Platinum Visa Credit Card card image
Mini meca 2023

G&C Mutual Bank Platinum Visa Credit Card

Advertiser disclosure
Purchase rate
19.99% p.a.
Balance transfer rate
No current offer
Annual fees
$299
Interest free days on purchases
50

Mozo editorial review G&C Mutual Bank Platinum Visa Credit Card - last updated: 19 April 2024

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What's hot
  • 1 points per dollar, capped at 20,000 Points per month
  • Complimentary concierge service
  • Mozo Expert Choice Award Winner 2023
What's not
  • $299 annual fee
Mozo snapshot

It’s nothing but quality community banking over at G&C Mutual Bank. With this reward card, your points will be automatically credited through the Qantas Frequent Flyer program. Not to mention you can earn bonus points when you buy selected Qantas products and services. Intriguing for the well-travelled, indeed!

Special offer: New customers could receive 50,000 bonus Qantas Points when you apply, are approved, and spend $5,000 on eligible purchases on your new Card within 90 days of opening your account. (T&Cs apply). 

This card is also the winner of a 2023 Mozo Experts Choice Award in the Qantas Frequent Flyer Premium Credit Card category. 

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Key features

Owned by its customers, the G&C Mutual Bank has been pushing the envelop for value. The G&C Mutual Bank Platinum Visa Credit Card offers a prestigious rewards scheme for cardholders who love to hit the sky. When it comes to points, you’ll earn 1 Qantas Point per dollar spent on Visa. Every point you earn automatically be credited to the Qantas Frequent Flyer program. Plus, active account holders who have give their Qantas Frequent Flyer member number will be able to get 10,000 annual bonus points (applied in November).

Platinum Visa Concierge is also available for cardholders and features 24/7 services like translation and message assistance, and passport, visa, and customer information.

In terms of basics, the G&C Mutual Bank Platinum Visa Credit Card features an 19.99% purchase rate, a 21.99% cash advance rate, and a $5 cash advance fee. You’ll also have up to 50 interest free days on purchases.

However, prestigious rewards cards like these are generally made for the big spenders, so you will need to budget for the $299 annual fee and make sure you get enough value out of the freebies on offer to justify the price tag.

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Who is it good for

The G&C Mutual Bank Visa Platinum Credit Card is a great choice for big spenders who love to travel and want to use their points to score travel freebies or perks. 

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Any catches

Like most platinum rewards cards, there’s a reasonably large price tag to consider. The G&C Mutual Bank Platinum Visa Credit Card has an annual fee of $299, so you’ll need to squeeze this into your budget each year.

Rewards program details

Rates and fees information correct as at 21 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

20,010 points

$100 Cash

-

Points earning

1 point per dollar on Visa, up to 20000 points per month

Rewards scheme

Points are automatically accredited to the Qantas Frequent Flyer Program.

All rewards redeemed via Qantas Frequent Flyer.

1 bonus points on selected Qantas products and services.

Special offers

Receive 50,000 bonus Qantas Points when you apply, are approved, and spend $5,000 on eligible purchases on your new Card within the first 3 months. T&Cs apply. New card members only.

Value of rewards points

Spend $20,010 (Visa)

Spend $8,000 (Visa)

Spend $110,400 (Visa)

at 20,000 points monthly

Never

How do we calculate these points?

Rate and fee details

Rates

19.99% p.a.

none

No current offer

none

21.99% p.a.

50

Fees

$299.00

none

none

none

$15.00

$5

3.00%

$0.00

$0.00

$0.00

Features

$20.00

3.0

1

none

Payment options

Apple Pay, Google Wallet, Samsung Pay

Rewards privileges

Concierge

Other benefits

10,000 bonus Qantas Points annually, applied in November to active account holders who are Qantas Frequent Flyer members.

Customer Reviews

How are G&C Mutual Bank credit cards rated by the Mozo community?

Overall
Price
Features
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Latest review of G&C Mutual Bank Platinum Visa Credit Card

About G&C Mutual Bank

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