Thumbnail icon for Bankwest

Bankwest Zero Mastercard

Purchase rate
17.99% p.a.
Balance transfer rate
2.99% p.a. for 9 months and then 17.99% p.a.
Annual fees
$0
Interest free days on purchases
55
Go to site

Mozo editorial review Bankwest Zero Mastercard

Last updated: 4 July 2019.

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What's hot
  • $0 Annual fee
  • 2.99% balance transfer rate for 9 months
  • 55 interest free days
What's not
  • $25 late repayment fee
Mozo snapshot

The Bankwest Zero Mastercard is a simple, no frills credit card for the everyday credit card user. You'll never pay an annual fee, plus with up to 55 interest free days you'll have plenty of time to make repayments. If you've got debt to move over from another card you can also enjoy a 2.99% balance transfer rate for a leisurely 9 months. However, if you do miss a payment you'll be hit with a $25 extra repayment fee.

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Key features

Zero, zilch, nada - no matter what language you say it in you'll never pay an annual fee with the Bankwest Zero Mastercard. Unlike some credit cards that have no annual fee for the first year but then start charging $50 or more, the BankWest Zero Mastercard has no annual fee for the life of the card.

The Bankwest Zero Mastercard has a purchase rate of 17.99% and a comfortable 55 day interest free period for repayments so long as you you pay off your purchases in full. 

With an introductory 2.99% balance transfer offer for the first 9 months there's good reason to bring your old debt over to the Bankwest Zero, but make sure you pay off your balance in that time otherwise you'll be charged at the higher 17.99% purchase rate.

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Who is it good for

If you're looking for a low maintenance credit card with a great purchase rate and the convenience of the Mastercard network, the Bankwest Zero Mastercard deserves your attention.

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Any catches

Staying on top of your bills will save you from being hit with a $25 late repayment fee. You can set up Bankwest "Easy Alerts" to remind you to make repayments on time.

Details

Rates and fees information correct as at 6 June 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 17.99% p.a.

  • none

  • 2.99% p.a. for 9 months and then 17.99% p.a.

  • no

  • 21.99% p.a.

  • 55

Fees
  • $0.00

  • none

  • none

  • none

  • $25.00

  • 2%, Min $4.00

  • 2.95%

  • $0.00

  • $0.00

  • $0.00

Features
  • $20.00

  • 2.0

  • 3

  • none

Payment options

Apple Pay, Google Pay, Payment Ring

Customer Reviews

How are Bankwest credit cards rated by the Mozo community?

Overall customer rating
7.3/10
Price
6.9/10
Features
6.2/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.5/10

Latest reviews of Bankwest Zero Mastercard

  • Overall 3/10
    Does the job.

    No problems but not exceptional.

    Read full review

    No problems but not exceptional.

    Price
    5/10
    Features
    2/10
    Customer service
    5/10
    Convenience
    4/10
    Trust
    1/10
    Less
    Chris, Western Australia reviewed 2 months ago
  • Overall 10/10
    Very competitive credit card features

    Their 55 day interest free zero Mastercard is very positive and client-friendly.

    Read full review

    Their 55 day interest free zero Mastercard is very positive and client-friendly.

    Price
    8/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Robert, Queensland reviewed over 3 years ago
  • Overall 9/10
    Wouldn't bank with anyone else.

    Have been with Bankwest for a considerable time. Very happy with their service.

    Read full review

    Have been with Bankwest for a considerable time. Very happy with their service.

    Price
    7/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10
    Less
    A., Western Australia reviewed about 4 years ago
  • Overall 8/10
    Easy to use and great rates!

    Great rates and easy to use website

    Read full review

    Great rates and easy to use website

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Mei, New South Wales reviewed over 4 years ago
  • Overall 5/10
    Great customer service and convenience

    Customer service operators are easy to talk to and patient. ATM's everywhere. Easy online banking.

    Read full review

    Customer service operators are easy to talk to and patient. ATM's everywhere. Easy online banking.

    Price
    5/10
    Features
    4/10
    Customer service
    7/10
    Convenience
    5/10
    Trust
    5/10
    Less
    Corrina, Victoria reviewed over 4 years ago
Bankwest

About Bankwest

Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

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