based on 946 Latitude banking product reviews as rated by Mozo community

Latitude credit cards

Latitude Financial Services (previously known as GE Money) caters to more than 2.5 million customers offering a range of products including credit cards, personal loans and travel insurance. It's also an award-winning provider as it snapped up two 2020 Mozo Expert Choice Awards. So, whether you’re looking for a low fee or low rate credit card, Latitude Financial Services offers options for everyone.

What credit cards do Latitude Financial Services offer?

Here's a quick look at the kind of credit card you can opt for with Latitude Financial Services.

Rates and fees verified as correct at 29 June 2022. Other information correct at the time of writing. Advertiser disclosure.

Low fee credit cards

Looking for a low fee credit card? Latitude Financial Services offers cards that come with $0 annual fee as well as up to 55 days interest-free on your everyday purchases.

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

21.99% p.a.

No current offer

$0

55

20.69% p.a.

No current offer

$0

55

Prestige cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

21.99% p.a.

No current offer

$0

Credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

21.45% p.a.

No current offer

$107 $8.95 monthly fee waived if outstanding balance less than $10

55

21.45% p.a.

No current offer

$107 $8.95 monthly fee waived if outstanding balance less than $10

55

24.50% p.a.

No current offer

$69

55

How are Latitude credit cards rated?

Mozo users have rated Latitude credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of credit-cards
Latitude credit cards
Overall
Price
Features
Customer service
Convenience
Trust

646 Reviews

Recent Latitude credit card reviews

Latitude 28 Degrees Global Platinum Mastercard
Overall 1/10
Hopeless Latitude

Avoid Latitude Financial at all costs. Their customer lack of service non existent and they send spam emails even when told not to. They think it's a joke to ignore requests and have fun at my expense.

Read full review

Avoid Latitude Financial at all costs. Their customer lack of service non existent and they send spam emails even when told not to. They think it's a joke to ignore requests and have fun at my expense.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Tim, Victoria, reviewed 3 months ago
Latitude Gem Visa
Overall 1/10
A bunch of thieving Crooks, run a mile

Run a mile, I paid my card completely off and they kept charging my account fees, I could never get in touch with anyone so legally I threatened them by email, probably took about 6 weeks to close my account, each time I paid fees off, the very next day they would charge acc 99 cents again just to keep account open.

Read full review

Run a mile, I paid my card completely off and they kept charging my account fees, I could never get in touch with anyone so legally I threatened them by email, probably took about 6 weeks to close my account, each time I paid fees off, the very next day they would charge acc 99 cents again just to keep account open.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Mark, Western Australia, reviewed 5 months ago
Latitude GO Mastercard
Overall 1/10
Money hungry scammers

I joined because I wanted to buy products from Apple and have a payment plan. I added my bank details so it can do automatic payments. The first one worked. The second one didn’t work (which is odd because I have more than enough in my bank) they only notified me that it didn’t work after they took out a late payment fee. Customer service is bad. It’s always hard to reach them. No way online to change paper statements to online statements (I save a few dollars every month if it’s online statements only) Disgusting company.

Read full review

I joined because I wanted to buy products from Apple and have a payment plan. I added my bank details so it can do automatic payments. The first one worked. The second one didn’t work (which is odd because I have more than enough in my bank) they only notified me that it didn’t work after they took out a late payment fee. Customer service is bad. It’s always hard to reach them. No way online to change paper statements to online statements (I save a few dollars every month if it’s online statements only) Disgusting company.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Anon, New South Wales, reviewed 5 months ago
Latitude Credit Card
Overall 1/10
Poor service unreliable unresponsive useless

Poor service horrible useless.

Read full review

Poor service horrible useless.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Susan, Northern Territory, reviewed 6 months ago
Latitude GO Mastercard
Overall 1/10
Worst customer service

Poor communication and worst customer service they have got. They deduct my money while the transaction was disputed. They took around 3 months to finalise while they say they take 21 days to settle a disputed transaction. It's been more than 1 month now they said they have sent me a new card, but still I have not received it. They reported to me that I have not paid this month's statement while they took the money from my account as a minimum payment. I do not own them a single penny but they do. Still, they have reported me. If the transaction is disputed then there is no way to pay them because we can't sign in to the account until we received the new card. Therefore, why should I pay them if the transaction is disputed, if i want to pay them then how can I do it because I don't have access to the account.

Read full review

Poor communication and worst customer service they have got. They deduct my money while the transaction was disputed. They took around 3 months to finalise while they say they take 21 days to settle a disputed transaction. It's been more than 1 month now they said they have sent me a new card, but still I have not received it. They reported to me that I have not paid this month's statement while they took the money from my account as a minimum payment. I do not own them a single penny but they do. Still, they have reported me. If the transaction is disputed then there is no way to pay them because we can't sign in to the account until we received the new card. Therefore, why should I pay them if the transaction is disputed, if i want to pay them then how can I do it because I don't have access to the account.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Adnan, Tasmania, reviewed 6 months ago

What do you need to apply for a Latitude credit card?

After you’ve had a good look at all the different credit cards in the market, if you decide that Latitude Financial Services offers the best credit cards based on your requirements, hit the ‘Go to site’ button on Mozo so you can go to the Latitude website directly.    

To be eligible for a Latitude Financial Services credit card, you’ll need to be at least 18 years of age and a permanent resident of Australia.

  • Here’s a quick checklist documents that you’ll need to provide while filling in the application:
  • A drivers licence, passport or proof of age card
  • Details of your income, assets and liabilities
  • Your employer's name and contact number

Credit card quick links