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BankSA offer a range of different credit card packages, so no matter whether you're a rewards junkie or a sensible low rate spender, you’re sure to find a piece of plastic to suit your needs. Check out all the options on offer from BankSA below.
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Last updated 5 December 2025
Important disclosures
BankSA credit cards
No Annual Fee
Purchase rate
20.99
%
p.a.
Balance transfer rate
No current offer
Annual fee
$0
Rewards program
-
No Partner link
Purchase rate
20.99
%
p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Annual card fee
$0
Intro fee
-
Interest free days on purchases
Up to 55
Cash advance rate
21.99% p.a.
Cash advance fee
3%
Foreign exchange margin
3.00%
Late payment fee
$15.00
Interest free days
Up to 55
Minimum credit limit
$500.00
Minimum repayment amount
$10.00
Minimum repayment percentage
2.00%
Additional cardholders
3
Additional cardholder fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
-
Other restrictions
-
Vertigo - Balance Transfer Offer
Purchase rate
13.99
%
p.a.
Balance transfer rate
6.99
%
p.a.
For 36 months and then 21.99% p.a.
Annual fee
$55
Rewards program
-
No Partner link
Purchase rate
13.99
%
p.a.
Intro purchase rate
-
Balance transfer rate
6.99
%
p.a.
For 36 months and then 21.99% p.a.
Annual card fee
$55
Intro fee
-
Interest free days on purchases
Up to 55
Cash advance rate
21.99% p.a.
Cash advance fee
3%
Foreign exchange margin
3.00%
Late payment fee
$15.00
Interest free days
Up to 55
Minimum credit limit
$500.00
Minimum repayment amount
$10.00
Minimum repayment percentage
2.00%
Additional cardholders
1
Additional cardholder fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
First Year Annual Card Fee waived for existing BankSA customers who apply.(Reverts to $55 thereafter)
Other restrictions
-
Amplify Rewards Platinum
Purchase rate
20.99
%
p.a.
Balance transfer rate
No current offer
Annual fee
$175
$99 in the first year
Rewards program
Amplify Rewards
No Partner link
Purchase rate
20.99
%
p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Annual card fee
$175
$99 in the first year
Intro fee
99.0
Interest free days on purchases
Up to 55
Cash advance rate
21.99% p.a.
Cash advance fee
3%
Foreign exchange margin
3.00%
Late payment fee
$15.00
Interest free days
Up to 55
Minimum credit limit
$6,000.00
Minimum repayment amount
$10.00
Minimum repayment percentage
2.00%
Additional cardholders
1
Additional cardholder fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Rewards program
Amplify Rewards
Rewards schemes
1 point per dollar on Visa, up to $5,000 per month, then 0.5 points per dollar on Visa, uncapped
Rewards bonus points
2 points per dollar on international spend, 1.25 points per dollar on selected supermarkets, department stores, petrol stations, restaurants and utilities.
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Rewards flight options
Flight rewards points redeemable via Singapore Airlines Krisflyer or Velocity Frequent Flyer programs.
Rewards instant discounts
-
Rewards special offers
Receive 75,000 bonus Amplify Points when you spend $3,000 in the first 90 days then 25,000 points after your first eligible purchase in year 2.
$49 First Year Annual Card Fee for existing BankSA customers who apply.(Reverts to $124 thereafter) PartPay available.
Other restrictions
-
Amplify Rewards Platinum
Purchase rate
20.99
%
p.a.
Balance transfer rate
No current offer
Annual fee
$250
Rewards program
Qantas Frequent Flyer
No Partner link
Purchase rate
20.99
%
p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Annual card fee
$250
Intro fee
-
Interest free days on purchases
Up to 55
Cash advance rate
21.99% p.a.
Cash advance fee
3%
Foreign exchange margin
3.00%
Late payment fee
$15.00
Interest free days
Up to 55
Minimum credit limit
$6,000.00
Minimum repayment amount
$10.00
Minimum repayment percentage
2.00%
Additional cardholders
1
Additional cardholder fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Rewards program
Qantas Frequent Flyer
Rewards schemes
0.35 points per dollar on Visa, up to $5,000 per month, then 0.2 points per dollar on Visa, uncapped
Rewards bonus points
0.75 points per dollar on international spend, 0.5 points per dollar on selected supermarkets, department stores, petrol stations, restaurants and utilities.
Rewards description
From 1 January 2022, earn 0.5 Qantas points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas points not included in the cap. Points are automatically credited to the Qantas Frequent Flyer program.
Rewards flight options
All rewards are redeemed via Qantas Frequent Flyer.
