Citi and flybuys partner up to offer customers a double-dipping rewards points system

Everyone knows the double-dipping debate that divides the nation - whether or not it’s ever acceptable to dip a chip into the party’s guac a second time.
But following the news that Citi and flybuys have joined forces, Aussies will now be able to ‘double dip’ on flybuys points with the Citi Platinum card (without any questionable hygiene concerns).
Flybuys members with a Citi rewards credit card will have the option to both scan their flybuys card and pay with an eligible Citi Rewards Credit Card at flybuys partners in-store or online. The Citi Rewards points earnt on their spend can then be converted into flybuys points.
That means that to get even more bang for their buck, eligible Citi cardholders can earn flybuys points pretty much everywhere they shop, even at non-flybuys partners, just by using their Citi rewards card and then transferring the Citi rewards Points to flybuys.
So whether you’re looking to treat yourself to a shopping spree, spend on travel options or take some money off your groceries, you can redeem points on more than one thousand rewards.
RELATED: CommBank launches new 12 month 0% interest credit card offers
Spenders will earn 1 point per dollar, up to $10,000 per month on eligible domestic spends, and uncapped for international spends.
And as a special offer, new Citi Rewards Platinum Credit cardholders who spend $3,000 within 90 days from approval can earn 75,000 flybuys bonus points.
But that’s not all - if you’re an eligible Citi Reward Credit Card holder who transfers your Citi Reward Points by 31 March you can nab 15% more bonus flybuys points.
Interested in an even greater range of value plastics? Check out Citi’s range of rewards cards or take our rewards revealer for a whirl to find the perfect plastic for your spending.
Rewards Credit Cards - last updated 5 July 2025
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Apply By 13 Jan 2026
American Express Qantas Ultimate Card
Qantas Frequent Flyer
$450
90,000
1.25 points up to 100,000 points/year, then
1 point uncappedEarn up to 90,000 bonus Qantas Points - that’s 70,000 bonus Qantas Points when you apply online by 13 January 2026, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months. Plus, an additional 20,000 bonus Qantas Points when you spend min $1 on your Card within 90 days of paying your second year annual Card fee. T&Cs apply. New Amex Card Members only.
CompareCompareQantas Ultimate Card
Earn up to 90,000 bonus Qantas Points - that’s 70,000 bonus Qantas Points when you apply online by 13 January 2026, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months. Plus, an additional 20,000 bonus Qantas Points when you spend min $1 on your Card within 90 days of paying your second year annual Card fee. T&Cs apply. New Amex Card Members only.
- Rewards program
- Qantas Frequent Flyer
- Annual fee
- $450
- Bonus points
- 90,000
- Earn rate per $1
- 1.25 points up to 100,000 points/year, then
1 point uncapped
- Intro rate
- -
- Ongoing Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 44
- Foreign exchange
- 3.00%
- Late payment
- $30.00
- Points earning
- 1.25 points per dollar on Amex, up to 100000 points per year, then
1 point per dollar on Amex, uncapped
- Reward point expiry
- Never
- Bonus points
- 90,000
- Sydney to Melbourne
- 8000.0
- Sydney to London
- 110400.0
- $100 Gift card
- 20010.0
- Card Benefits
- Account alerts by SMS,
Card Purchase Cover ,
Travel Inconvenience Cover
- Rewards Bonus Points
- 1.25 points per dollar on everyday purchases. Earn 0.5 Qantas Points per $1 spent at government bodies, earn 2.25 Qantas Points per $1 spend on selected Qantas products and services.Exclusions apply. After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Points per $1 spent.*
Read reviews and learn more about rewards credit cards
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Apply By 27 Jan 2026
American Express Essential® Rewards Credit Card
Membership Rewards
$108
40,000
1 point uncapped
Receive 40,000 Bonus Membership Rewards® Points when you apply online by 27 January 2026, are approved, and spend $3,000 on eligible purchases on your new American Express Essential® Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
CompareCompareEssential® Rewards Credit Card
Receive 40,000 Bonus Membership Rewards® Points when you apply online by 27 January 2026, are approved, and spend $3,000 on eligible purchases on your new American Express Essential® Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
- Rewards program
- Membership Rewards
- Annual fee
- $108
- Bonus points
- 40,000
- Earn rate per $1
- 1 point uncapped
- Intro rate
- -
- Ongoing Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 55
- Foreign exchange
- 3.00%
- Late payment
- $30.00
- Points earning
- 1 point per dollar on Amex, uncapped
- Reward point expiry
- Never
- Bonus points
- 40,000
- Sydney to Melbourne
- 11800.0
- Sydney to London
- 320000.0
- $100 Gift card
- 25000.0
- Card Benefits
- Extended Warranty,
Account alerts by SMS
- Rewards Bonus Points
- Earn up to 5 points per $1 spent on eligible eat and drinks purchases, up to 3 points per $1 spent on selected streaming subscriptions, up to 2 points per $1 spent at selected major retailers.
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Coles No Annual Fee Mastercard
flybuys
$0
No current offer
0.5 points up to $5,000/month
No annual fee for the life of the card plus collect 1 Flybuys point per $2 on eligible purchases up to $5,000 in each Statement Period (T&Cs apply). Get access to complimentary travel insurance. Apple Pay, Samsung Pay and Google Pay compatible. Up to 44 days interest free on purchases when you pay your account in full by the monthly due date.
