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Unity Bank has been offering financial products and services to members of the maritime, mining and power industries, their families and local communities since 1970. Unity Bank gives customers access to a range of solutions within personal, car and home loan products, investment loans, overdrafts, savings accounts, term deposits, credit cards, debit cards and business products. Unity Bank additionally offers insurance products for its members.
Last updated 4 July 2025
Important disclosures
Bonus Saver
Maximum rate
4.15
%
p.a.
(for $1 and over)
Minimum deposit $100, no withdrawals.
Standard rate
0.10
%
p.a.
(for $1 and over)
No Partner link
Standard rate
Balances from $1: 0.10% p.a.
Maximum rate
Balances from $1: 4.15% p.a.
Maximum rate conditions
Minimum deposit of $100 and no withdrawals in the month
Interest paid
Monthly
Account fee per month
$5.00- $0 if you maintain combined min. $5,000 membership balance throughout the entire month. Please refer directly to bank’s website for other exemption criteria.
Access
BPay, Branch access, Internet banking
Kids ages
-
Minimum balance
$0.00
Other restrictions
-
Other benefits
-
MoneyMAX Account
Maximum rate
4.05
%
p.a.
(for $1 and over)
Standard rate
4.05
%
p.a.
(for $1 and over)
No Partner link
Standard rate
Balances from $1: 4.05% p.a.
Maximum rate
-
Maximum rate conditions
n/a
Interest paid
Monthly
Account fee per month
$5.00- $0 if you maintain combined min. $5,000 membership balance throughout the entire month. Please refer directly to bank’s website for other exemption criteria.
Access
BPay, Internet banking
Kids ages
-
Minimum balance
$0.00
Other restrictions
Branch access for deposits only.
Other benefits
-
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Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
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Important disclosures
Advertiser disclosure
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Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Disclaimer
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Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
