BankVic credit cards

BankVic
BankVic's overall rating for credit cards

(as rated by the Mozo community)

7.7 / 10

based on 12 reviews

BankVic is member-owned and offers its products to police, health, public service and emergency services workers as well as their friends and family. If that sounds like you, and if you’re after a convenient and cost-effective credit card, then check out the options from BankVic below.

Rates and fees verified as correct at 08 December, 2016. Other information correct at the time of writing.

What credit cards do BankVic offer?

Low rate credit cards Low rate credit cards

Do you tend to carry a balance on your credit card? A low rate option from BankVic might be just what you need to help keep interest costs as low as possible. This card is great for spenders who are after the convenience of a credit card, without the hassle.

Product Purchase rate Balance transfer rate Annual fees Interest free days

6.99% p.a. for 6 months then 11.95% p.a.

6.99% p.a. for 6 months

$0

44


Hide

Low fee credit cards Low fee credit cards

Keep your credit card bill at rock bottom with an annual fee free credit card from BankVic. Also packing a low interest rate, this card is a perfect addition to the thrifty spenders wallet.

Product Purchase rate Balance transfer rate Annual fees Interest free days

6.99% p.a. for 6 months then 16.95% p.a.

6.99% p.a. for 6 months

$50

55

6.99% p.a. for 6 months then 11.95% p.a.

6.99% p.a. for 6 months

$0

44


Hide

Rewards credit cards Rewards credit cards

Sick of trying to work out how much your rewards points are worth? A rewards card from BankVic does away with that problem - your rewards are credited back to your card in dollar form, so you know exactly what you’ve earned. Check it out below:

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Visa, up to $5,000 per month

6.99% p.a. for 6 months then 16.95% p.a.

6.99% p.a. for 6 months

$50


Hide

Frequently Asked Questions about BankVic credit cards

    What is the interest free period on my BankVic credit card?

    What fees might I be charged?

    What’s the minimum repayment amount I must make?

    Can I use my BankVic credit card for a balance transfer?

    Can I use my BankVic credit card while I’m travelling overseas?

    Does payWave work with my BankVic credit card?

    What rewards options do I have with my BankVic credit card?

    How does BankVic protect me from credit card fraud?

How are BankVic credit cards rated?

Mozo users have rated BankVic credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

BankVic credit cards

Overall 7.7*

Price

Features

Customer service

Convenience

Trust

12 Reviews

* Overall rating based on reviews in the past 12 months.

Recent BankVic credit card reviews Recent BankVic credit card reviews

BankVic

BankVic credit card review

Overall rating   10 / 10

Best bank ever

Fantastic bank and will ring me if they are unsure of transactions

Full review

Fantastic bank and will ring me if they are unsure of transactions

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kerry (VIC), reviewed 10 months ago

BankVic

BankVic credit card review

Overall rating   3 / 10

Not accepted everywhere

Not accepted everywhere, so find I can't use it all the time.

Full review

Not accepted everywhere, so find I can't use it all the time.

    Price   1 / 10

    Features   8 / 10

    Customer service   1 / 10

    Convenience   2 / 10

    Trust   4 / 10

Less

Mark (VIC), reviewed about 1 year ago

BankVic

BankVic Visa Silver credit card review

Overall rating   8 / 10

Great products and customer service

Customer service is second to none and their products and loans are great value. Their branches are a bit hard to get to, but account access via cards and electronic means is simple.

Full review

Customer service is second to none and their products and loans are great value. Their branches are a bit hard to get to, but account access via cards and electronic means is simple.

    Price   7 / 10

    Features   4 / 10

    Customer service   9 / 10

    Convenience   4 / 10

    Trust   10 / 10

Less

Andrea (VIC), reviewed about 1 year ago

BankVic

BankVic Visa Silver credit card review

Overall rating   8 / 10

Great service, very low credit rate, $0 annual fee

Very friendly and helpful staff. Unfortunately few branches, thus may not suit person needing face to face banking. On-Line and Phone Banking very easy.

Full review

Very friendly and helpful staff. Unfortunately few branches, thus may not suit person needing face to face banking. On-Line and Phone Banking very easy.

    Price   10 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Nicolette (VIC), reviewed over 1 year ago

BankVic

BankVic Visa Gold credit card review

Overall rating   6 / 10

Great personal service and understanding

I was charged interest because I short paid the balance by 3 dollars. One phone call and the charges were reversed with no problems.

Full review

I was charged interest because I short paid the balance by 3 dollars. One phone call and the charges were reversed with no problems.

    Price   4 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Rod (NSW), reviewed over 1 year ago

Hide reviews

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a BankVic credit card? What do you need to apply for a BankVic credit card?

To apply for a credit card with BankVic, you must be a member, and to apply for membership, you’ll need to be either:

  • A police force member
  • Involved in health, emergency or public services
  • A family member of one of the above
  • Working within 5km of the BankVic offices
  • Invited by someone who has been a member for at least 12 months

or

  • Approved by the Chief Executive Officer or an Executive Manager of Police Financial Services Limited

If you fit these eligibility requirements, you can apply online, over the phone, via fax or in a branch. To do so, have these details handy:

  • Your member number
  • Details of your employment, income and living expenses
  • Details of your assets such as property, vehicles, savings, shares and super
  • Details of any amounts you currently owe, on loans or other credit card
Hide

More helpful credit card quick links