Here's a quick look at the kind of credit card you can opt for with Latitude Financial Services.
Looking for a low fee credit card? Latitude Financial Services offers cards that come with $0 annual fee as well as up to 55 days interest-free on your everyday purchases.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days on purchases |
|---|---|---|---|---|
|
27.49% p.a. |
6.99% p.a. for 12 months and then 29.99% p.a. (3.00% balance transfer fee) |
$0 |
55 |
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
|
|
27.49% p.a. |
6.99% p.a. for 12 months and then 29.99% p.a. (3.00% balance transfer fee) |
$0 |
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days on purchases |
|---|---|---|---|---|
|
27.49% p.a. |
6.99% p.a. for 12 months and then 29.99% p.a. (3.00% balance transfer fee) |
$131 $10.95 monthly fee waived if outstanding balance less than $10 |
55 |
|
|
27.49% p.a. |
6.99% p.a. for 12 months and then 29.99% p.a. (3.00% balance transfer fee) |
$131 $10.95 monthly fee waived if outstanding balance less than $10 |
55 |
Mozo users have rated Latitude credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
If you get this credit card you will die a death by a thousand fees. I have attempted to close my account for the past 3 months. Each time I pay the balance to zero, I have put in an application to close the account and then been told they can’t close it because there is money outstanding. Basically, if you pay your balance down they will slap on more fees, making it pretty much impossible to actually get your account to zero. Even after submitting the close account application they slapped me with account keeping fees for the time period after the application was made. They will charge you $5 for a paper statement but not give you the choice to not have one. They charge you a fee to make a payment, meaning every time you pay your card down, they just add a payment processing fee. They charged me a $45 late fee because they didn’t process my payment until after the payment due date. In the past 3 months I have been slapped with over $100 in fees, despite not purchasing anything on the card in this period, despite me paying the balance in full every month, and despite me trying to close the account.
Read full reviewIf you get this credit card you will die a death by a thousand fees. I have attempted to close my account for the past 3 months. Each time I pay the balance to zero, I have put in an application to close the account and then been told they can’t close it because there is money outstanding. Basically, if you pay your balance down they will slap on more fees, making it pretty much impossible to actually get your account to zero. Even after submitting the close account application they slapped me with account keeping fees for the time period after the application was made. They will charge you $5 for a paper statement but not give you the choice to not have one. They charge you a fee to make a payment, meaning every time you pay your card down, they just add a payment processing fee. They charged me a $45 late fee because they didn’t process my payment until after the payment due date. In the past 3 months I have been slapped with over $100 in fees, despite not purchasing anything on the card in this period, despite me paying the balance in full every month, and despite me trying to close the account.
When you tell them that they call you back on that particular date . They will call you 5 days earlier. They just dont get it what you have told them . They hire these Indians who don't even understand WTH you are telling them . Whoever the manager Is gear up and do your freaking job properly and make sure you customers support team do what they are meant to do when it is already typed in the system . Is just that simple to follow . I think I can do a better job in managing staffs that will actually listen . FINALYY people out there don't ever use latitude for credit card or business loans. They DONT CARE ABOUT WHAT YOU ARE ASKING THEM TO DO .
Read full reviewWhen you tell them that they call you back on that particular date . They will call you 5 days earlier. They just dont get it what you have told them . They hire these Indians who don't even understand WTH you are telling them . Whoever the manager Is gear up and do your freaking job properly and make sure you customers support team do what they are meant to do when it is already typed in the system . Is just that simple to follow . I think I can do a better job in managing staffs that will actually listen . FINALYY people out there don't ever use latitude for credit card or business loans. They DONT CARE ABOUT WHAT YOU ARE ASKING THEM TO DO .
Very easy to apply for
Read full reviewVery easy to apply for
Had my new Credit Card for 24hrs, made my 1st purchase for $103 and they blocked the card. Called them with no answer as it's a public holiday. ZERO CUSTOMER SERVICE.
Read full reviewHad my new Credit Card for 24hrs, made my 1st purchase for $103 and they blocked the card. Called them with no answer as it's a public holiday. ZERO CUSTOMER SERVICE.
Very high interest, interest free periods are good though
Read full reviewVery high interest, interest free periods are good though
After you’ve had a good look at all the different credit cards in the market, if you decide that Latitude Financial Services offers the best credit cards based on your requirements, hit the ‘Go to site’ button on Mozo so you can go to the Latitude website directly.
To be eligible for a Latitude Financial Services credit card, you’ll need to be at least 18 years of age and a permanent resident of Australia.