CUA Everyday Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

CUA Everyday Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Mozo Review   CUA Everyday Account Review

Last updated: 1 April 2020.

What's hot:
  • No account fee

  • Unlimited phone and internet transactions

  • No debit card service fee

What's not:
  • $3.50 overseas ATM fees

Mozo snapshot:

Unless you plan on storing your cash in a box under your bed, then you're likely looking for a bank account to keep your dollar dollar bills safe. There are a couple of things that you might want to look for when choosing a bank account, like, ease of access, flexibility and no fees. Luckily, CUA's Everyday Account provides all of these.

Key features:

With the CUA Everyday Account, you’ll pay no monthly account fees, or any over the counter deposits or withdrawal fees. You can access your CUA Everyday Account online or over the phone without having to pay a thing, plus, you'll have unlimited free transactions using phone, internet, counter deposits, or eftpos.

Your account comes with a CUA Visa Debit Card, so you’ll be able to make tap and go purchases with Visa payWAVE. You'll also be apple to make payments using Apple Pay, Google Pay, PayID and Samsung Pay.

You’ll even be able to use your CUA Visa Debit Card overseas. Of course, there is a $3.50 overseas ATM withdrawal fee and the 2.75% foreign exchange commission, but if you deposit $2,000 or more and make 5 CUA Visa Debit card purchases each month, the international ATM withdrawal fees and international card transaction fees will be refunded to you.

Who it's good for:

The CUA Everyday Account is a great choice for Australians looking for a simple everyday account with minimal fees.

Any catches?

Like many other transaction accounts, the CUA Everyday Account doesn’t offer an interest rate, however, you'll receive a bonus interest offer on a CUA eSaver Reward Account if you deposit $1,000 into your CUA Everyday Account each month.

Details

Rates and fees information correct as at 8 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from counter deposit, phone, internet and EFTPOS. Free counter and network ATM withdrawals.

  • $0.00

  • CUA

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $1.50

  • $4.50

  • 2.95%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $2,010.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • none

  • none

Atm card
  • $3.50

  • $0.00

  • 2.00%

Debit card
  • $4.50

  • $0.00

  • 2.95%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are CUA bank accounts rated by the Mozo community?

Overall customer rating
8.1/10
Price
7.6/10
Features
6.9/10
Customer service
8.4/10
Convenience
7.6/10
Trust
8.4/10

Latest reviews of CUA Everyday Account

  • Overall 10/10
    Excellent service competitive rates on deposits.

    Friendly service. Competitive rates on deposits. Esaver Account has an extra 2%.

    Read full review

    Friendly service. Competitive rates on deposits. Esaver Account has an extra 2%.

    Price
    10/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Alan, Queensland reviewed 14 days ago
  • Overall 1/10
    CUA don’t care. Wiped my acc clean & left me no $

    CUA allowed my account to be wiped clean despite having a limit on it. No one seemed to know what to do about this. I was told by various people in CUA that it could take 21 days to get my money back, another person said 6 weeks and another sixty days. No one took responsibility for trying to help me. I was told my direct debits would just bounce and that my form was just in the queue and would be dealt with. How is it that the CUA allow ALL my money and savings to be wiped from my account without my authorisation and not do anything about it and then not try to escalate my request in any way leaving me unable to meet my financial obligations?

    Read full review

    CUA allowed my account to be wiped clean despite having a limit on it. No one seemed to know what to do about this. I was told by various people in CUA that it could take 21 days to get my money back, another person said 6 weeks and another sixty days. No one took responsibility for trying to help me. I was told my direct debits would just bounce and that my form was just in the queue and would be dealt with. How is it that the CUA allow ALL my money and savings to be wiped from my account without my authorisation and not do anything about it and then not try to escalate my request in any way leaving me unable to meet my financial obligations?

    Price
    -1/10
    Features
    1/10
    Customer service
    0/10
    Convenience
    2/10
    Trust
    0/10
    Less
    Bel, New South Wales reviewed 16 days ago
  • Overall 3/10
    They don’t do what they say they will.

    I have mixed feelings about CUA. They have decent products with decent interest rates. Their staff are friendly but they are either very slow and sometimes don’t take action on basic customer requests (despite lodging it in the branch in person, then again through iM CUA app and their member requests email.) Their mobile apps are cumbersome to use. iM CUA always logs you out and doesn’t send notifications of messages from your advisor. The main banking app doesn’t have the same logical UI layout of other banking apps out there. Shame, I wanted to really like the product, but right now it’s customer chit-chat with all talk and no action.

    Read full review

    I have mixed feelings about CUA. They have decent products with decent interest rates. Their staff are friendly but they are either very slow and sometimes don’t take action on basic customer requests (despite lodging it in the branch in person, then again through iM CUA app and their member requests email.) Their mobile apps are cumbersome to use. iM CUA always logs you out and doesn’t send notifications of messages from your advisor. The main banking app doesn’t have the same logical UI layout of other banking apps out there. Shame, I wanted to really like the product, but right now it’s customer chit-chat with all talk and no action.

    Price
    8/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    1/10
    Trust
    1/10
    Less
    Luke, Queensland reviewed 14 days ago
  • Overall 9/10
    Very helpful and reliable.

    Very helpful, reliable and always there to help and recommend ways to improve my account or utilise extra banking services.

    Read full review

    Very helpful, reliable and always there to help and recommend ways to improve my account or utilise extra banking services.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Andi, New South Wales reviewed about 1 month ago
  • Overall 10/10
    Great financial institution.

    Competitive fees/rates. Great customer service.

    Read full review

    Competitive fees/rates. Great customer service.

    Price
    10/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10
    Less
    Bree, Queensland reviewed about 2 months ago
CUA

About CUA

CUA is Australia's largest credit union and an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members, and reinvests in making its service better for customers and supporting local communities. CUA is committed to helping members through life's big changes, so if you want to make a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more.

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