The Bankwest Zero Mastercard is a simple, no frills credit card for the everyday credit card user. You'll never pay an annual fee, plus with up to 55 interest free days you'll have plenty of time to make repayments. If you've got debt to move over from another card you can also enjoy a limited time offer for new Zero Mastercard customers of 0% p.a. on balance transfers for 26 months and then 14.99% thereafter (with a one-off 2% transfer fee; other fees, T&Cs apply). However, if you do miss a payment you'll be hit with a $25 extra repayment fee.
Zero, zilch, nada - no matter what language you say it in you'll never pay an annual fee with the Bankwest Zero Mastercard. Unlike some credit cards that have no annual fee for the first year but then start charging $50 or more, the BankWest Zero Mastercard has no annual fee for the life of the card.
The Bankwest Zero Mastercard has a purchase rate of 14.99% and a comfortable 55 day interest free period for repayments so long as you you pay off your purchases in full.
With an introductory 0% p.a. balance transfer offer for 26 months available for new customers with existing debt with other financial institutions, there’s good reason to bring your old debt over to the Bankwest Zero, but make sure you pay off your balance in that time, otherwise you’ll be charged at the higher 14.99% p.a. purchase rate.
If you're looking for a low maintenance credit card with a great purchase rate and the convenience of the Mastercard network, the Bankwest Zero Mastercard deserves your attention.
Staying on top of your bills will save you from being hit with a $25 late repayment fee. You can set up Bankwest "Easy Alerts" to remind you to make repayments on time.
| 14.99% p.a. | |
| none | |
| 0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee) | |
| no | |
| 21.99% p.a. | |
| 55 |
| $0.00 | |
| none | |
| none | |
| none | |
| $25.00 | |
| 2%, Min $4.00 | |
| 2.95% | |
| $2.50 | |
| $0.00 | |
| $0.00 |
| $20.00 | |
| 2.0 | |
| 3 | |
| none |
Apple Pay, Google Pay, Payment Ring
No problems but not exceptional.
Read full reviewNo problems but not exceptional.
Their 55 day interest free zero Mastercard is very positive and client-friendly.
Read full reviewTheir 55 day interest free zero Mastercard is very positive and client-friendly.
Have been with Bankwest for a considerable time. Very happy with their service.
Read full reviewHave been with Bankwest for a considerable time. Very happy with their service.
Great rates and easy to use website
Read full reviewGreat rates and easy to use website
Customer service operators are easy to talk to and patient. ATM's everywhere. Easy online banking.
Read full reviewCustomer service operators are easy to talk to and patient. ATM's everywhere. Easy online banking.
Bankwest
More Platinum Mastercard
19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$160
Bankwest
More Mastercard
19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$100
Bankwest
Breeze Mastercard
0% p.a. for 15 months then 9.90% p.a.
0% p.a. for 15 months and then 9.90% p.a.
$49 $0 in the first year
Bankwest
Zero Platinum Mastercard
14.99% p.a.
0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee)
$0
Bankwest
Breeze Platinum Mastercard
0% p.a. for 15 months then 9.90% p.a.
0% p.a. for 15 months and then 9.90% p.a.
$69 $0 in the first year
Bankwest
Qantas Platinum Mastercard
20.49% p.a.
2.99% p.a. for 9 months and then 20.49% p.a.
$160
Bankwest
More World Mastercard
19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$270
Kogan Money
Black Card
20.99% p.a.
0% p.a. for 12 months and then 21.74% p.a.
$0
Kogan Rewards Points
Bendigo Bank
Low Rate Credit Card
0% p.a. for 12 months then 11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
St.George
Vertigo
13.99% p.a.
6.99% p.a. for 12 months and then 21.49% p.a.
$55 $0 in the first year
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
MoneyMe
Freestyle Virtual Mastercard
16.99% p.a.
No current offer
$209 $0 - $149 based on credit limit, $5/month for balances over $20.
American Express
Qantas Ultimate Card
20.74% p.a.
No current offer
$450
Qantas Frequent Flyer
NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
David Jones
American Express Card
0% p.a. for 6 months then 20.74% p.a.
No current offer
$99
Qantas Frequent Flyer
American Express
Qantas Ultimate Card
Qantas Frequent Flyer
$450
55,000
1.25 points uncapped
NAB
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
110,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
David Jones
American Express Platinum Card
Qantas Frequent Flyer
$295
35,000
0.5 points uncapped
Westpac
Altitude Platinum
Qantas Frequent Flyer
$200 $149 in the first year
60,000
0.5 points uncapped
American Express
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Kogan Money
Black Card
0% p.a. for 12 months and then 21.74% p.a.
20.99% p.a.
$0
Kogan Rewards Points
Bendigo Bank
Low Rate Credit Card
0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
0% p.a. for 12 months then 11.99% p.a.
$45
Westpac
Low Rate
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
13.74% p.a.
$59 $0 in the first year
St.George
Vertigo
0% p.a. for 30 months and then 21.49% p.a.
13.99% p.a.
$55 $0 in the first year
St.George
Amplify Rewards Platinum
0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)
19.74% p.a.
$99
Rewards
HSBC
Platinum Credit Card
0% p.a. for 36 months and then 21.99% p.a.
19.99% p.a.
$129 $29 in the first year
Rewards Plus
Westpac
Altitude Platinum
0% p.a. for 22 months and then 21.49% p.a. (1.00% balance transfer fee)
20.49% p.a.
$150 $49 in the first year
Altitude Rewards
NAB
Low Rate Card
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
12.99% p.a.
$59 $0 in the first year
Bendigo Bank
Low Rate Credit Card
0% p.a. for 12 months then 11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
St.George
Vertigo
13.99% p.a.
6.99% p.a. for 12 months and then 21.49% p.a.
$55 $0 in the first year
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
Bank of Melbourne
Vertigo
13.99% p.a.
0% p.a. for 30 months and then 21.49% p.a.
$55 $0 in the first year
NAB
Low Rate Card
12.99% p.a.
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
$59 $0 in the first year
St.George
No Annual Fee
0% p.a. for 12 months then 20.74% p.a.
6.99% p.a. for 12 months and then 21.49% p.a.
$0
BankSA
Vertigo
13.99% p.a.
6.99% p.a. for 12 months and then 21.49% p.a.
$55 $0 in the first year
Bendigo Bank
Low Rate Credit Card
0% p.a. for 12 months then 11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
St.George
Vertigo
13.99% p.a.
6.99% p.a. for 12 months and then 21.49% p.a.
$55 $0 in the first year
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
David Jones
American Express Card
0% p.a. for 6 months then 20.74% p.a.
No current offer
$99
St.George
Vertigo
13.99% p.a.
0% p.a. for 30 months and then 21.49% p.a.
$55 $0 in the first year
Bankwest
Breeze Mastercard
0% p.a. for 15 months then 9.90% p.a.
0% p.a. for 15 months and then 9.90% p.a.
$49 $0 in the first year
Bank of Melbourne
Vertigo
13.99% p.a.
6.99% p.a. for 12 months and then 21.49% p.a.
$55 $0 in the first year
