BankVic credit cards

BankVic
BankVic's overall rating for credit cards

(as rated by the Mozo community)

8.3 / 10

based on 32 reviews

BankVic is member-owned and offers its products to police, health, public service and emergency services workers as well as their friends and family. If that sounds like you, and if you’re after a convenient and cost-effective credit card, then check out the options from BankVic below.

Rates and fees verified as correct at 24 September, 2018. Other information correct at the time of writing.

What credit cards do BankVic offer?

Low rate credit cards Low rate credit cards

Do you tend to carry a balance on your credit card? A low rate option from BankVic might be just what you need to help keep interest costs as low as possible. This card is great for spenders who are after the convenience of a credit card, without the hassle.

Product Purchase rate Balance transfer rate Annual fees Interest free days

6.99% p.a. for 6 months then 11.95% p.a.

6.99% p.a. for 6 months and then 11.95% p.a.

$0

44


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Low fee credit cards Low fee credit cards

Keep your credit card bill at rock bottom with an annual fee free credit card from BankVic. Also packing a low interest rate, this card is a perfect addition to the thrifty spenders wallet.

Product Purchase rate Balance transfer rate Annual fees Interest free days

6.99% p.a. for 6 months then 16.95% p.a.

6.99% p.a. for 6 months and then 16.95% p.a.

$50

55

6.99% p.a. for 6 months then 11.95% p.a.

6.99% p.a. for 6 months and then 11.95% p.a.

$0

44


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Rewards credit cards Rewards credit cards

Sick of trying to work out how much your rewards points are worth? A rewards card from BankVic does away with that problem - your rewards are credited back to your card in dollar form, so you know exactly what you’ve earned. Check it out below:

Product Points per dollar Purchase rate Balance transfer rate Annual fees

0.5 points per dollar on Visa, up to $5,000 per month

6.99% p.a. for 6 months then 16.95% p.a.

6.99% p.a. for 6 months and then 16.95% p.a.

$95

1 point per dollar on Visa, up to $5,000 per month

6.99% p.a. for 6 months then 16.95% p.a.

6.99% p.a. for 6 months and then 16.95% p.a.

$50


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Frequent flyer credit cards Frequent flyer credit cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

0.5 points per dollar on Visa, up to $5,000 per month

6.99% p.a. for 6 months then 16.95% p.a.

6.99% p.a. for 6 months and then 16.95% p.a.

$95


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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Frequently Asked Questions about BankVic credit cards

What is the interest free period on my BankVic credit card?

What fees might I be charged?

What’s the minimum repayment amount I must make?

Can I use my BankVic credit card for a balance transfer?

Can I use my BankVic credit card while I’m travelling overseas?

Does payWave work with my BankVic credit card?

What rewards options do I have with my BankVic credit card?

How does BankVic protect me from credit card fraud?

How are BankVic credit cards rated?

Mozo users have rated BankVic credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

BankVic credit cards

Overall 8.3

Price

Features

Customer service

Convenience

Trust

32 Reviews

Recent BankVic credit card reviews Recent BankVic credit card reviews

BankVic

BankVic credit card review

Overall rating   9 / 10

Customer service is good

They do what they are supposed to do, look after your funds'. Any unusual transactions on your account, they'll contact you to confirm or deny the transaction.

Full review

They do what they are supposed to do, look after your funds'. Any unusual transactions on your account, they'll contact you to confirm or deny the transaction.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   9 / 10

Less

Colin, Victoria, reviewed 6 months ago

BankVic

BankVic credit card review

Overall rating   10 / 10

Best bank ever

Fantastic bank and will ring me if they are unsure of transactions

Full review

Fantastic bank and will ring me if they are unsure of transactions

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kerry, Victoria, reviewed over 2 years ago

BankVic

BankVic credit card review

Overall rating   3 / 10

Not accepted everywhere

Not accepted everywhere, so find I can't use it all the time.

Full review

Not accepted everywhere, so find I can't use it all the time.

    Price   1 / 10

    Features   8 / 10

    Customer service   1 / 10

    Convenience   2 / 10

    Trust   4 / 10

Less

Mark, Victoria, reviewed almost 3 years ago

BankVic

BankVic Visa Silver credit card review

Overall rating   8 / 10

Great products and customer service

Customer service is second to none and their products and loans are great value. Their branches are a bit hard to get to, but account access via cards and electronic means is simple.

Full review

Customer service is second to none and their products and loans are great value. Their branches are a bit hard to get to, but account access via cards and electronic means is simple.

    Price   7 / 10

    Features   4 / 10

    Customer service   9 / 10

    Convenience   4 / 10

    Trust   10 / 10

Less

Andrea, Victoria, reviewed almost 3 years ago

BankVic

BankVic Visa Silver credit card review

Overall rating   8 / 10

Great service, very low credit rate, $0 annual fee

Very friendly and helpful staff. Unfortunately few branches, thus may not suit person needing face to face banking. On-Line and Phone Banking very easy.

Full review

Very friendly and helpful staff. Unfortunately few branches, thus may not suit person needing face to face banking. On-Line and Phone Banking very easy.

    Price   10 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Nicolette, Victoria, reviewed about 3 years ago

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What do you need to apply for a BankVic credit card? What do you need to apply for a BankVic credit card?

To apply for a credit card with BankVic, you must be a member, and to apply for membership, you’ll need to be either:

  • A police force member
  • Involved in health, emergency or public services
  • A family member of one of the above
  • Working within 5km of the BankVic offices
  • Invited by someone who has been a member for at least 12 months

or

  • Approved by the Chief Executive Officer or an Executive Manager of Police Financial Services Limited

If you fit these eligibility requirements, you can apply online, over the phone, via fax or in a branch. To do so, have these details handy:

  • Your member number
  • Details of your employment, income and living expenses
  • Details of your assets such as property, vehicles, savings, shares and super
  • Details of any amounts you currently owe, on loans or other credit card
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