to 20% of sum insured
- Antiques and valuables
-
Up to $1,000 per item, up to $5,000 in total
- Cash
-
Up to $500
- Cd dvd and electronic files
-
Up to $1,000 per item, up to $5,000 in total
- Computer software and hardware
-
Yes, hardware. Software, up to $1,000 per item/collection up to $5,000 total.
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Up to $10,000
- Identity theft
-
No
- Jewellery
-
Up to $1,000 per item, up to $5,000 in total
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
Up to $2,000
- Lock replacement
-
Up to $1,000
- Emergency storage
-
Yes
- Temporary accommodation
-
No
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
No
- Building materials
-
Yes
- Demolition cost
-
No
- Debris removal
-
Up to $15,000
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Top Home and Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
No Partner link
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional Extra, up to 10 years old, up to $2,000
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $10,000 for funeral
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
Up to 20% of sum insured
- Antiques and valuables
-
Up to $1,000 per item, up to $5,000 in total
- Cash
-
Up to $500
- Cd dvd and electronic files
-
Up to $1,000 per item, up to $5,000 in total
- Computer software and hardware
-
Yes, hardware. Software, up to $1,000 per item/collection up to $5,000 total.
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Up to $10,000
- Identity theft
-
No
- Jewellery
-
Up to $1,000 per item, up to $5,000 in total
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
Up to $2,000
- Lock replacement
-
Up to $1,000
- Emergency storage
-
Yes
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured
- Temporary accommodation for pets
-
Up to $1,000
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
Yes
- Demolition cost
-
Up to $15,000 combined with debris removal cost
- Debris removal
-
Up to $15,000 combined with demolition cost
- Landscaping
-
Up to $1,500 for plants
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
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* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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