Latitude credit cards

Latitude
Latitude's overall rating for credit cards

(as rated by the Mozo community)

5.1 / 10

based on 191 reviews

Latitude Financial Services (previously known as GE Money) caters to more than 2.5 million customers offering a range of products including credit cards, personal loans and travel insurance. Whether you’re looking for a rewards program, low fee or low rate credit card, Latitude Financial Services offers options for everyone.

Rates and fees verified as correct at 08 December, 2016. Other information correct at the time of writing.

What credit cards do Latitude Financial Services offer?

Here's a quick look at the kind of credit card you can opt for with Latitude Financial Services.

Low fee credit cards Low fee credit cards

Looking for a low fee credit card? Latitude Financial Services offers cards that come with $0 annual fee as well as up to 55 days interest-free on your everyday purchases.

Product Purchase rate Balance transfer rate Annual fees Interest free days

22.74% p.a.

$0

62


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Rewards credit cards Rewards credit cards

You can earn flexible Reward Points on everyday purchases with a Latitude Financial Services credit card and then redeem these points for purchasing different things like home wares, electronics and movie tickets.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on MasterCard, up to 100000 points per year

22.74% p.a.

$0


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Latitude credit card features in a glance

Rewards programRewards program

With a Latitude rewards card, every dollar you spend on daily purchases can earn you points that can be redeemed for gift vouchers, household items, movie tickets and a lot more.

Online bankingOnline banking

Signing up for Internet banking services with a Latitude Financial Services credit card is quite simple. You can register online or call the customer care department and follow the prompts. Once you’ve set up an online account, you can transfer funds, view statements and pay your bills on the go.   

Interest free daysInterest free days

Latitude Financial Services credit cards come with up to 55 interest free days on purchases depending on which card you opt for. Do remember that you can avoid paying interest on the purchases balance by paying the full closing balance shown on every account statement by the due date.

Contactless payments Contactless payments

You can make tap and go payments with your Latitude Financial Services credit card. That means you won’t need you to swipe, sign or enter your PIN for transactions under $100. You can simply hold your credit card over the reader for a contactless transaction.

International paymentsInternational payments

You can use your Latitude Financial Services credit card to make international transactions online or while you’re travelling overseas. However, keep in mind that you may need to pay certain additional charges such as an international transaction fee of about 3%.

Additional cardholderAdditional cardholder

It’s easy to authorise a close friend or family member as an additional cardholder for your Latitude Financial Services credit card. The additional cardholder will be issued with a card of their own but don’t forget, it will still be your responsibility to meet the repayment obligations. You can make an online application for an additional card.

How are Latitude Financial Services credit cards rated?

Want to know more as to what real customers think about the Latitude Financial Services Credit Cards? Check out our reviews section to see how the Mozo community has rated the different credit cards on features like price, convenience and customer service.

Latitude credit cards

Overall 5.1*

Price

Features

Customer service

Convenience

Trust

191 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Latitude credit card reviews Recent Latitude credit card reviews

Latitude

Latitude GO MasterCard credit card review

Overall rating   7 / 10

Good everyday expense credit card

Good promotions with big brands such as Harvey Norman. Fees are reasonable and have 3 months Intrest free on all purchases.

Full review

Good promotions with big brands such as Harvey Norman. Fees are reasonable and have 3 months Intrest free on all purchases.

    Price   7 / 10

    Features   7 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Guy (NSW), reviewed 8 months ago

Latitude

Latitude GO MasterCard credit card review

Overall rating   10 / 10

Great interest rates and easy to use

I love my Go MasterCard, it easy to access and use. The interest rates are fair and you regularly get offers for increases.

Full review

I love my Go MasterCard, it easy to access and use. The interest rates are fair and you regularly get offers for increases.

    Price   10 / 10

    Features   8 / 10

    Customer service   5 / 10

    Convenience   9 / 10

    Trust   6 / 10

Less

Cheyenne (NSW), reviewed 9 months ago

Latitude

Latitude GO MasterCard credit card review

Overall rating   3 / 10

Nope

Not straight forward or thorough. When asked on telephone how it works and extra costs provided false information. To be charged an initial fee on withdrawal and $2.50 per day interest is not ok

Full review

Not straight forward or thorough. When asked on telephone how it works and extra costs provided false information. To be charged an initial fee on withdrawal and $2.50 per day interest is not ok

    Price   5 / 10

    Features   5 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   3 / 10

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Lilit (NSW), reviewed 9 months ago

Latitude

Latitude GO MasterCard credit card review

Overall rating   1 / 10

Worse than average

They are unbending and expensive

Full review

They are unbending and expensive

    Price   2 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   2 / 10

    Trust   1 / 10

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Gayell (VIC), reviewed 10 months ago

Latitude

Latitude GEM Visa Card credit card review

Overall rating   8 / 10

Easy and convenient

It's convenient, have had a couple of issues with being charged fees that I shouldn't have but with a phone call it was fixed. Customer service is pretty average when you want to ask about increasing your limit, pretty much don't bother calling...

Full review

It's convenient, have had a couple of issues with being charged fees that I shouldn't have but with a phone call it was fixed. Customer service is pretty average when you want to ask about increasing your limit, pretty much don't bother calling unless you have a job, which I now know

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Tarina (WA), reviewed 10 months ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Latitude credit card? What do you need to apply for a Latitude credit card?

After you’ve had a good look at all the different credit cards in the market, if you decide that Latitude Financial Services offers the best credit cards based on your requirements, hit the ‘Go to site’ button on Mozo so you can go to the Latitude website directly.    

To be eligible for a Latitude Financial Services credit card, you’ll need to be at least 18 years of age and a permanent resident of Australia.

  • Here’s a quick checklist documents that you’ll need to provide while filling in the application:
  • A drivers licence, passport or proof of age card
  • Details of your income, assets and liabilities
  • Your employer's name and contact number
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