The details shown below are for a card without rewards
The details shown below are for a card without rewards
Choose the version of this credit card that suits you best
| Name | Rewards program | |
|---|---|---|
| | Vertigo - Balance Transfer Offer | n/a |
| | Vertigo - Low Rate Offer | n/a |
Vertigo - Balance Transfer Offer
Rewards: n/a
Vertigo - Low Rate Offer
Rewards: n/a
If you’re looking for a card to help you get a handle on existing credit card debt, then the BankSA Vertigo may be the card for you. The card comes with the option of a 0% balance transfer rate for 32 months, plus a 0% balance transfer fee – and to seal the deal, it took home a 2021 Mozo Experts Choice Award in the Balance Transfer Credit Card category.
The BankSA Vertigo is a budget-friendly option for users who want the convenience of plastic without the high price tag.
It comes with a relatively low annual card fee of $55 (which is waived in the first year), a reasonable purchase rate of 13.99% and up to 55 days interest-free for cardholders who pay off their outstanding balance in full by the due date each month.
New cardholders who successfully apply before 24 February, 2022, can also pick between two special limited-time offers.
For cardholders wanting to get a handle on lingering credit card debt, there's the 0% p.a. balance transfer rate offer for 32 months (zero BT fee). Just keep in mind that after the first 32 months, the rate for any remaining transferred balance will increase to the cash advance rate.
The other option to choose is the 0% p.a. purchase rate for 18 months. Just remember that after that first 18 months, any outstanding balance on purchases you've made (plus any future purchases) will incur the standard variable rate which is currently 13.99% p.a.
The BankSA Vertigo could be great for someone who is looking to blast existing credit card debt with the 32-month, 0% balance transfer offer.
Don't forget that while the balance transfer rate is 0% for the first 32 months, after that any remaining balance transfer amount will accrue interest at the cash advance rate which is currently 21.49%.
| 13.99% p.a. | |
| none | |
| 0% p.a. for 32 months and then 21.49% p.a. | |
| yes | |
| 21.49% p.a. | |
| 55 |
| $55.00 | |
| $0 in the first year | |
| none | |
| none | |
| $15.00 | |
| 3% | |
| 3.00% | |
| $0.00 | |
| $10.50 | |
| $0.00 |
| $10.00 | |
| 2.0 | |
| 1 | |
| none |
Apple Pay, Google Pay, PayID, Samsung Pay
| 13.99% p.a. | |
| 0% p.a. for 18 months | |
| No current offer | |
| yes | |
| 21.49% p.a. | |
| 55 |
| $55.00 | |
| $0 in the first year | |
| none | |
| none | |
| $15.00 | |
| 3% | |
| 3.00% | |
| $0.00 | |
| $10.50 | |
| $0.00 |
| $10.00 | |
| 2.0 | |
| 1 | |
| none |
Apple Pay, Google Pay, PayID, Samsung Pay
Great for ease of use, but nothing to gain in regards to bonuses.
Read full reviewGreat for ease of use, but nothing to gain in regards to bonuses.
Interest free balance transfers
Read full reviewInterest free balance transfers
On the whole good customer service. Banking options explained well.
Read full reviewOn the whole good customer service. Banking options explained well.
They have closed a few CBD branches.
Read full reviewThey have closed a few CBD branches.
Great card, easy to deal with bank, always no hassle.
Read full reviewGreat card, easy to deal with bank, always no hassle.
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