Do you usually carry a balance on your card from month to month? Well the G&C Mutual Bank Low Rate Visa credit card could help you cut down on the interest you pay with a purchase rate of just 9.49%, not to mention the fact that you won’t be charged late payment fees.
The card features a $0 annual fee for the first year ($50 a year afterwards), and provides up to 50 interest free days for cardholders who pay off their balances in full.
Want to take your G&C Mutual Bank Low Rate Visa credit card on your next holiday? With the relatively low 2.85% foreign exchange margin you won’t be stung too badly on overseas purchases, plus as part of the Visa network you’ll be able to use your card anywhere in the world that Visa is accepted.
Who it's good for:
If you tend to carry a balance, the G&C Mutual Bank Low Rate Visa credit card’s low purchase rate and lack of late payment fees could help you seriously cut down on your expenses.
Just remember that while the Low Rate Visa credit card offers a low 9.49% purchase rate, cash advances using the card could hurt your back pocket given the 15.49% cash advance rate.