Low Rate Visa Credit Card card image
Mini meca 2020

G&C Mutual Bank Low Rate Visa Credit Card

Advertiser disclosure
Purchase rate
7.49% p.a.
Balance transfer rate
No current offer
Annual fees
$50
Interest free days on purchases
50

Mozo editorial review G&C Mutual Bank Low Rate Visa Credit Card - last updated: 15 October 2020

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What's hot
  • Low 7.49% purchase rate
  • 2020 Mozo Experts Choice Award winner
  • 50 interest free days
What's not
  • 15.49% cash advance rate
Mozo snapshot

With one of the lowest ongoing purchase rates on the market at 7.49%, there’s a reason our experts named the G&C Mutual Bank Low Rate Visa Credit Card a 2020 Mozo Experts Choice Award winner for best Low Rate Credit Card. Add to that the very reasonable $50 annual fee, plus 50 interest free days, and this could really be the perfect card to help you cut down on expenses.

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Key features

Do you usually carry a balance on your card from month to month? Well the G&C Mutual Bank Low Rate Visa credit card could help you cut down on the interest you pay with a purchase rate of just 7.49%.

The card also features a $50 annual fee, and provides up to 50 interest free days for cardholders who pay off their balances in full.

Want to take your G&C Mutual Bank Low Rate Visa credit card on your next holiday? As part of the Visa network you’ll be able to use your card anywhere in the world that Visa is accepted, just keep an eye on the 3.00% foreign exchange margin.

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Who is it good for

If you tend to carry a balance, the G&C Mutual Bank Low Rate Visa credit card’s low purchase rate and competitive annual fee could help you seriously cut down on your expenses.

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Any catches

Just remember that while the Low Rate Visa credit card offers a low 7.49% purchase rate, cash advances using the card could hurt your back pocket given the 15.49% cash advance rate. 

Details

Rates and fees information correct as at 26 September 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.49% p.a.

none

No current offer

none

15.49% p.a.

50

Fees

$50.00

none

none

none

$15.00

$5

3.00%

$10.00

$30.00

none

Features

$20.00

3.0

yes

none

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About G&C Mutual Bank