4.5/10

Based on 1009 Latitude product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.

Latitude credit cards

Latitude Financial Services (previously known as GE Money) caters to more than 2.4 million customers offering a range of products including credit cards, personal loans and travel insurance.  So, whether you’re looking for a low-fee or low- rate credit card, Latitude Financial Services offers options for everyone.

What credit cards do Latitude Financial Services offer?

Here's a quick look at the kind of credit card you can opt for with Latitude Financial Services.

Rates and fees verified as correct at 9 September 2024. Other information correct at the time of writing. Advertiser disclosure.

Low fee credit cards

Looking for a low fee credit card? Latitude Financial Services offers cards that come with $0 annual fee as well as up to 55 days interest-free on your everyday purchases.

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

27.49% p.a.

6.99% p.a. for 12 months and then 29.99% p.a. (3.00% balance transfer fee)

$0

55

Prestige cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

27.49% p.a.

6.99% p.a. for 12 months and then 29.99% p.a. (3.00% balance transfer fee)

$0

Credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

27.49% p.a.

6.99% p.a. for 12 months and then 29.99% p.a. (3.00% balance transfer fee)

$131 $10.95 monthly fee waived if outstanding balance less than $10

55

27.49% p.a.

6.99% p.a. for 12 months and then 29.99% p.a. (3.00% balance transfer fee)

$131 $10.95 monthly fee waived if outstanding balance less than $10

55

How are Latitude credit cards rated?

Mozo users have rated Latitude credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of credit-cards
Latitude credit cards customer reviews
Overall
4.4/10
Price
3.7/10
Features
4.4/10
Customer service
4.8/10
Convenience
4.8/10
Trust
4.4/10
Based on 671 Latitude product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent Latitude credit card reviews

Latitude GO Mastercard
Overall 1/10
Fees are a total rort.

If you get this credit card you will die a death by a thousand fees. I have attempted to close my account for the past 3 months. Each time I pay the balance to zero, I have put in an application to close the account and then been told they can’t close it because there is money outstanding. Basically, if you pay your balance down they will slap on more fees, making it pretty much impossible to actually get your account to zero. Even after submitting the close account application they slapped me with account keeping fees for the time period after the application was made. They will charge you $5 for a paper statement but not give you the choice to not have one. They charge you a fee to make a payment, meaning every time you pay your card down, they just add a payment processing fee. They charged me a $45 late fee because they didn’t process my payment until after the payment due date. In the past 3 months I have been slapped with over $100 in fees, despite not purchasing anything on the card in this period, despite me paying the balance in full every month, and despite me trying to close the account.

Read full review

If you get this credit card you will die a death by a thousand fees. I have attempted to close my account for the past 3 months. Each time I pay the balance to zero, I have put in an application to close the account and then been told they can’t close it because there is money outstanding. Basically, if you pay your balance down they will slap on more fees, making it pretty much impossible to actually get your account to zero. Even after submitting the close account application they slapped me with account keeping fees for the time period after the application was made. They will charge you $5 for a paper statement but not give you the choice to not have one. They charge you a fee to make a payment, meaning every time you pay your card down, they just add a payment processing fee. They charged me a $45 late fee because they didn’t process my payment until after the payment due date. In the past 3 months I have been slapped with over $100 in fees, despite not purchasing anything on the card in this period, despite me paying the balance in full every month, and despite me trying to close the account.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Jeremy, Australian Capital Territory, reviewed 27 days ago
Latitude Credit Card
Overall 1/10
Useless Customers Support

When you tell them that they call you back on that particular date . They will call you 5 days earlier. They just dont get it what you have told them . They hire these Indians who don't even understand WTH you are telling them . Whoever the manager Is gear up and do your freaking job properly and make sure you customers support team do what they are meant to do when it is already typed in the system . Is just that simple to follow . I think I can do a better job in managing staffs that will actually listen . FINALYY people out there don't ever use latitude for credit card or business loans. They DONT CARE ABOUT WHAT YOU ARE ASKING THEM TO DO .

Read full review

When you tell them that they call you back on that particular date . They will call you 5 days earlier. They just dont get it what you have told them . They hire these Indians who don't even understand WTH you are telling them . Whoever the manager Is gear up and do your freaking job properly and make sure you customers support team do what they are meant to do when it is already typed in the system . Is just that simple to follow . I think I can do a better job in managing staffs that will actually listen . FINALYY people out there don't ever use latitude for credit card or business loans. They DONT CARE ABOUT WHAT YOU ARE ASKING THEM TO DO .

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Andy, Western Australia, reviewed about 1 month ago
Latitude 28 Degrees Global Platinum Mastercard
Overall 7/10
Very easy to apply for

Very easy to apply for

Read full review

Very easy to apply for

Price
5/10
Features
10/10
Customer service
6/10
Convenience
8/10
Trust
7/10
Less
Robert, New South Wales, reviewed 2 months ago
Latitude 28 Degrees Global Platinum Mastercard
Overall 1/10
Kevin

Had my new Credit Card for 24hrs, made my 1st purchase for $103 and they blocked the card. Called them with no answer as it's a public holiday. ZERO CUSTOMER SERVICE.

Read full review

Had my new Credit Card for 24hrs, made my 1st purchase for $103 and they blocked the card. Called them with no answer as it's a public holiday. ZERO CUSTOMER SERVICE.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Lee, Victoria, reviewed 5 months ago
Latitude GO Mastercard
Overall 7/10
Good interest free periods, high interest rates

Very high interest, interest free periods are good though

Read full review

Very high interest, interest free periods are good though

Price
2/10
Features
6/10
Customer service
5/10
Convenience
2/10
Trust
7/10
Less
Mellisa, Queensland, reviewed 6 months ago

What do you need to apply for a Latitude credit card?

After you’ve had a good look at all the different credit cards in the market, if you decide that Latitude Financial Services offers the best credit cards based on your requirements, hit the ‘Go to site’ button on Mozo so you can go to the Latitude website directly.    

To be eligible for a Latitude Financial Services credit card, you’ll need to be at least 18 years of age and a permanent resident of Australia.

Credit card quick links