Thumbnail icon for G&C Mutual Bank

G&C Mutual Bank Low Rate Visa Credit Card

Purchase rate
7.49% p.a.
Balance transfer rate
No current offer
Annual fees
$50
Interest free days on purchases
50

Mozo editorial review G&C Mutual Bank Low Rate Visa Credit Card

Last updated: 15 October 2020.

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What's hot
  • Low 7.49% purchase rate
  • 2020 Mozo Experts Choice Award winner
  • 50 interest free days
What's not
  • 15.49% cash advance rate
Mozo snapshot

With one of the lowest ongoing purchase rates on the market at 7.49%, there’s a reason our experts named the G&C Mutual Bank Low Rate Visa Credit Card a 2020 Mozo Experts Choice Award winner for best Low Rate Credit Card. Add to that the very reasonable $50 annual fee, plus 50 interest free days, and this could really be the perfect card to help you cut down on expenses.

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Key features

Do you usually carry a balance on your card from month to month? Well the G&C Mutual Bank Low Rate Visa credit card could help you cut down on the interest you pay with a purchase rate of just 7.49%.

The card also features a $50 annual fee, and provides up to 50 interest free days for cardholders who pay off their balances in full.

Want to take your G&C Mutual Bank Low Rate Visa credit card on your next holiday? As part of the Visa network you’ll be able to use your card anywhere in the world that Visa is accepted, just keep an eye on the 3.00% foreign exchange margin.

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Who is it good for

If you tend to carry a balance, the G&C Mutual Bank Low Rate Visa credit card’s low purchase rate and competitive annual fee could help you seriously cut down on your expenses.

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Any catches

Just remember that while the Low Rate Visa credit card offers a low 7.49% purchase rate, cash advances using the card could hurt your back pocket given the 15.49% cash advance rate. 

Details

Rates and fees information correct as at 24 October 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 7.49% p.a.

  • none

  • No current offer

  • none

  • 15.49% p.a.

  • 50

Fees
  • $50.00

  • none

  • none

  • none

  • $15.00

  • $5

  • 3.00%

  • $10.00

  • $30.00

  • none

Features
  • $20.00

  • 3.0

  • yes

  • none

Customer Reviews

How are G&C Mutual Bank credit cards rated by the Mozo community?

Overall
7.9/10
Price
6.9/10
Features
6.1/10
Customer service
7.8/10
Convenience
7.7/10
Trust
8.1/10

Latest review of G&C Mutual Bank Low Rate Visa Credit Card

  • Overall 3/10
    Rewards.

    No rewards, website isn't the best compared to other major banks. Credit card is blocked after being 3 days over a payment.

    Read full review

    No rewards, website isn't the best compared to other major banks. Credit card is blocked after being 3 days over a payment.

    Price
    3/10
    Features
    0/10
    Customer service
    2/10
    Convenience
    2/10
    Trust
    3/10
    Less
    Rhiannon, Queensland reviewed 11 months ago
G&C Mutual Bank

About G&C Mutual Bank

Operating for over 55 years, G&C Mutual Bank is owned by its members, which means they pass profits back to customers in the form of competitive interest rates on its products and deliver superior financial solutions to consumers. G&C Mutual Bank offers a full suite of financial solutions including home loans, investment loans, personal loans and credit cards to its members. It also has everyday banking products such as savings accounts and transaction accounts that can help with short and long term savings goals.

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