BankVic is member-owned and offers its products to police, health, public service and emergency services workers as well as their friends and family. If that sounds like you, and if you’re after a convenient and cost-effective credit card, then check out the options from BankVic below.
Rates and fees verified as correct at 20 July, 2018. Other information correct at the time of writing.
Do you tend to carry a balance on your credit card? A low rate option from BankVic might be just what you need to help keep interest costs as low as possible. This card is great for spenders who are after the convenience of a credit card, without the hassle.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days |
|---|---|---|---|---|
| 6.99% p.a. for 6 months then 11.95% p.a. | 6.99% p.a. for 6 months and then 11.95% p.a. | $0 | 44 |
Keep your credit card bill at rock bottom with an annual fee free credit card from BankVic. Also packing a low interest rate, this card is a perfect addition to the thrifty spenders wallet.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days |
|---|---|---|---|---|
| 6.99% p.a. for 6 months then 16.95% p.a. | 6.99% p.a. for 6 months and then 16.95% p.a. | $50 | 55 | |
| 6.99% p.a. for 6 months then 11.95% p.a. | 6.99% p.a. for 6 months and then 11.95% p.a. | $0 | 44 |
Sick of trying to work out how much your rewards points are worth? A rewards card from BankVic does away with that problem - your rewards are credited back to your card in dollar form, so you know exactly what you’ve earned. Check it out below:
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 0.5 points per dollar on Visa, up to $5,000 per month | 6.99% p.a. for 6 months then 16.95% p.a. | 6.99% p.a. for 6 months and then 16.95% p.a. | $95 | |
| 1 point per dollar on Visa, up to $5,000 per month | 6.99% p.a. for 6 months then 16.95% p.a. | 6.99% p.a. for 6 months and then 16.95% p.a. | $50 |
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 0.5 points per dollar on Visa, up to $5,000 per month | 6.99% p.a. for 6 months then 16.95% p.a. | 6.99% p.a. for 6 months and then 16.95% p.a. | $95 |
Mozo users have rated BankVic credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
* Overall rating based on reviews in the past 12 months.
They do what they are supposed to do, look after your funds'. Any unusual transactions on your account, they'll contact you to confirm or deny the transaction.
They do what they are supposed to do, look after your funds'. Any unusual transactions on your account, they'll contact you to confirm or deny the transaction.
Colin (VIC), reviewed 4 months ago
Fantastic bank and will ring me if they are unsure of transactions
Fantastic bank and will ring me if they are unsure of transactions
Kerry (VIC), reviewed over 2 years ago
Not accepted everywhere, so find I can't use it all the time.
Not accepted everywhere, so find I can't use it all the time.
Mark (VIC), reviewed over 2 years ago
Customer service is second to none and their products and loans are great value. Their branches are a bit hard to get to, but account access via cards and electronic means is simple.
Customer service is second to none and their products and loans are great value. Their branches are a bit hard to get to, but account access via cards and electronic means is simple.
Andrea (VIC), reviewed over 2 years ago
Very friendly and helpful staff. Unfortunately few branches, thus may not suit person needing face to face banking. On-Line and Phone Banking very easy.
Very friendly and helpful staff. Unfortunately few branches, thus may not suit person needing face to face banking. On-Line and Phone Banking very easy.
Nicolette (VIC), reviewed almost 3 years ago
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To apply for a credit card with BankVic, you must be a member, and to apply for membership, you’ll need to be either:
or
If you fit these eligibility requirements, you can apply online, over the phone, via fax or in a branch. To do so, have these details handy:
