Thumbnail icon for AMP Bank

AMP Bank Access Account

Account fee
$0.00
Payment options
Apple Pay, Google Pay, Samsung Pay
Interest rate
0% p.a.

Mozo editorial review AMP Bank Access Account

Last updated: 31 August 2020.

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What's hot
  • 2020 Small Business Savings Bank of The Year
  • 2020 Mozo Experts Choice Award
  • No minimum balance
  • No account keeping fee
What's not
  • $5.50 overseas ATM fee
Mozo snapshot

The AMP Bank Access Account gives you hassle free access to your money, and there are no domestic electronic, cheque, phone and Bank@Post fees or any monthly account keeping fee. Better yet, the AMP Bank Access Account took out a 2020 Mozo Experts Choice Award in the Small Business Exceptional Everyday Account category.

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Key features

You’ll be able to use your linked AMP Bank Visa Debit card anywhere Visa is accepted globally and “tap and go” with the Visa payWave functionality for any contactless purchases under $100. Your card is covered under Visa’s zero liability insurance, which means you'll be protected for any unauthorised transactions (conditions apply). Other available payment options include Google Pay, Apple Pay and Samsung Pay.

Despite not having branch access with the AMP Bank Access Account, you can easily manage and review your account from any device via BankNet, mobile banking and BankPhone. You'll also have the added convenience of Bank@Post, which allows you to make deposits and withdrawals, check your account balance and pay credit card bills at Australia Post, either online or over the counter at any post offices across Australia.

Like most Australian transaction accounts, the AMP Bank Access Account doesn't have an interest rate, so if you want more bang for your buck, then you might want to keep the bulk of your money in a competitive high-interest savings account.

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Who is it good for

With no account keeping fees, the AMP Bank Access Account is a great option for Aussies wanting a solid everyday transaction account.

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Any catches

Keep in mind, like many bank accounts in Australia, the AMP Bank Access Account is not specifically designed for overseas purchases because the debit card comes with a hefty $5.50 overseas ATM withdrawal fee and a 2.50% foreign exchange commission fee. So, if you’re in the market for a travel-friendly piece of plastic, then head to our travel money hub.

Details

Rates and fees information correct as at 20 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from EFTPOS, mobile app, internet, cheque and Bank@Post deposits.

  • $0.00

  • None

  • $0.00

  • n/a

  • n/a

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.50

  • 2.50%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • yes

  • no

  • yes

  • no

  • yes

  • yes

  • yes

  • none

  • none

Atm card
  • $5.50

  • $0.00

  • 2.50%

Debit card
  • $5.50

  • $0.00

  • 2.50%

Payment options

Apple Pay, Google Pay, Samsung Pay

Customer Reviews

How are AMP Bank bank accounts rated by the Mozo community?

Overall
6.9/10
Price
7.3/10
Features
6.5/10
Customer service
6.8/10
Convenience
6.3/10
Trust
7.5/10

Latest reviews of AMP Bank Access Account

  • Overall 5/10
    Poor technical support for online banking problems

    Attracted to the 2% interest rate for 6 months, so opened saver account late June. Had online access to the account but then after a few days could no longer view the account. Rang several times, each time 'referred to IT support' but still not fixed as at 29/07. Over 10+ years I had opened 30+ accounts with various institutions for SMSF & personal accounts, and this is the first time I've had so much trouble with such a basic need as viewing an account online. So for balances, transfers etc I have to phone. Front line people very sympathetic and efficient, just the technical support/problem resolution aspect is lacking.

    Read full review

    Attracted to the 2% interest rate for 6 months, so opened saver account late June. Had online access to the account but then after a few days could no longer view the account. Rang several times, each time 'referred to IT support' but still not fixed as at 29/07. Over 10+ years I had opened 30+ accounts with various institutions for SMSF & personal accounts, and this is the first time I've had so much trouble with such a basic need as viewing an account online. So for balances, transfers etc I have to phone. Front line people very sympathetic and efficient, just the technical support/problem resolution aspect is lacking.

    Price
    6/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    6/10
    Trust
    6/10
    Less
    Paul, New South Wales reviewed about 2 months ago
  • Overall 2/10
    Inconvenient banking.

    Holding onto cash transfers for 24 to 48 hours is unacceptable and clearly a money making rort for the bank. No Osko.

    Read full review

    Holding onto cash transfers for 24 to 48 hours is unacceptable and clearly a money making rort for the bank. No Osko.

    Price
    -1/10
    Features
    2/10
    Customer service
    2/10
    Convenience
    2/10
    Trust
    -1/10
    Less
    Julie, Western Australia reviewed 7 months ago
  • Overall 10/10
    The bank is great

    The staff at the bank are always enthusiastic to help!

    Read full review

    The staff at the bank are always enthusiastic to help!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    -1/10
    Trust
    10/10
    Less
    Joyce, South Australia reviewed about 2 years ago
  • Overall 8/10
    I like NAB

    NAB offer redraw facilities, fees are average, service is good.

    Read full review

    NAB offer redraw facilities, fees are average, service is good.

    Price
    9/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    8/10
    Less
    Geoff, Queensland reviewed over 2 years ago
  • Overall 10/10
    Great customer service

    Have had no issues, easy, friendly, and professional to deal with.

    Read full review

    Have had no issues, easy, friendly, and professional to deal with.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Yugesh, New South Wales reviewed almost 3 years ago
AMP Bank

About AMP Bank

AMP is a leading wealth management company operating in Australia and New Zealand, with a rich evolving history spanning 150 years. Its growing banking business in Australia now includes a range of retail products such as home loans, savings accounts and term deposits.

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