New year, new you, new credit card! The right piece of plastic can be a super handy way to squeeze extra value out of your spend, or to manage your month-to-month costs a little better. So if one of your resolutions was to “spend smarter” this year, a new card might be part of that.
But picking the best credit card can be a tricky choice to make, and will come down to what you want the card for. Love a freebie? A rewards card might be the pick for you. Probably going to carry a balance for a while? Try a low rate option.
So if you’re in need of a new piece of plastic to get 2019 underway, check out some of our editors’ top picks:
For big spenders...
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Important disclosures
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
ANZ - Frequent Flyer Black
120,000 Bonus Qantas Points when you spend $7,500 in the first 3 months
$150 cashback to your new card when you spend $7,500 in the first 3 months
75 Bonus Status Credits when you book and travel on two new Qantas flights by 30 June 2019
Shopping up a storm on your to-do list this year? With the ANZ Frequent Flyer Black in your pocket, you’ll earn 1 Qantas Point per $1 spent, up to $7,500 per statement period. Plus you can score a boatload of bonus points, cashback and coveted Status Credits for Qantas Frequent Flyers.
For everyday shoppers...
Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important disclosures
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Woolworths - Everyday Platinum Credit Card
$0 annual fee in the first year
0% p.a. balance transfer for 14 months (reverts to the variable cash advance rate)
Save up to $50 on your Woolworths shop each month
The Woolworths Everyday Platinum card has all the makings of a great everyday spending tool. No annual fee in the first year? Check. Save up to $50 on your Woolworths shop each month? Check. A $50 Woolworths eGift Card when you apply by 31 Jan 2019 spend $150 a month for the first 3 months? Check. There’s a lot to love here, so make sure you check it out.
For keeping costs under control…
Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important disclosures
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
ME - frank Credit Card
11.99% interest rate
$0 annual fee
Up to 55 interest free days
If a simple piece of plastic without the bells and whistles - or a massive price tag - is what you’re after in 2019, then Frank might just be the card for you. With a low interest rate, no annual fee and access to exclusive Mastercard deals and offers to sweeten the deal, it's hard to go past this humble option. It also comes in sleek black or neat white.
Qantas Money - Qantas Premier Platinum
Up to 100,000 bonus Qantas Points (conditions apply)
A travel lovers new best friend, the Qantas Money Qantas Premier Platinum Mastercard comes packed with perks. You’ll score 70,000 bonus Qantas Points when you spend $3,500 within 90 days of card approval, and an extra 30,000 bonus points after you’ve had the card for a year and paid the next year’s annual fee.
If you spent too much at Christmas…
Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important disclosures
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Citi - Rewards
0% balance transfer offer for 24 months (1.5% BT fee applies)
Ok, we’re all guilty of overspending sometimes. If you’ve got a lingering credit card bill that you’re keen to get rid of once and for all in 2019, check out this balance transfer offer from Citi. With 0% interest on transferred balances for 24 months (1.5% BT fee applies) and low $49 annual fee in the first year, there’s plenty of breathing room to get you back on track.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
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Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
