Low Rate Pink Credit Card card image

Community First Bank Low Rate Pink Credit Card

Advertiser disclosure
Purchase rate
8.99% p.a.
Balance transfer rate
0% p.a. for 12 months and then 8.99% p.a.
Annual fees
$40
Interest free days on purchases
55

Mozo editorial review Community First Bank Low Rate Pink Credit Card - last updated: 5 March 2024

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What's hot
  • Low ongoing 8.99% purchase and cash advance rate
  • Mozo Expert Choice Award Winner 2023
  • 0% interest on balance transfers for 1 year
What's not
  • Late payment fee
Mozo snapshot

With a low 8.99% rate on purchases and 0% interest on balance transfers for twelve months, the Community First Low Rate Pink Credit Card is worth some attention. And with half of your $40 annual fee donated to the McGrath Foundation each year you hold the card, this is a card with friendly features as well as rates.

This card is also the winner of a 2023 Mozo Experts Choice Award for best Low Rate Credit Card. 


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Key features

The Low Rate Pink Credit Card comes with an a low purchase rate of just 8.99% and 0% interest on balance transfers for twelve months. Not only is this one of Australia's most purchase-friendly credit cards, you get an easy 55 day interest free period which should make repayments a breeze.

Fashionistas, here's your excuse to get a new wallet to match your new credit card - the Low Rate Pink Credit Card comes in a both a fashionable pastel pink or black. The $40 annual fee is already low by any standard but as Community First donates half of this to the McGrath Foundation, every time you whip out this philanthropic piece of plastic you'll get that buzz of knowing you're supporting women with breast cancer.


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Who is it good for

Shopaholics with charitable souls will be rewarded with one of the lowest purchase rates on the credit card market.

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Any catches

Just be sure to automate your repayments or you will be hit with a $25 late payment fee.

Details

Rates and fees information correct as at 6 March 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.99% p.a.

none

0% p.a. for 12 months and then 8.99% p.a.

yes

8.99% p.a.

55

Fees

$40.00

none

none

none

$25.00

$2.50

3.00%

$1.50

$20.00

$0.00

Features

$20.00

3.0

1

none

Payment options

Apple Pay, Google Wallet, Samsung Pay

Other benefits

Every year that the card is kept, half of the annual fee will be donated to the McGrath Foundation.

Customer Reviews

How are Community First Bank credit cards rated by the Mozo community?

Overall
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Features
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Latest reviews of Community First Bank Low Rate Pink Credit Card

About Community First Bank

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Qantas Frequent Flyer

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Velocity Escape Card

23.99% p.a.

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$0

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Qantas Ultimate Card

Qantas Frequent Flyer

$450

100,000

1.25 points up to 100,000 points/year, then
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Qantas Rewards Premium Card

Qantas Frequent Flyer

$250 $150 in the first year

70,000

0.66 points up to $3,000/month, then
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Qantas Premium Card

Qantas Frequent Flyer

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20,000

1 point uncapped

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Rewards Signature Card

NAB Rewards

$295 $145 in the first year

160,000

1.25 points uncapped

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0.75 points uncapped

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0.75 points uncapped

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Qantas Rewards Signature Card

Qantas Frequent Flyer

$395 $295 in the first year

120,000

1 point up to $5,000/month, then
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Altitude Black

Altitude Rewards

$295 $150 in the first year

150,000

1.25 points uncapped

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$59 $0 in the first year

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Premier Credit Card

0% p.a. for 6 months and then 22.24% p.a.

21.49% p.a.

$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year

Citi Rewards Program

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Blue Visa Credit Card

0% p.a. for 9 months and then 21.74% p.a.

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Virgin Australia Velocity Flyer Card - Balance Transfer Offer

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$149 $0 in the first year

Velocity Frequent Flyer

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19.99% p.a.

$100

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$59 $0 in the first year

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0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)

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0% p.a. for 6 months and then 8.99% p.a.

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0% p.a. for 9 months and then 21.74% p.a.

$60

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Flex Card

0% p.a.

No current offer

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n/a

No current offer

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n0w Credit Card

n/a

No current offer

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Platinum Mastercard

0% p.a. for 3 months then 25.80% p.a.

No current offer

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