Rewards instant discounts
-
Rewards special offers
Receive 70,000 bonus Qantas Points when you spend at least $4,000 within 90 days from card approval, plus an extra 30,000 points when you spend $4,000 within 90 days of the 1st anniversary of card opening.
$49 First Year Annual Card Fee for existing BankSA customers who apply.(Reverts to $124 thereafter) PartPay available.
Other restrictions
-
Amplify Rewards Signature
Purchase rate
20.99
%
p.a.
Balance transfer rate
No current offer
Annual fee
$295
$199 in the first year
Rewards program
Amplify Rewards
No Partner link
Purchase rate
20.99
%
p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Annual card fee
$295
$199 in the first year
Intro fee
199.0
Interest free days on purchases
Up to 55
Cash advance rate
21.99% p.a.
Cash advance fee
3%
Foreign exchange margin
3.00%
Late payment fee
$15.00
Interest free days
Up to 55
Minimum credit limit
$15,000.00
Minimum repayment amount
$10.00
Minimum repayment percentage
2.00%
Additional cardholders
1
Additional cardholder fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Rewards program
Amplify Rewards
Rewards schemes
1 point per dollar on Visa, up to $10,000 per month, then 0.5 points per dollar on Visa, uncapped
Rewards bonus points
3 points per dollar on international spend, 2 points per dollar on selected supermarkets, department stores, petrol stations, restaurants and utilities.
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Rewards flight options
Flight rewards points redeemable via Singapore Airlines Krisflyer or Velocity Frequent Flyer programs.
Rewards instant discounts
Two Priority Pass lounge visits per year, with access to 1,700+ participating airport lounges worldwide.
Rewards special offers
Receive 120,000 Rewards Points when you spend at least $12,000 on eligible purchases in the first year and extra 40,000 points in year 2.
$99 annual fee for the first year (reverts to $295) for previous BankSA members.
Other restrictions
-
Amplify Rewards Signature
Purchase rate
20.99
%
p.a.
Balance transfer rate
No current offer
Annual fee
$370
Rewards program
Qantas Frequent Flyer
No Partner link
Purchase rate
20.99
%
p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Annual card fee
$370
Intro fee
-
Interest free days on purchases
Up to 55
Cash advance rate
21.99% p.a.
Cash advance fee
3%
Foreign exchange margin
3.00%
Late payment fee
$15.00
Interest free days
Up to 55
Minimum credit limit
$15,000.00
Minimum repayment amount
$10.00
Minimum repayment percentage
2.00%
Additional cardholders
1
Additional cardholder fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Rewards program
Qantas Frequent Flyer
Rewards schemes
0.5 points per dollar on Visa, up to $10,000 per month, then 0.25 points per dollar on Visa, uncapped
Rewards bonus points
1.2 points per dollar on international spend, 0.8 points per dollar on selected supermarkets, department stores, petrol stations, restaurants and utilities.
Rewards description
From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap. Points are automatically credited to the Qantas Frequent Flyer program.
Rewards flight options
All rewards are redeemed via Qantas Frequent Flyer.
Rewards instant discounts
Two complimentary Qantas Club Lounge Invitations each year.
Rewards special offers
Receive 90,000 bonus Qantas Points when you spend at least $6,000 on eligible purchases within 120 days from card approval and an additional 60,000 if you spend $6,000 in the 120 days following your card opened anniversary.
$150 First Year Annual Card Fee for existing BankSA customers who apply.(Reverts to $295 thereafter) PartPay available.
Other restrictions
-
Vertigo - Cashback Offer
Purchase rate
13.99
%
p.a.
Balance transfer rate
6.99
%
p.a.
For 12 months and then 21.99% p.a.
Annual fee
$55
Rewards program
-
No Partner link
Purchase rate
13.99
%
p.a.
Intro purchase rate
-
Balance transfer rate
6.99
%
p.a.
For 12 months and then 21.99% p.a.
Annual card fee
$55
Intro fee
-
Interest free days on purchases
Up to 55
Cash advance rate
21.99% p.a.
Cash advance fee
3%
Foreign exchange margin
3.00%
Late payment fee
$15.00
Interest free days
Up to 55
Minimum credit limit
$500.00
Minimum repayment amount
$10.00
Minimum repayment percentage
2.00%
Additional cardholders
1
Additional cardholder fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
Receive 10% cashback on each eligible spend at a participating supermarket and petrol stations, max $500, then use at supermarket within 90 days of approval. First Year Annual Card Fee waived for existing BankSA customers who apply.(Reverts to $55 thereafter)
Other restrictions
Offer not available if youve held a St.George, Bank of Melbourne or BankSA credit card in the last 24 months.
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Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
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