The details shown below are for a card without rewards
The details shown below are for a card without rewards

Choose the version of this credit card that suits you best

Name Rewards program
Vertigo - Cashback Offer n/a
Vertigo - Balance Transfer Offer n/a
  • Vertigo - Cashback Offer
    Rewards: n/a
  • Vertigo - Balance Transfer Offer
    Rewards: n/a
Purchase rate
13.99% p.a.
Balance transfer rate
6.99% p.a. for 12 months and then 21.49% p.a.
Annual fees
$55
Interest free days on purchases
55
Purchase rate
13.99% p.a.
Balance transfer rate
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
Annual fees
$55
Interest free days on purchases
55

Mozo editorial review BankSA Vertigo - last updated: 28 February 2024

binocular icon
What's hot
  • Generous balance transfer or purchase rate offers
  • Up to 55 interest free days
  • 2021 Mozo Experts Choice Award winner
What's not
  • 21.49% cash advance rate
Mozo snapshot

If you’re looking for a card to help you get a handle on existing credit card debt, then the BankSA Vertigo may be the card for you. The card comes with the option of a 0% balance transfer rate for 28 months with 1% balance transfer fee, or the option of cashback on your everyday spend. To seal the deal, it took home a 2021 Mozo Experts Choice Award in the Balance Transfer Credit Card category.

key icon
Key features

The BankSA Vertigo is a budget-friendly option for users who want the convenience of plastic without the high price tag. 

It comes with a relatively low annual card fee of $55, a reasonable purchase rate of 13.99% and up to 55 days interest-free for cardholders who pay off their outstanding balance in full by the due date each month.

New cardholders can also pick between two special limited-time offers. 

For cardholders wanting to get a handle on lingering credit card debt, there's the 0% p.a. balance transfer rate offer for 28 months (1% BT fee). Just keep in mind that after the first 28 months, the rate for any remaining transferred balance will increase to the cash advance rate. 

The other option could make your everyday shopping extra fun. New customers can choose to opt for 10% cashback at major supermarket chains like Aldi, Coles, Woolworths, IGA, and Harris Farm and at patrol stations. You could receive up to $400 cashback in total. Offer ends 31st July 2024. 

snapshot
Who is it good for

The BankSA Vertigo could be great for someone who is looking to blast existing credit card debt with the 28-month, 0% balance transfer offer. It could also be good for the everyday shopper with its cashback option.

question icon
Any catches

Don't forget that while the balance transfer rate is 0% for the first 28 months, after that any remaining balance transfer amount will accrue interest at the cash advance rate which is currently 21.49%.

Details

Rates and fees information correct as at 27 May 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

13.99% p.a.

none

6.99% p.a. for 12 months and then 21.49% p.a.

yes

21.49% p.a.

55

Fees

$55.00

none

none

none

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

Offer not available if youve held a St.George, Bank of Melbourne or BankSA credit card in the last 12 months.

Payment options

Apple Pay, Google Wallet, PayID, Samsung Pay

Other benefits

Receive 10% cashback on each eligible spend at a participating supermarket and petrol stations, max $400. For new applications made by 31st July 2024, then use at supermarket within 6 months of approval.

Details

Rates and fees information correct as at 27 May 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

13.99% p.a.

none

0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

yes

21.49% p.a.

55

Fees

$55.00

none

none

none

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Wallet, PayID, Samsung Pay

Customer Reviews

How are BankSA credit cards rated by the Mozo community?

Overall
7.6/10
Price
6.2/10
Features
5.5/10
Customer service
6.8/10
Convenience
7.6/10
Trust
7.2/10
Based on 263 BankSA credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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