Bankwest Zero Mastercard
Bankwest Zero Mastercard
Mozo Review Bankwest Zero Mastercard Review
Last updated: 4 July 2019.
What's hot:
$0 Annual fee
2.99% balance transfer rate for 9 months
55 interest free days
What's not:
$25 late repayment fee
Mozo snapshot:
The Bankwest Zero Mastercard is a simple, no frills credit card for the everyday credit card user. You'll never pay an annual fee, plus with up to 55 interest free days you'll have plenty of time to make repayments. If you've got debt to move over from another card you can also enjoy a 2.99% balance transfer rate for a leisurely 9 months. However, if you do miss a payment you'll be hit with a $25 extra repayment fee.
Key features:
Zero, zilch, nada - no matter what language you say it in you'll never pay an annual fee with the Bankwest Zero Mastercard. Unlike some credit cards that have no annual fee for the first year but then start charging $50 or more, the BankWest Zero Mastercard has no annual fee for the life of the card.
The Bankwest Zero Mastercard has a purchase rate of 17.99% and a comfortable 55 day interest free period for repayments so long as you you pay off your purchases in full.
With an introductory 2.99% balance transfer offer for the first 9 months there's good reason to bring your old debt over to the Bankwest Zero, but make sure you pay off your balance in that time otherwise you'll be charged at the higher 17.99% purchase rate.
Who it's good for:
If you're looking for a low maintenance credit card with a great purchase rate and the convenience of the Mastercard network, the Bankwest Zero Mastercard deserves your attention.
Any catches?
Staying on top of your bills will save you from being hit with a $25 late repayment fee. You can set up Bankwest "Easy Alerts" to remind you to make repayments on time.
Details
Rates and fees information correct as at 23 February 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
17.99% p.a.
-
none
-
2.99% p.a. for 9 months and then 17.99% p.a.
-
no
-
21.99% p.a.
-
55
Fees
-
$0.00
-
none
-
none
-
none
-
$25.00
-
2%, Min $4.00
-
2.95%
-
$0.00
-
$0.00
-
$0.00
Features
-
$20.00
-
2.0
-
3
-
none
Payment options
Apple Pay, Google Pay, Payment Ring
Customer Reviews
How are Bankwest credit cards rated by the Mozo community?
Latest reviews of Bankwest Zero Mastercard
-
Very competitive credit card features
Their 55 day interest free zero Mastercard is very positive and client-friendly.
Read full reviewTheir 55 day interest free zero Mastercard is very positive and client-friendly.
Price8/10Features-Customer service-Convenience-LessTrust- -
Wouldn't bank with anyone else.
Have been with Bankwest for a considerable time. Very happy with their service.
Read full reviewHave been with Bankwest for a considerable time. Very happy with their service.
Price7/10Features7/10Customer service9/10Convenience10/10LessTrust10/10 -
Easy to use and great rates!
Great rates and easy to use website
Read full reviewGreat rates and easy to use website
Price8/10Features8/10Customer service8/10Convenience8/10LessTrust8/10 -
Great customer service and convenience
Customer service operators are easy to talk to and patient. ATM's everywhere. Easy online banking.
Read full reviewCustomer service operators are easy to talk to and patient. ATM's everywhere. Easy online banking.
Price5/10Features4/10Customer service7/10Convenience5/10LessTrust5/10 -
Trust is huge, I trust Bankwest with my money
Fantastic with credit card fraud, picked up fraudulent activity without a cent coming out of my account .
Read full reviewFantastic with credit card fraud, picked up fraudulent activity without a cent coming out of my account .
Price7/10Features7/10Customer service10/10Convenience10/10LessTrust10/10
About Bankwest
Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.
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