The details shown below are for a card without rewards
The details shown below are for a card without rewards
Choose the version of this credit card that suits you best
| Name | Rewards program | |
|---|---|---|
| | Vertigo - Cashback Offer | n/a |
| | Vertigo | n/a |
Vertigo - Cashback Offer
Rewards: n/a
Vertigo
Rewards: n/a
If you’re looking for a card to help you get a handle on existing credit card debt, then the BankSA Vertigo may be the card for you. The card comes with a 0% balance transfer rate for 30 months, plus a 0% balance transfer fee (when you choose the Vertigo 0% Balance Transfer option). Or, for those looking out for top cashback deals, there's $300 to earn in the first 4 months when you spend $4,000 (when you opt for the Vertigo Cashback option).
Vertigo 0% Balance Transfer option:
The BankSA Vertigo is a budget-friendly option for users who want the convenience of plastic without the high price tag. It comes with a relatively low annual fee of $55 (which is waived in the first year!) and a reasonable purchase rate of 13.99%.
For cardholders wanting to get a handle on a lingering balance, one of the best features that the BankSA Vertigo credit card is equipped with is the 28 month, 0% balance transfer rate (offer ends 30 November 2021). So, if you’re looking to blast your credit card debt, this offer gives you some breathing room to pay it off.
Just keep in mind that after the first 30 months, the interest rate for any transferred balance will increase to 21.49%.
Want to share the card with a significant other? No problem! You can get an additional cardholder, for no additional fee.
Vertigo Cashback option:
If you choose the cashback option instead of the Vertigo balance transfer program, you can get $300 cashback if you spend $4,000 on eligible purchases within the first four months. Just remember, this offer is only for new cardholders, and you’ll need to apply by 30 November 2021. You’ll also see the $55 annual fee waived in the first year with this option.
Another key difference between this offer and the 0% BT program is that the balance transfer rate is 2.99% for the first 15 months. Like the standard offer, it reverts to 21.49% after this time.
The BankSA Vertigo could be great for someone who is looking to blast existing credit card debt with the 30 month 0% balance transfer offer, or just wants a low cost piece of plastic for everyday spending. Plus, having the choice between the cashback or 0% BT offer means you can make the card work for your needs best.
While the balance transfer rate is 0% for the first 30 months (when you choose the Vertigo 0% Balance Transfer option), after that it’ll shoot up to the cash advance rate of 21.49% for any lingering balance, which is a rate you may want to avoid paying. So make sure you have a payment plan in place to clear your balance before the zero interest period runs out.
| 13.99% p.a. | |
| none | |
| 2.99% p.a. for 15 months and then 21.49% p.a. | |
| yes | |
| 21.49% p.a. | |
| 55 |
| $55.00 | |
| $0 in the first year | |
| none | |
| none | |
| $15.00 | |
| 2%, Min $2.50 | |
| 3.00% | |
| $0.00 | |
| $10.50 | |
| $0.00 |
| $10.00 | |
| 2.0 | |
| 1 | |
| none |
Apple Pay, Google Pay, PayID, Samsung Pay
Receive $300 cashback when you spend $4,000 on eligible purchases within 120 days. For new applications made by 30 November 2021.
| 13.99% p.a. | |
| none | |
| 0% p.a. for 30 months and then 21.49% p.a. | |
| yes | |
| 21.49% p.a. | |
| 55 |
| $55.00 | |
| $0 in the first year | |
| none | |
| none | |
| $15.00 | |
| 2%, Min $2.50 | |
| 3.00% | |
| $0.00 | |
| $10.50 | |
| $0.00 |
| $10.00 | |
| 2.0 | |
| 1 | |
| none |
Apple Pay, Google Pay, PayID, Samsung Pay
Great for ease of use, but nothing to gain in regards to bonuses.
Read full reviewGreat for ease of use, but nothing to gain in regards to bonuses.
Interest free balance transfers
Read full reviewInterest free balance transfers
On the whole good customer service. Banking options explained well.
Read full reviewOn the whole good customer service. Banking options explained well.
They have closed a few CBD branches.
Read full reviewThey have closed a few CBD branches.
Great card, easy to deal with bank, always no hassle.
Read full reviewGreat card, easy to deal with bank, always no hassle.
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11.99% p.a.
0% p.a. for 25 months and then 21.74% p.a.
$49 $0 in the first year
humm90
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0% p.a. for 36 months and then 25.99% p.a. (0% balance transfer fee)
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0% p.a. for 20 months and then 20.99% p.a.
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19.99% p.a.
0% p.a. for 25 months and then 21.74% p.a.
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13.99% p.a.
2.99% p.a. for 15 months and then 21.49% p.a.
$55 $0 in the first year
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12.99% p.a.
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
$59 $0 in the first year
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Kogan Rewards Points
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1 point uncapped
NAB
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Qantas Frequent Flyer
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110,000
1 point up to $5,000/month, then
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120,000
1.25 points uncapped
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Qantas Frequent Flyer
$200 $149 in the first year
60,000
0.5 points uncapped
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Low Rate Credit Card
0% p.a. for 25 months and then 21.74% p.a.
11.99% p.a.
$49 $0 in the first year
humm90
Mastercard
0% p.a. for 36 months and then 25.99% p.a. (0% balance transfer fee)
23.99% p.a.
$99
PayPal
Rewards Card
0% p.a. for 20 months and then 20.99% p.a.
20.99% p.a.
$0
PayPal Rewards
Bendigo Bank
Low Rate Credit Card
0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
0% p.a. for 12 months then 11.99% p.a.
$45
Westpac
Low Rate
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
13.74% p.a.
$59 $0 in the first year
Great Southern Bank
Platinum Credit Card
0% p.a. for 25 months and then 21.74% p.a.
19.99% p.a.
$149 $0 in the first year
Great Southen Bank Platinum Rewards
NAB
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0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
12.99% p.a.
$59 $0 in the first year
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0% p.a. for 36 months and then 21.99% p.a.
19.99% p.a.
$129 $29 in the first year
Rewards Plus
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Low Rate Credit Card
0% p.a. for 12 months then 11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
Great Southern Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 25 months and then 21.74% p.a.
$49 $0 in the first year
NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
St.George
No Annual Fee
0% p.a. for 12 months then 20.74% p.a.
2.99% p.a. for 15 months and then 21.49% p.a.
$0
NAB
Low Rate Card
12.99% p.a.
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
$59 $0 in the first year
Bendigo Bank
Low Rate Credit Card
0% p.a. for 12 months then 11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
Great Southern Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 25 months and then 21.74% p.a.
$49 $0 in the first year
NAB
Low Rate Card
12.99% p.a.
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
$59 $0 in the first year
NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
St.George
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0% p.a. for 12 months then 20.74% p.a.
2.99% p.a. for 15 months and then 21.49% p.a.
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13.74% p.a.
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$59 $0 in the first year
