Rewards scheme
- Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
- You can redeem flights via Velocity, Singapore Krisflyer, Asia Miles or Emirates Skywards.
- 3 points per dollar on eligible international purchases (including online shopping on international websites).
- One complimentary night per year at one of 80 premium hotels, Priority Pass access to over 700 airport lounges, VIP Limo Service available.
Privileges
- Concierge
- Travel Insurance
- Extended Warranty
- Purchase Protection
Special offers
- Receive 150,000 points when you spend $3,000 within 90 days from card approval. T&C’s apply.
Value of rewards points
-
Need to spend $40,000 (Visa)
-
Need to spend $20,900 (Visa)
-
Need to spend $15,600 (Visa)
-
Need to spend $239,200 (Visa)
-
Uncapped
-
Never
Details behind our 'value of rewards' calculations
-
1 point per dollar on Visa, uncapped
-
40000 points buys a $100 credit
-
20900 points buys a Myer $100 Gift Card
-
1 points buys 0.5 Velocity Points; 7800 Velocity Points buys a Virgin Australia Sydney-Melbourne flight
-
1 points buys 0.5 Velocity Points; 119600 Velocity Points buys a Velocity partner Sydney-London flight
* How did we do it? Find out...
Rates
-
20.99% p.a.
-
none
-
0% p.a. for 6 months and then 21.74% p.a.
-
yes
-
21.74% p.a.
-
44
Fees
-
$700.00
-
none
-
none
-
none
-
$10.00
-
3.5%, min $3.50
-
3.40%
-
$7.00
-
$7.00
-
$0.00
Other financial bits
-
$30.00
-
2.0
Features
-
4
-
none
-
none
About Citi
Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.