How Bankwest’s new credit card changes can affect your next holiday

From 9 December 2019, customers with a Bankwest credit card will now have a different set of conditions to meet if they want to activate their complimentary travel insurance

Previously, cardholders would need to meet a minimum spend criteria or book a return trip to Australia on their plastic in order to receive cover. 

Customers will now simply need to have an open, eligible card for travelling. 

Bankwest also made adjustments to their level and length of cover, stating they will now only provide cover for the basics for a shorter period of time (6 months for World Mastercard and 31 days for Gold and Platinum Mastercard), however customers will have the option to upgrade to comprehensive or extended cover. 

“While it’s great to see Bankwest making it easier for customers to take advantage of their complimentary travel insurance, it’s still worth bearing in mind that the extent of cover has been reduced,” said Mozo Director, Kirsty Lamont. 

“In this case, consider taking out a stand-alone travel insurance policy to ensure that you’ll be covered, no matter what you get up to on your holiday.” 

Like the idea of a credit card that supports your love for travel? Then check out the Bankwest credit cards that comes with complimentary travel insurance below! 

Bankwest - Breeze Platinum Mastercard
  • Multiple 2019 Mozo Experts Choice Award winner^
  • 9.90% purchase rate
  • Complimentary travel insurance
Find out more

Calling all spenders who like to keep to a budget! The Bankwest Breeze Platinum Mastercard combines the freedom of a low rate card with the perks of a platinum card. Aside from the complimentary travel insurance, concierge service, extended warranty and purchase protection insurance are also available. But what makes this card really special is the 0% foreign exchange margin, which could save you a bundle on overseas purchases. One thing to keep in mind though is the hefty 21.99% cash advance rate, so you might want to reach for debit card if you ever need to withdraw cash. 

Bankwest - Zero Platinum Mastercard
  • Multiple 2019 Mozo Experts Choice Award winner^
  • 17.99% purchase rate
  • Complimentary travel insurance
Find out more

Hate the idea of an annual fee? Then you’ll love the Bankwest Zero Platinum Mastercard! With this card there’s up to 55 interest free days and no foriegn exchange fee, oh and of course, no annual fee. You’ll be treated like a star, thanks to the round the clock concierge service and all eligible purchases are entitled to an extended warranty and purchase protection insurance. Just be sure to pay your balance off in full every month, as there is a 17.99% purchase rate

Bankwest - More Platinum Mastercard
  • 75,000 annual bonus points each year (spending criteria applies)
  • Complimentary travel insurance
  • 2 Rewards Points per $1 spent
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But if you’d like a little ‘more’ out of your credit card, then the Bankwest More Platinum Mastercard might be more up your alley. Rewards lovers will earn 2 Rewards Points per $1 spent, plus a whopping 75,000 annual bonus points every year, so long as you spend $48,000 a year on eligible purchases. You can then redeem your points on anything from cashback to gift cards and even flights. All that at a manageable annual fee of $160! The only thing you’ll need to keep an eye on is the 19.99% purchase rate.

Bankwest - More World Mastercard
  • 2.5 Rewards Points per $1 spent
  • 115,000 annual bonus (spending criteria applies)
  • Complimentary travel insurance
Find out more

Maximising your points balance is a breeze with the Bankwest More World Mastercard. Cardholders will earn 2.5 Rewards Points per $1 spent, uncapped as well as 115,000 annual bonus points every year if they spend $84,000 on eligible purchases. And if travel is your game, you’ll be happy to know that all of your points can be redeemed on flights. And as a cherry on top, the Bankwest More World Mastercard comes with ten complimentary airport lounge visits at participating lounges. All good things come at a price though, as this card features a 19.99% purchase rate and considerable $270 annual fee, so be sure the value of these perks outweigh this cost. 

Want to find out how these cards compare to others on the market? Then head on over to our rewards card comparison tool

^More information about our 2019 Mozo Experts Choice Awards 

^See information about the Mozo Experts Choice Credit Card Awards

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