4.6 / 10

based on 914 Latitude reviews as rated by Mozo community

Latitude credit cards

Latitude Financial Services (previously known as GE Money) caters to more than 2.5 million customers offering a range of products including credit cards, personal loans and travel insurance. It's also an award-winning provider as it snapped up two 2020 Mozo Expert Choice Awards. So, whether you’re looking for a rewards program, low fee or low rate credit card, Latitude Financial Services offers options for everyone.

What credit cards do Latitude Financial Services offer?

Here's a quick look at the kind of credit card you can opt for with Latitude Financial Services.

Rates and fees verified as correct at 17 April, 2021. Other information correct at the time of writing. Advertiser disclosure.

Low fee credit cards

Looking for a low fee credit card? Latitude Financial Services offers cards that come with $0 annual fee as well as up to 55 days interest-free on your everyday purchases.

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

21.99% p.a.

No current offer

$0

55

Rewards credit cards

You can earn flexible Reward Points on everyday purchases with a Latitude Financial Services credit card and then redeem these points for purchasing different things like home wares, electronics and movie tickets.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Mastercard, up to 100000 points per year

19.95% p.a.

No current offer

$107 $8.95 monthly fee waived if outstanding balance less than $10

Prestige cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

21.99% p.a.

No current offer

$0

Credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

24.99% p.a.

No current offer

$99

55

24.50% p.a.

No current offer

$69

55

How are Latitude credit cards rated?

Mozo users have rated Latitude credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of credit-cards
Latitude credit cards
Overall
4.6/10
Price
Features
Customer service
Convenience
Trust

624 Reviews

Recent Latitude credit card reviews

Latitude GO Mastercard review
Overall 2/10
High fees not worth paying to just keep account.

I simply dislike Latitude gomaster card and will not recommend this to someone who wants to use this as an option to take advantage of no interest option. First I set BPay option to pay more frequently only to realise each time a payment is made you get get charged a payment processing fee on top of the standard account keeping monthly fee of $5.95! Also I just noticed in my online statement the account keeping fee of $5.95 will be increased to $8.95 each month as of April 2021 which is a whopping 50% increase! So this isn't really for those who wants to capitalise on no interest option as you end up paying at least $10 each month on fees regardless.

Read full review

I simply dislike Latitude gomaster card and will not recommend this to someone who wants to use this as an option to take advantage of no interest option. First I set BPay option to pay more frequently only to realise each time a payment is made you get get charged a payment processing fee on top of the standard account keeping monthly fee of $5.95! Also I just noticed in my online statement the account keeping fee of $5.95 will be increased to $8.95 each month as of April 2021 which is a whopping 50% increase! So this isn't really for those who wants to capitalise on no interest option as you end up paying at least $10 each month on fees regardless.

Price
1/10
Features
3/10
Customer service
2/10
Convenience
4/10
Trust
2/10
Less
Cession, Queensland, reviewed 2 days ago
Latitude GO Mastercard review
Overall 1/10
Useless customer service and online options.

Besides the fee for every repayment made what really annoyed me was the 4 requests I made to reduce my credit limit from $18,000 to $5000, none of which were ever processed which does affect other loans. I would really not recommend this product as it is useless to alter any features on it let alone trying to close the account. Save your time and just save your own money for a purchase.

Read full review

Besides the fee for every repayment made what really annoyed me was the 4 requests I made to reduce my credit limit from $18,000 to $5000, none of which were ever processed which does affect other loans. I would really not recommend this product as it is useless to alter any features on it let alone trying to close the account. Save your time and just save your own money for a purchase.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Lachlan, Victoria, reviewed 11 days ago
Latitude Gem Visa review
Overall 2/10
The worst customer service ever!

Gem visa you really have a lot to say about your pathetic customer service , your product unworthiness and lack of trust I have for your brand cannot wait to never use you again

Read full review

Gem visa you really have a lot to say about your pathetic customer service , your product unworthiness and lack of trust I have for your brand cannot wait to never use you again

Price
2/10
Features
2/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Lidia, New South Wales, reviewed about 1 month ago
Latitude 28 Degrees Global Platinum Mastercard review
Overall 5/10
The fees are high.

The fees are very high.

Read full review

The fees are very high.

Price
4/10
Customer service
5/10
Convenience
5/10
Trust
5/10
Less
Penny, Queensland, reviewed about 1 month ago
Latitude GO Mastercard review
Overall 1/10
Absolutely terrible bank

Awful bank. Terrible interest rates, horrendous late fees and useless and rude customer service. I highly recommend that anyone stay clear of this financial institution, they are swindlers, will coax you into feeling safe and that they will help, but really they do not care in the slightest. I look forward to the day I have paid them off and closed my account.

Read full review

Awful bank. Terrible interest rates, horrendous late fees and useless and rude customer service. I highly recommend that anyone stay clear of this financial institution, they are swindlers, will coax you into feeling safe and that they will help, but really they do not care in the slightest. I look forward to the day I have paid them off and closed my account.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Rachel, South Australia, reviewed about 2 months ago

What do you need to apply for a Latitude credit card?

After you’ve had a good look at all the different credit cards in the market, if you decide that Latitude Financial Services offers the best credit cards based on your requirements, hit the ‘Go to site’ button on Mozo so you can go to the Latitude website directly.    

To be eligible for a Latitude Financial Services credit card, you’ll need to be at least 18 years of age and a permanent resident of Australia.

  • Here’s a quick checklist documents that you’ll need to provide while filling in the application:
  • A drivers licence, passport or proof of age card
  • Details of your income, assets and liabilities
  • Your employer's name and contact number

Credit card quick links