For credit card customers who want to make sure they always pay their bill on time, the BankSA No Annual Fee may be the perfect piece of plastic. The card comes with a bunch of great features, such as the 0% annual purchase rate offer for 12 months, 3 free additional cardholders and up to 55 interest free days. Although, after the first 12 months the interest rate will increase to 20.74%.
Arguably the most enticing aspect of the BankSA No Annual Fee credit card is that you won’t have to pay a fee just for having it in your wallet. The great thing about this is that if you make sure to pay off your spending each month before the purchase rate kicks in, you’ll effectively be able to use the card for free.
To make doing so super simple, you’ll have up to 55 interest free days each month to pay off your balance and avoid the 20.74% purchase rate. Speaking of which, the card does come with a 0% interest rate on purchases for the first 12 months (offer ends 24 February 2022). Just keep in mind that there is a cash advance rate of 21.49%.
You’ll also have the option for 3 free additional cardholders, so you can share the account with your family for no additional cost.
If you're the kind of spender who pays your balance in full and on time each month, the BankSA No Annual fee credit card might be the right fit for you, because with no annual card fee to worry about, you’ll be able to use the card basically for free.
After the first 12 months the annual purchase rate will increase to 20.74%. The cash advance interest rate is also 21.49%.
| 20.74% p.a. | |
| 0% p.a. for 12 months | |
| No current offer | |
| yes | |
| 21.49% p.a. | |
| 55 |
| $0.00 | |
| none | |
| none | |
| none | |
| $15.00 | |
| 3% | |
| 3.00% | |
| $0.00 | |
| $10.50 | |
| $0.00 |
| $10.00 | |
| 2.0 | |
| 3 | |
| none |
Apple Pay, Google Pay, PayID, Samsung Pay
It's fast and easy to use online.
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Simply because they offer excellent service.
Read full reviewSimply because they offer excellent service.
Pay cash
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I strongly like this bank because they are very trustworthy with my money and always help me through my depths for paying bills and loans. The service I experienced from this bank was very convincing and polite, but I was very nervous because I had never used banking online because I never trusted it till now. I hope that everybody who signs up for this bank is very happy and satisfied.
Read full reviewI strongly like this bank because they are very trustworthy with my money and always help me through my depths for paying bills and loans. The service I experienced from this bank was very convincing and polite, but I was very nervous because I had never used banking online because I never trusted it till now. I hope that everybody who signs up for this bank is very happy and satisfied.
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