CompareCompareNo Annual Fee Mastercard
No annual fee for the life of the card plus collect 1 Flybuys point per $2 on eligible purchases up to $5,000 in each Statement Period (T&Cs apply). Get access to complimentary travel insurance. Apple Pay, Samsung Pay and Google Pay compatible. Up to 44 days interest free on purchases when you pay your account in full by the monthly due date.
- Rewards program
- flybuys
- Annual fee
- $0
- Bonus points
- No current offer
- Earn rate per $1
- 0.5 points up to $5,000/month
- Intro rate
- -
- Ongoing Purchase rate
- 20.74% p.a.
- Balance transfer rate
- No current offer
- Cash advance
- 20.74% p.a.
- Interest free days on purchases
- Up to 44
- Foreign exchange
- 3.00%
- Late payment
- $30.00
- Points earning
- 0.5 points per dollar on Mastercard, up to $5,000 per month
- Reward point expiry
- Never
- Bonus points
- No current offer
- Sydney to Melbourne
- 11800.0
- Sydney to London
- 320000.0
- $100 Gift card
- 20000.0
- Card Benefits
- -
- Rewards Bonus Points
- Earn an additional 1 point per dollar spent at Coles and other Flybuys partners when your card is scanned.
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Apply By 12 Aug 2025
American Express Velocity Platinum Card
Velocity Frequent Flyer
$440
60,000
1.25 points uncapped
Receive 60,000 bonus Velocity Points1 when you apply online by 12 August 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Velocity Platinum Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
CompareCompareVelocity Platinum Card
Receive 60,000 bonus Velocity Points1 when you apply online by 12 August 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Velocity Platinum Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
- Rewards program
- Velocity Frequent Flyer
- Annual fee
- $440
- Bonus points
- 60,000
- Earn rate per $1
- 1.25 points uncapped
- Intro rate
- -
- Ongoing Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 55
- Foreign exchange
- 3.00%
- Late payment
- $30.00
- Points earning
- 1.25 points per dollar on Amex, uncapped
- Reward point expiry
- Never
- Bonus points
- 60,000
- Sydney to Melbourne
- 5900.0
- Sydney to London
- 160000.0
- $100 Gift card
- 21278.0
- Card Benefits
- Account alerts by SMS,
Travel Inconvenience Cover (T&Cs apply, see 'Other restrictions')
- Rewards Bonus Points
- Earn 0.5 Velocity Points per $1 spent at government bodies, earn 2.25 Velocity Points per $1 spend on selected Virgin Australia products and services.
Read reviews and learn more about rewards credit cards
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Apply By 9 Sep 2025
American Express Velocity Escape Plus Card
Velocity Frequent Flyer
$95
20,000
1 point up to 12,000 points/year, then
0.75 points uncappedReceive 20,000 bonus Velocity Points1 when you apply online by 9 September 2025, are approved, and spend $1,000 on eligible purchases on your new American Express Velocity Escape Plus Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
CompareCompareVelocity Escape Plus Card
Receive 20,000 bonus Velocity Points1 when you apply online by 9 September 2025, are approved, and spend $1,000 on eligible purchases on your new American Express Velocity Escape Plus Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
- Rewards program
- Velocity Frequent Flyer
- Annual fee
- $95
- Bonus points
- 20,000
- Earn rate per $1
- 1 point up to 12,000 points/year, then
0.75 points uncapped
- Intro rate
- -
- Ongoing Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 55
- Foreign exchange
- 3.00%
- Late payment
- $30.00
- Points earning
- 1 point per dollar on Amex, up to 12000 points per year, then
0.75 points per dollar on Amex, uncapped
- Reward point expiry
- Never
- Bonus points
- 20,000
- Sydney to Melbourne
- 5900.0
- Sydney to London
- 160000.0
- $100 Gift card
- 21278.0
- Card Benefits
- Account alerts by SMS,
Travel Insurance (T&Cs apply, see 'Other restrictions')
- Rewards Bonus Points
- Earn 0.5 Velocity Points per $1 spent at government bodies, earn 1.75 Velocity Points per $1 spend on selected Virgin Australia products and services.
Read reviews and learn more about rewards credit cards
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Apply By 2 Dec 2025
American Express Explorer® Credit Card
Membership Rewards
$395
100,000
2 points uncapped
Receive 100,000 Bonus Membership Rewards® Points when you apply online by 2 December 2025, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
CompareCompareExplorer® Credit Card
Receive 100,000 Bonus Membership Rewards® Points when you apply online by 2 December 2025, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
- Rewards program
- Membership Rewards
- Annual fee
- $395
- Bonus points
- 100,000
- Earn rate per $1
- 2 points uncapped
- Intro rate
- -
- Ongoing Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 55
- Foreign exchange
- 3.00%
- Late payment
- $30.00
- Points earning
- 2 points per dollar on Amex, uncapped
- Reward point expiry
- Never
- Bonus points
- 100,000
- Sydney to Melbourne
- 11800.0
- Sydney to London
- 320000.0
- $100 Gift card
- 25000.0
- Card Benefits
- Travel Insurance,
Extended Warranty,
Account alerts by SMS,
Card Purchase Cover
- Rewards Bonus Points
- Earn 1 points per $1 spent at government bodies.
Read reviews and learn more about rewards credit cards
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