Heritage Bank Business Overdraft

Rates

• Rate type

  variable

• Variable rate

  5.74% p.a.Residential security rate

• Fixed 1 year rate

  none

• Fixed 2 year rate

  none

• Fixed 3 year rate

  none

• Fixed 4 year rate

  none

• Fixed 5 year rate

  none

• Fixed 6 year rate

  none

• Fixed 7 year rate

  none

Fees

• Upfront fee

  Negotiable

• Ongoing fees

  $30 monthly

• Late payment fee

  $0.00

• Exit fee

  not disclosed

• Early repayment penalty

  not disclosed

• Transaction fee

  Free from internet, phone, counter deposit. 10 free from cheque, counter withdrawal, own-bank ATM and Eftpos otherwise $0.50 (Network ATMs $1.75) . non-network ATMs $1.75.

Features

• Repayment frequency

  n/a

• Repayment types

  n/a

• Extra repayments allowed

  n/a

• Redraw allowed

  n/a

• Card access

  yes

• Cheque access

  yes

• Other benefits

  none

• Other restrictions

  none