Southern Cross Credit Union Easy Access review for April 2024

Details

Rates

Rates	Balances from $0: 0.00% p.a.
Special Rates	n/a
Special rate conditions	n/a

Fees

Account fee	$5.00
Account fee waiver	$0 monthly account fee if you are under 21 years old, if you deposit $2,000, or if you have over $30,000 total in deposits or loans with Southern Cross Credit Union.
Free transactions per month	Unlimited free BPay, Visa Debit purchases and SCCU ATM withdrawals, 10 free chargeable transactions.
Network ATM fee	$0.00
ATM networks	SCCU
Other bank ATM fee	$0.00
Over the counter deposit fee	$0.00
Over the counter withdrawal fee	$0.00
Eftpos fee	$0.00
Phone fee	$0.60
Internet fee	$0.60
Cheque fee	$0.35
Overseas ATM fees	$3.50
Foreign exchange commission	3.00%
Debit card service fee	$0.00 annually

Other financial bits

Minimum opening deposit	$0.00
Minimum balance	$0.00

Features

Daily atm withdrawal limit	$1,000.00
Eftpos card	yes
Mastercard debit card	no
Visa debit card	yes
Branch access	yes
Cheque book	yes
BPAY	yes
Australia post banking	no
Other restrictions	none
Other benefits	none

Atm card

Overseas access with atm
Overseas ATM fees	$3.50
Overseas purchase fees	$0.00
Foreign exchange commission	3.00%

Debit card

Overseas access with debit card
Overseas ATM fees	$3.50
Overseas purchase fees	$0.00
Foreign exchange commission	3.00%

Payment options

Apple Pay

Customer Reviews

How are Southern Cross Credit Union bank accounts rated by the Mozo community?

Overall

Price

Features

Customer service

Convenience

Trust

Based on 21 Southern Cross Credit Union bank account reviews

Latest reviews of Southern Cross Credit Union Easy Access Bank Account

Difficult and expensive

They charge very high fees and have really crazy requirements to waive account keeping fees. $6 per month just to have a savings account, which is more than you’ll ever earn in interest over a year, is just insanity. I would not recommend SCCU to potential customers. Make sure you are well aware of their fees and charges if you intend to sign up with these guys (though admittedly they make it pretty hard to even do that in the first place)…
Read full review

They charge very high fees and have really crazy requirements to waive account keeping fees. $6 per month just to have a savings account, which is more than you’ll ever earn in interest over a year, is just insanity. I would not recommend SCCU to potential customers. Make sure you are well aware of their fees and charges if you intend to sign up with these guys (though admittedly they make it pretty hard to even do that in the first place)…

Price

1/10

Features

3/10

Customer service

8/10

Convenience

1/10

Trust

9/10

Less

Luke, Queensland reviewed over 1 year ago
Friendly service and look after locals

Local, invest in locals, friendly, don't have to wait long like other banks, more wholesome being a credit union. But $5 a month account fee on top of transaction fees hurts a bit.
Read full review

Local, invest in locals, friendly, don't have to wait long like other banks, more wholesome being a credit union. But $5 a month account fee on top of transaction fees hurts a bit.

Price

3/10

Features

0/10

Customer service

9/10

Convenience

10/10

Trust

8/10

Less

Lindy, New South Wales reviewed over 6 years ago

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Important information on terms, conditions and sub-limits

Southern Cross Credit Union Easy Access

Southern Cross Credit Union Easy Access

Details

Rates

Fees

Other financial bits

Features

Atm card

Debit card

Payment options

Customer Reviews

How are Southern Cross Credit Union bank accounts rated by the Mozo community?

Overall

Latest reviews of Southern Cross Credit Union Easy Access Bank Account

Difficult and expensive

Friendly service and look after locals

About Southern Cross Credit Union

ubank

Suncorp

HSBC

MyState Bank

ubank

Suncorp

HSBC

MyState Bank

About Mozo’s Editorial Star Ratings

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Important information on terms, conditions and sub-limits

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Who we are and how we get paid

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Important information on terms, conditions and sub-limits