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American Express is one of the biggest names in the credit card market, offering an extensive choice of cards for personal, business and corporate use. Its range includes Frequent Flyer cards, low rate and no annual fee options, but it’s perhaps best known for its rewards credit cards. Along with their points-earning potential, American Express credit cards can be sought after for their airport lounge access and annual travel credits.
Earn up to 90,000 bonus Qantas Points - that’s 70,000 bonus Qantas Points when you apply online by 13 January 2026, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months. Plus, an additional 20,000 bonus Qantas Points when you spend min $1 on your Card within 90 days of paying your second year annual Card fee. T&Cs apply. New Amex Card Members only.
Receive 60,000 bonus Velocity Points1 when you apply online by 12 August 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Velocity Platinum Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Receive 20,000 bonus Velocity Points1 when you apply online by 9 September 2025, are approved, and spend $1,000 on eligible purchases on your new American Express Velocity Escape Plus Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Receive 40,000 Bonus Membership Rewards® Points when you apply online by 27 January 2026, are approved, and spend $3,000 on eligible purchases on your new American Express Essential® Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Receive 100,000 Bonus Membership Rewards® Points when you apply online by 2 December 2025, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Your selected credit cards
AMEX IS GREAT FOR REWARDS POINTS (THEY HAVE A HIGHER POINT PER DOLLAR THAN OTHER CARDS) AND THEY ALSO HAVE FANTASTIC CUSTOMER SERVICE. DOWNSIDE IS THAT ITS ON THE MORE EXPENSIVE SIDE
I have been with AMEX for 20 years. Great for overseas transactions and good rewards system.
I just recently received the Amax card, after 30 day they asked me to pay full amount of 1,750 it’s the annual fee that I didn’t used , I pay a little bit but they suspended my account. Called the customer service but still no option to help. Dissatisfied….
The rewards systems and flexibility is the main appeal. However, processes are long especially in regards to disputes. There is lack of protection and communications.
Fantastic customer service and bonus offers, love getting money off every month with certain deals. The essential is the best as there is no annual fee.
Loved my AMEX card and how helpful they have been with any issues or even once a scam. It's easy to use and see my points accumulating. Perhaps the app needs an update or fresh look though.
Good rewards points that you can use to pay interest charges. But not all businesses accept american express so it limits its use. Would be handy for travel though.
It’s a great card to travel with. And the customer service has always been great
Since joining last year in 2022, American Express earns my highest recommendation due to the support team's outstanding customer service and the benefits of their Essentials Credit Card. This card impressively provides 1.25 Membership Reward points (excluding government transactions which provides 1 point) per dollar spent without any annual fee, effectively offering a 0.06% cashback on virtually all purchases. These points never expire, allowing you to accumulate them for long-term benefits. Additionally, the exclusive deals they offer for selected stores via their app and website help you reduce your costs on everyday purchases, adding extra value to the card. However, some merchants might not accept American Express cards and foreign transaction fees apply will apply for overseas purchases (in person/online) similar to most other credit cards. Overall, American Express stands out as a reliable choice for those seeking exceptional customer service, a no fee card that still rewards you for spending and discounts on everyday shopping.
I just feel it's quite a vanilla offering. They've become complacent, and should strive to offer more.
There are a range of American Express credit cards available in Australia for personal or business use, including rewards cards, Frequent Flyer cards and no annual fee options.
American Express is accepted at thousands of locations across Australia – here’s an overview of some of the major retailers and brands:
Supermarkets – Coles, Woolworths, Harris Farm, IGA
Liquor – BWS, Dan Murphy’s, First Choice Liquor, Liquorland, Vintage Cellars
Fuel – 7-Eleven, Ampol, BP, Coles Express
Department stores – David Jones, Myer
Other major retailers – Big W, Bunnings, Chemist Warehouse, Kmart, Priceline, Target
Electronics – Bing Lee, Harvey Norman, JB Hi-Fi, Officeworks, The Good Guys
Airlines – Air New Zealand, Cathay Pacific, Emirates, Etihad, Jetstar, Qantas, Singapore Airlines, Virgin Australia
The American Express Platinum Charge Card arguably comes with the most perks, though it also has the highest annual fee of Amex’s personal cards at $1,450 per year.
American Express says its online application form takes about 10 minutes to complete, and you’ll need to provide information such as your driver’s licence, employment details, income, superannuation and living expenses. It will also complete a credit check as part of your application process.
Whether or not you get approved for an American Express credit card depends on all these factors.
American Express points don’t expire, provided your account is active and in good standing. To be in good standing simply means to pay the full amount due on your statement each month.
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