More Classic Mastercard card image

Bankwest More Mastercard

Advertiser disclosure
Purchase rate
19.99% p.a.
Balance transfer rate
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
Annual fees
$100
Interest free days on purchases
44

Mozo editorial review Bankwest More Mastercard - last updated: 7 July 2023

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What's hot
  • Low $100 annual fee
  • 0% p.a balance transfer rate for 6 months (1% BT fee applies)
  • Pay off purchases in installments
What's not
  • High 21.99% cash advance rate
Mozo snapshot

The Bankwest More Mastercard low annual fee, convenient balance transfer term and fantastic and unique rewards program combine to create a card that would put a smile on anyone's face. 

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Key features

The Bankwest More Mastercard offers a great rewards program without the hefty annual fee or over the top purchase rate. Customers earn 1.5 rewards points for every dollar spent.

Points can be redeemed for over 3,000 different products such as cashback and gift cards through Bankwest's More Rewards program.

If you have existing debt from another card, the Bankwest More Mastercard offers customers a 0% balance transfer rate for 6 months (1% BT fee applies). And there's no need to stress - unlike some other cards, after the six months any remaining balance will roll over to the 19.99% purchase rate, and not the super-high cash advance rate. 

Bankwest is also allowing customers to pay off purchases with their easy instalment purchase plan.

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Who is it good for

The Bankwest More Mastercard would suit someone who is looking for a rewards card that won't break the bank. 

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Any catches

Avoid late repayments - they will incur a $25 late fee. To help you, remember to set up Bankwest "Easy Alerts" in your app.

Rewards program details

Rates and fees information correct as at 31 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

675,000 points

Fly Sydney to Melbourne one-way

58,050 points

$100 Giftcard

45,000 points

$100 Cash

45,000 points

Points earning

1.5 points per dollar on Mastercard, up to 150000 points per year

Rewards scheme

Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.

Rewards are redeemed via Flight Centre vouchers.

Bonus points available from selected partner merchants.

See Bankwest site for full Terms and Conditions.

Value of rewards points

Spend $30,000 (Mastercard)

Spend $30,000 (Mastercard)

Spend $38,700 (Mastercard)

Spend $450,000 (Mastercard)

at 150,000 points yearly

36 months

How do we calculate these points?

Rate and fee details

Rates

19.99% p.a.

none

0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)

no

21.99% p.a.

44

Fees

$100.00

none

none

none

$25.00

3%, Min $4

2.95%

$1.25

$0.00

$0.00

Features

$20.00

2.0

3

none

Payment options

Apple Pay, Google Wallet

Other benefits

Set up Easy Instalments purchase plans to spread the cost of up to 5 eligible purchases over 4 monthly instalments at 0% p.a.

Customer Reviews

How are Bankwest credit cards rated by the Mozo community?

Overall
7.7/10
Price
6.9/10
Features
6.2/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.5/10
Based on 1084 Bankwest credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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