Purchase rate
13.99% p.a.
Balance transfer rate
0% p.a. for 28 months and then 21.49% p.a.
Annual fees
Interest free days on purchases
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Mozo editorial review BankSA Vertigo

Last updated: 3 March 2021.

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What's hot
  • 0% balance transfer rate for first 28 months (0% fee applies)
  • Up to 55 interest free days
  • 2020 Mozo Experts Choice Award winner
What's not
  • 21.49% cash advance rate
Mozo snapshot

If you’re looking for a card to help you get a handle on existing credit card debt, then the BankSA Vertigo may be the card for you. The card comes with a 0% balance transfer rate for 28 months, plus a 0% balance transfer fee. This card even won a 2020 Mozo Experts Choice Award for best Balance Transfer Credit Card! 

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Key features

The BankSA Vertigo is a budget-friendly option for users who want the convenience of plastic without the high price tag. It comes with a relatively low annual fee of $55 and a reasonable purchase rate of 13.99%. 

For cardholders wanting to get a handle on a lingering balance, one of the best features that the BankSA Vertigo credit card is equipped with is the 28 month, 0% balance transfer rate (offer ends 28 September 2021). So, if you’re looking to blast your credit card debt, this offer gives you some breathing room to pay it off. 

Just keep in mind that after the first 28 months, the interest rate for any transferred balance will increase to 21.49%. There's also a $55 yearly fee to budget for.

Want to share the card with a significant other? No problem! You can get an additional cardholder, for no additional fee.

Who is it good for

The BankSA Vertigo is great for someone who is looking to blast existing credit card debt with the 28 month 0% balance transfer offer, or just wants a low cost piece of plastic for everyday spending.

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Any catches

While the balance transfer rate is 0% for the first 28 months, after that it’ll shoot up to the cash advance rate of 21.49% for any lingering balance, which is a rate you may want to avoid paying. So make sure you have a payment plan in place to clear your balance before the zero interest period runs out.


Rates and fees information correct as at 19 June 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
  • 13.99% p.a.

  • none

  • 0% p.a. for 28 months and then 21.49% p.a.

  • yes

  • 21.49% p.a.

  • 55

  • $55.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $0.00

  • $10.50

  • $0.00

  • $10.00

  • 2.0

  • 1

  • none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

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Customer service

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About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

See BankSA credit cards